Open Lending Corp (LPRO) Stock Price & Analysis
Open Lending Corp (LPRO) rose 0.64% to USD 3.15 as of July 25, 2026 at 06:43 UTC, according to Nexqual real-time market data.
LPRO last closed at USD 3.13; the session ranged USD 3.14–3.15 on volume of 1,891,955 shares. Market capitalization is $372.72M, with a 52-week range of USD 1.18–3.15 (NGM). Source: Nexqual, July 25, 2026 at 06:43 UTC.
Key Statistics (as of July 25, 2026 at 06:43 UTC)
| Price | USD 3.15 |
|---|---|
| Change | ▲ 0.64% (up) |
| Previous Close | USD 3.13 |
| Open | USD 3.14 |
| Day Range | USD 3.14 – 3.15 |
| 52-Week Range | USD 1.18 – 3.15 |
| Volume | 1,891,955 shares |
| Market Cap | $372.72M |
| Exchange | NGM |
Technical Analysis (LPRO)
Nexqual's technical model rates LPRO "BUY" based on 5 bullish and 3 bearish signals across 125 daily candles, as of July 25, 2026 at 06:43 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 85.39 (overbought) |
| vs SMA50 | Above (USD 2.65) |
| MACD | 0.13 (positive) |
Analyst Ratings (LPRO)
Wall Street analysts rate LPRO "Hold" based on 5 analysts, with a mean price target of USD 2.92 (range USD 2–3.15), per Nexqual as of July 25, 2026 at 06:43 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 2.92 |
| High Target | USD 3.15 |
| Low Target | USD 2 |
| Buy / Hold / Sell | 0 / 7 / 0 |
Earnings (LPRO)
| Next Earnings Date | 2026-08-05 |
|---|---|
| EPS Estimate | USD 0.03 |
| Revenue Estimate | $23.46M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0 vs est 0.02 ▼ miss |
| 2025-12-31 | USD 0.02 vs est 0.02 ▼ miss |
| 2025-09-30 | USD 0.03 vs est 0.01 ▲ beat |
| 2025-06-30 | USD 0.01 vs est 0.01 ▲ beat |
Source: Nexqual, July 25, 2026 at 06:43 UTC.
Financials & Fundamentals (LPRO)
| Total Revenue | $89.31M |
|---|---|
| Revenue Growth (YoY) | -16.00% |
| Gross Margin | +77.24% |
| Operating Margin | -3.09% |
| Profit Margin | -5.95% |
| ROE | -6.85% |
| Debt / Equity | 112.96 |
| Current Ratio | 4.44 |
| Total Cash | $173.31M |
| Total Debt | $85.08M |
| Free Cash Flow | $7.32M |
Source: Nexqual, July 25, 2026 at 06:43 UTC.
Financial Health Score (LPRO)
Nexqual rates Open Lending Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 06:43 UTC.
| Growth | Strong — Revenue +288% YoY (annual) |
|---|---|
| Profitability | Solid — Gross margin 77%, operating -3% |
| Balance Sheet | Mixed — $173M cash vs $85M debt, net cash position |
| Cash Flow | Solid — FCF $7M, 8% margin |
| Efficiency | Critical — ROE -7%, ROA 1.1% |
Ownership (LPRO)
| Insider Ownership | +0.86% |
|---|---|
| Institutional Ownership | +72.48% |
| Shares Outstanding | 118.32M |
| Float | 95.30M |
| Short % of Float | +2.02% |
Source: Nexqual, July 25, 2026 at 06:43 UTC.
Leadership (LPRO)
Open Lending Corp is led by Jessica Elizabeth Buss (age 53), Chairman & CEO, per Nexqual as of July 25, 2026 at 06:43 UTC.
| Chairman & CEO | Jessica Elizabeth Buss (age 53) |
|---|---|
| Chief Financial Officer | Massimo Monaco (age 51) |
| Chief Operating Officer | Michelle Lynn Glasl (age 54) |
| Senior Vice President of Account Management & Client Services | Derica Demint |
| Senior Vice President of Product Development Strategy | Aaron Bussey |
Major Backers & Investors (LPRO)
Notable institutional backers of Open Lending Corp include True Wind Capital Management, L.P., Portolan Capital Management, LLC, WASATCH FUNDS TRUST-Wasatch Micro Cap Fund, according to Nexqual as of July 25, 2026 at 06:43 UTC.
Active Investors
| Investor | Stake |
|---|---|
| True Wind Capital Management, L.P. | 6.38% |
| Portolan Capital Management, LLC | 5.84% |
| WASATCH FUNDS TRUST-Wasatch Micro Cap Fund | 4.58% |
| LB Partners LLC | 4.57% |
| Wasatch Advisors LP | 4.12% |
| Fidelity | 3.88% |
| Palogic Value Management, LP | 3.84% |
| Whetstone Capital Advisors, LLC | 3.21% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 9.1% |
| Vanguard Group | 7.79% |
Source: Nexqual, July 25, 2026 at 06:43 UTC.
From Open Lending Corp's Latest SEC 10-K Filing (filed 2026-03-12)
Key Strengths & Strategy (as disclosed to the SEC)
- Since our inception in 2000, we have facilitated over one million automotive loans through LPP, representing over $27.9 billion in originations, and we have accumulated approximately 25 years of proprietary data and developed over two million unique risk profiles.
- Through our flagship product, LPP, our customers, collectively referred to herein as automotive lenders or lenders, make automotive consumer loans to underserved near-prime and non-prime borrowers by harnessing our risk-based interest rate pricing models, powered by our proprietary data and real-time underwriting of automotive loan default insurance coverage from insurers.
- Insurance Partners Access to our proprietary technology and lenders.
- Our proprietary risk models project loan performance, including expected losses and prepayments, in arriving at the optimal contract interest rate.
Partnerships
- On June 10, 2020 (the "Closing Date"), Nebula completed a business combination with Open Lending, LLC (the "Business Combination") pursuant to that certain Business Combination Agreement by and among Nebula, Open Lending, LLC and the other parties named therein (the "Business Combination Agreement").
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
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Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 06:43 UTC. This page is informational and not investment advice.