loanDepot, Inc. (LDI) Stock Price & Analysis
loanDepot, Inc. (LDI) closed at USD 0.57 on Thursday, October 15, 2026, up 14.36% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 0.5; the Oct 15, 2026 session ranged USD 0.51–0.58 on volume of 7,468,087 shares. Market capitalization is $251.95M, with a 52-week range of USD 0.49–3.8 (NYQ). Source: Nexqual, retrieved October 16, 2026 at 05:21 UTC.
Also available as compact Markdown for AI agents: nexqual.com/LDI.md
Key facts (LDI)
- Last four reported quarters (through Jun 30, 2026): revenue $1.26B, net income -$69.4M (-5.5% margin) (SEC filings).
- Analysts: Sell (mean 3.75 on a 1–5 scale) (4 analysts), mean target USD 1.13 (range 1–1.25).
- Total return with dividends: 1Y -81.1% vs S&P 500 +18.1%; 5Y -91.1% vs S&P 500 +85.1%.
- Next earnings: 2026-11-03, EPS estimate USD 0, revenue estimate $316M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (LDI)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $3.72B | $1.26B | $974M | $1.06B | $1.19B | $1.26B |
| Net income | $114M | -$273M | -$110M | -$98.3M | -$62.6M | -$69.4M |
| EPS (diluted) | $0.87 | -$1.75 | — | — | — | — |
| Free cash flow | -$1.52B | $4.42B | -$195M | -$885M | -$735M | -$282M |
| Net margin | 3.0% | -21.7% | -11.3% | -9.3% | -5.3% | -5.5% |
| Revenue growth | -13.6% | -66.3% | -22.4% | +8.9% | +12.2% | — |
| Cash + short-term investments | $420M | $864M | $661M | $422M | $337M | — |
| Total debt | $1.63B | $2.29B | $2.27B | $2.03B | $2.10B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (LDI)
P/S 0.2x · P/B 0.8x · FCF yield -112.07% · Earnings yield -27.54%
Analysts (LDI)
Consensus Sell (mean 3.75 on a 1–5 scale), 4 analysts; mean target USD 1.13 (low 1, high 1.25).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-15 | Goldman Sachs | Target lowered | Sell | $2.1 → $1.25 |
Total return (dividends reinvested) (LDI)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | -81.1% | -91.1% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -81.2% | -38.3% |
| Volatility (annualized) | 76.3% | 78.0% |
| Max drawdown | -86.2% (Oct 2025→Oct 2026) | -91.8% (Nov 2021→Oct 2026) |
Key Statistics (as of October 16, 2026 at 05:21 UTC)
| Price | USD 0.57 |
|---|---|
| Change | ▲ 14.36% (up) |
| Previous Close | USD 0.5 |
| Open | USD 0.52 |
| Day Range | USD 0.51 – 0.58 |
| 52-Week Range | USD 0.49 – 3.8 |
| Volume | 7,468,087 shares |
| Market Cap | $251.95M |
| Exchange | NYQ |
Technical Analysis (LDI)
Nexqual's technical model rates LDI "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 16, 2026 at 05:21 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 35.89 (neutral) |
| vs SMA50 | Below (USD 0.77) |
| MACD | -0.07 (negative) |
Analyst Ratings (LDI)
Wall Street analysts rate LDI "Sell" based on 4 analysts, with a mean price target of USD 1.13 (range USD 1–1.25), per Nexqual as of October 16, 2026 at 05:21 UTC.
| Consensus Rating | Sell |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 1.13 |
| High Target | USD 1.25 |
| Low Target | USD 1 |
| Buy / Hold / Sell | 0 / 2 / 2 |
Earnings (LDI)
| Next Earnings Date | 2026-11-03 |
|---|---|
| EPS Estimate | USD 0 |
| Revenue Estimate | $316.48M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD -0.13 vs est 0.03 ▼ miss |
| 2026-03-31 | USD -0.15 vs est -0.04 ▼ miss |
| 2025-12-31 | USD -0.1 vs est -0.02 ▼ miss |
| 2025-09-30 | USD -0.01 vs est -0.01 ▼ miss |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financials & Fundamentals (LDI)
| Total Revenue | $1.26B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +9.70% |
| Gross Margin | +88.95% |
| Operating Margin | -2.02% |
| Profit Margin | -5.50% |
| ROE | -26.71% |
| Debt / Equity | 18.07 |
| Current Ratio | 1.36 |
| Total Cash | $370.36M |
| Total Debt | $6.02B |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financial Health Score (LDI)
Nexqual rates loanDepot, Inc.'s overall financial health "Weak" across five dimensions, as of October 16, 2026 at 05:21 UTC.
| Growth | Solid — Revenue +12% YoY (annual) |
|---|---|
| Profitability | Solid — Gross margin 89%, operating -2% |
| Balance Sheet | Critical — $370M cash vs $6.02B debt |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Finance Services) |
| Efficiency | Critical — ROE -27%, ROA -1.6% |
Ownership (LDI)
| Insider Ownership | +3.38% |
|---|---|
| Institutional Ownership | +66.91% |
| Shares Outstanding | 232.23M |
| Float | 109.57M |
| Short % of Float | +18.07% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Leadership (LDI)
loanDepot, Inc. is led by Anthony Li Hsieh (age 60), Founder, CEO, Chairman & President, per Nexqual as of October 16, 2026 at 05:21 UTC.
| Founder, CEO, Chairman & President | Anthony Li Hsieh (age 60) |
|---|---|
| Chief Financial Officer | David R. Hayes (age 50) |
| Senior Vice President of Investor Relations | Gerhard Erdelji |
| Chief Marketing & Customer Experience Officer | T. J. Freeborn |
Major Backers & Investors (LDI)
Notable institutional backers of loanDepot, Inc. include WASATCH FUNDS TRUST-Wasatch Micro Cap Fund, Fidelity, Charles Schwab Investment Management, Inc., according to Nexqual as of October 16, 2026 at 05:21 UTC.
Active Investors
| Investor | Stake |
|---|---|
| WASATCH FUNDS TRUST-Wasatch Micro Cap Fund | 0.98% |
| Fidelity | 0.98% |
| Charles Schwab Investment Management, Inc. | 0.86% |
| Knightsbridge Asset Management, LLC | 0.85% |
| Charles Schwab | 0.72% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 6.5% |
| Vanguard Group | 5.88% |
| Geode Capital | 1.7% |
| Allianz Asset Management GmbH | 0.96% |
| State Street | 0.95% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| VEL | Velocity Financial, Inc. | USD 14.81 | ▲ 0.95% |
| WD | Walker & Dunlop, Inc | USD 33.32 | ▲ 3.87% |
| UWMC | UWM Holdings Corporation | USD 1.15 | ▲ 11.65% |
| PFSI | PennyMac Financial Services, In | USD 61.19 | ▲ 3.2% |
| RKT | Rocket Companies, Inc. | USD 11.07 | ▲ 2.22% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:21 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt