MVB Financial Corp. (MVBF) Stock Price & Analysis
MVB Financial Corp. (MVBF) closed at USD 29.74 on Thursday, October 29, 2026, up 0.34% on the day. The US market is currently closed (after-hours); this is not a live price.
The prior close was USD 29.64; the Oct 29, 2026 session ranged USD 29.45–30.4 on volume of 51,938 shares. Market capitalization is $385.65M, with a 52-week range of USD 23.99–31.99 (NCM). Source: Nexqual, retrieved October 29, 2026 at 20:06 UTC.
Also available as compact Markdown for AI agents: nexqual.com/MVBF.md
Key facts (MVBF)
- Last four reported quarters (through Jun 30, 2026): revenue $188M, net income $38.8M (20.6% margin) (SEC filings).
- Valuation: P/E 9.9x (avg 11.8x at the last 3 fiscal year-ends).
- Analysts: Buy (mean 2.00 on a 1–5 scale) (3 analysts), mean target USD 34 (range 34–34).
- Total return with dividends: 1Y +15.9% vs S&P 500 +14.4%; 5Y -20.0% vs S&P 500 +79.1%.
- Next earnings: 2026-10-29, EPS estimate USD 0.41, revenue estimate $39.4M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (MVBF)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $133M | $139M | $143M | $152M | $168M | $188M |
| Net income | $39.1M | $15.0M | $31.2M | $20.2M | $26.9M | $38.8M |
| EPS (diluted) | $3.10 | $1.17 | $2.40 | $1.53 | $2.06 | — |
| Free cash flow | $29.9M | $4.3M | $56.3M | -$1.9M | $2.1M | -$37.6M |
| Net margin | 29.4% | 10.8% | 21.8% | 13.3% | 16.1% | 20.6% |
| Revenue growth | -17.2% | +4.8% | +2.6% | +6.4% | +10.2% | — |
| Cash + short-term investments | $307M | $40.3M | $398M | $318M | $244M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (MVBF)
P/E 9.9x · P/S 2.0x · P/B 1.1x · FCF yield -9.75% · Earnings yield 10.06% · Dividend yield (paid, TTM) 2.24%
P/E at fiscal year-ends: Dec 2025 12.6x, Dec 2024 13.4x, Dec 2023 9.4x.
Analysts (MVBF)
Consensus Buy (mean 2.00 on a 1–5 scale), 3 analysts; mean target USD 34 (low 34, high 34).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-06 | Keefe, Bruyette & Woods | Target raised | Outperform | $32 → $34 |
| 2026-07-29 | TD Cowen | Target raised | Buy | $32 → $34 |
Total return (dividends reinvested) (MVBF)
| 1Y (from 2025-10-30) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +15.9% | -20.0% |
| S&P 500 (SPY) | +14.4% | +79.1% |
| Per year | +16.0% | -4.3% |
| Volatility (annualized) | 25.6% | 31.2% |
| Max drawdown | -16.5% (Feb 2026→Mar 2026) | -59.9% (Mar 2022→May 2023) |
MVBF earnings history and stock reaction
| Results filed | Quarter | EPS | Consensus | Surprise | Stock reaction |
|---|---|---|---|---|---|
| — | Quarter ended Jun 30, 2026 | $0.93 | $0.34 | Beat +173.5% | — |
| — | Quarter ended Mar 31, 2026 | $0.39 | $0.37 | Beat +5.4% | — |
| — | Quarter ended Dec 31, 2025 | $0.31 | $0.32 | Miss −3.1% | — |
| — | Quarter ended Sep 30, 2025 | $1.32 | $0.28 | Beat +371.4% | — |
EPS as reported against the analyst consensus before the release; surprise uses the cent-rounded figures shown (in dollars when EPS and consensus have opposite signs). Stock reaction = close before the results to close after (the first close following a release after the bell or before the open).
MVBF recent SEC filings (last 120 days)
| Filed | Form | What it says |
|---|---|---|
| Oct 29, 2026 | 8-K | Regulation FD disclosure |
| Oct 29, 2026 | 8-K | Quarterly results |
| Aug 19, 2026 | 8-K | Regulation FD disclosure |
| Aug 5, 2026 | 10-Q | Quarterly report · period ended Jun 30, 2026 |
| Jul 28, 2026 | 8-K | Regulation FD disclosure |
| Jul 28, 2026 | 8-K | Quarterly results |
Source: SEC EDGAR. Quotes are the opening words of each item as filed; each form links to the filing. Insider Form 4 filings are listed in the insider sections.
MVBF analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.41 | $0.44 | -6.8% | $39.4M | 3 |
| Next quarter (ends Dec 2026) | $0.49 | $0.48 | +3.8% | $41.1M | 2 |
| Current fiscal year (ends Dec 2026) | $1.59 | $1.62 | -2.3% | $157.6M | 3 |
| Next fiscal year (ends Dec 2027) | $2.56 | $2.47 | +3.5% | $176.5M | 3 |
Key Statistics (as of October 29, 2026 at 20:06 UTC)
| Price | USD 29.74 |
|---|---|
| Change | ▲ 0.34% (up) |
| Previous Close | USD 29.64 |
| Open | USD 29.9 |
| Day Range | USD 29.45 – 30.4 |
| 52-Week Range | USD 23.99 – 31.99 |
| Volume | 51,938 shares |
| Market Cap | $385.65M |
| Exchange | NCM |
Technical Analysis (MVBF)
Nexqual's technical model rates MVBF "NEUTRAL" based on 3 bullish and 2 bearish signals across 127 daily candles, as of October 29, 2026 at 20:06 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 46.7 (neutral) |
| vs SMA50 | Below (USD 30.06) |
| MACD | -0.05 (negative) |
Analyst Ratings (MVBF)
Wall Street analysts rate MVBF "Buy" based on 3 analysts, with a mean price target of USD 34 (range USD 34–34), per Nexqual as of October 29, 2026 at 20:06 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 34 |
| High Target | USD 34 |
| Low Target | USD 34 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (MVBF)
| Next Earnings Date | 2026-10-29 |
|---|---|
| EPS Estimate | USD 0.41 |
| Revenue Estimate | $39.40M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.93 vs est 0.34 ▲ beat |
| 2026-03-31 | USD 0.39 vs est 0.37 ▲ beat |
| 2025-12-31 | USD 0.31 vs est 0.32 ▼ miss |
| 2025-09-30 | USD 1.32 vs est 0.28 ▲ beat |
Source: Nexqual, October 29, 2026 at 20:06 UTC.
Financials & Fundamentals (MVBF)
| Total Revenue | $174.24M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +46.20% |
| Gross Margin | +0.00% |
| Operating Margin | +36.73% |
| Profit Margin | +22.27% |
| ROE | +12.00% |
| Total Cash | $319.90M |
| Total Debt | $61.01M |
Source: Nexqual, October 29, 2026 at 20:06 UTC.
Financial Health Score (MVBF)
Nexqual rates MVB Financial Corp.'s overall financial health "Solid" across five dimensions, as of October 29, 2026 at 20:06 UTC.
| Growth | Solid — Revenue +11% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 21% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 11%, ROA 1.1% (last 4 quarters, SEC) |
Ownership (MVBF)
| Insider Ownership | +10.42% |
|---|---|
| Institutional Ownership | +60.32% |
| Shares Outstanding | 12.97M |
| Float | 11.82M |
| Short % of Float | +2.84% |
Source: Nexqual, October 29, 2026 at 20:06 UTC.
Leadership (MVBF)
MVB Financial Corp. is led by Larry F. Mazza, President, CEO & Non-Independent Director, per Nexqual as of October 29, 2026 at 20:06 UTC.
| President, CEO & Non-Independent Director | Larry F. Mazza |
|---|---|
| CFO & Executive VP | Michael R. Sumbs |
| Executive VP, COO & Chief Information Officer | Michael Louis Giorgio |
| Vice President & Chief Technology Officer | Esther L. Gorbey |
| Senior Vice President of Audit | James Potasky |
Major Backers & Investors (MVBF)
Notable institutional backers of MVB Financial Corp. include Wellington Management, Ameriprise Financial, Inc., Basswood Capital Management, L.L.C., according to Nexqual as of October 29, 2026 at 20:06 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 15.55% |
| Ameriprise Financial, Inc. | 2.44% |
| Basswood Capital Management, L.L.C. | 2.27% |
| Fidelity | 1.68% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 9.17% |
| Dimensional Fund Advisors | 4.7% |
| Vanguard Group | 4.57% |
| Geode Capital | 2.75% |
| State Street | 2.15% |
| Columbia Threadneedle | 1.68% |
Source: Nexqual, October 29, 2026 at 20:06 UTC.
From MVB Financial Corp.'s Latest SEC 10-K Filing (filed 2026-03-12)
Key Strengths & Strategy (as disclosed to the SEC)
- Tracking these requests allows us to have visibility into the interests of team members.
- Further, qualification as a small bank holding company allows us to file more abbreviated, and less frequent, consolidated and holding company reports with the Federal Reserve.
Partnerships
- In January 2025, the Bank entered into a stock repurchase agreement with Trabian in which Trabian repurchased all the shares held by MVB.
- In January 2025, we entered into a stock repurchase agreement with Trabian in which Trabian repurchased all the shares held by MVB.
Legal & Regulatory Risks (Item 1A, quoted)
- Changes in tax law may adversely affect our performance and create the risk that we may need to adjust our accounting for these changes.
- We are subject to extensive government regulation and supervision and possible enforcement and other legal actions that could detrimentally affect our business.
- Failure to meet any of the various capital adequacy guidelines which we are subject to could adversely affect our operations and could compromise our status as a financial holding company.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FITB | Fifth Third Bancorp | USD 54.44 | ▲ 1.81% |
| NU | Nu Holdings Ltd. | USD 12.05 | ▲ 0.67% |
| TFC | Truist Financial Corporation | USD 49.31 | ▲ 1.83% |
| DB | Deutsche Bank AG | USD 34.88 | ▲ 4.09% |
| NWG | NatWest Group plc | USD 17 | ▼ 1.36% |
| LYG | Lloyds Banking Group Plc | USD 5.26 | ▼ 4.45% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 29, 2026 at 20:06 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt