Nbt Bancorp Inc (NBTB) Stock Price & Analysis
Nbt Bancorp Inc (NBTB) rose 2.10% to USD 47.21 as of June 10, 2026 at 03:09 UTC, according to Nexqual real-time market data.
NBTB last closed at USD 46.24; the session ranged USD 46.29–47.72 on volume of 441,639 shares. Market capitalization is $2.46B, with a 52-week range of USD 39.2–47.72 (NMS). Source: Nexqual, June 10, 2026 at 03:09 UTC.
Key Statistics (as of June 10, 2026 at 03:09 UTC)
| Price | USD 47.21 |
|---|---|
| Change | ▲ 2.10% (up) |
| Previous Close | USD 46.24 |
| Open | USD 46.51 |
| Day Range | USD 46.29 – 47.72 |
| 52-Week Range | USD 39.2 – 47.72 |
| Volume | 441,639 shares |
| Market Cap | $2.46B |
| Exchange | NMS |
Technical Analysis (NBTB)
Nexqual's technical model rates NBTB "BUY" based on 5 bullish and 1 bearish signals across 124 daily candles, as of June 10, 2026 at 03:09 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 59.97 (neutral) |
| vs SMA50 | Above (USD 44.94) |
| MACD | 0.51 (positive) |
Analyst Ratings (NBTB)
Wall Street analysts rate NBTB "None" based on 6 analysts, with a mean price target of USD 48.92 (range USD 46.5–52), per Nexqual as of June 10, 2026 at 03:09 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 48.92 |
| High Target | USD 52 |
| Low Target | USD 46.5 |
| Buy / Hold / Sell | 3 / 4 / 0 |
Earnings (NBTB)
| Next Earnings Date | 2026-04-23 |
|---|---|
| EPS Estimate | USD 1.02 |
| Revenue Estimate | $188.61M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.97 vs est 0.98 ▼ miss |
| 2025-12-31 | USD 1.05 vs est 0.99 ▲ beat |
| 2025-09-30 | USD 1.05 vs est 0.97 ▲ beat |
| 2025-06-30 | USD 0.88 vs est 0.83 ▲ beat |
Source: Nexqual, June 10, 2026 at 03:09 UTC.
Financials & Fundamentals (NBTB)
| Total Revenue | $696.57M |
|---|---|
| Revenue Growth (YoY) | +21.60% |
| Gross Margin | +0.00% |
| Operating Margin | +40.60% |
| Profit Margin | +26.36% |
| ROE | +10.55% |
| Total Cash | $784.30M |
| Total Debt | $365.59M |
Source: Nexqual, June 10, 2026 at 03:09 UTC.
Financial Health Score (NBTB)
Nexqual rates Nbt Bancorp Inc's overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 03:09 UTC.
| Growth | Strong — Revenue +21% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $784M cash vs $366M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $246M |
| Efficiency | Mixed — ROE 11%, ROA 1.2% |
Ownership (NBTB)
| Insider Ownership | +2.82% |
|---|---|
| Institutional Ownership | +65.43% |
| Shares Outstanding | 52.01M |
| Float | 50.98M |
| Short % of Float | +4.21% |
Source: Nexqual, June 10, 2026 at 03:09 UTC.
Leadership (NBTB)
Nbt Bancorp Inc is led by Scott A. Kingsley (age 60), President, CEO & Director, per Nexqual as of June 10, 2026 at 03:09 UTC.
| President, CEO & Director | Scott A. Kingsley (age 60) |
|---|---|
| Executive VP & CFO | Annette L. Burns (age 52) |
| Senior Executive Vice President | Joseph R. Stagliano (age 56) |
Major Backers & Investors (NBTB)
Notable institutional backers of Nbt Bancorp Inc include Silvercrest Asset Management Group, LLC, Victory Capital Management Inc., Charles Schwab Investment Management, Inc., according to Nexqual as of June 10, 2026 at 03:09 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Silvercrest Asset Management Group, LLC | 1.33% |
| Victory Capital Management Inc. | 1.29% |
| Charles Schwab Investment Management, Inc. | 1.18% |
| Fidelity | 0.97% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 24.41% |
| Vanguard Group | 18.78% |
| State Street | 5.7% |
| Dimensional Fund Advisors | 4.48% |
| Geode Capital | 2.56% |
| Northern Trust | 1.31% |
Source: Nexqual, June 10, 2026 at 03:09 UTC.
From Nbt Bancorp Inc's Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- The Company has an ongoing initiative to replace existing lighting with LED lighting to reduce energy consumption.   Services like mobile and online banking, remote deposit capture, electronic loan payments, eStatements and combined statements enable us to support all customers in their efforts to consume less fuel and paper.
Partnerships
- Bank holding companies and insured depository institutions may also be subject to potential enforcement actions of varying levels of severity by the federal banking agencies for unsafe or unsound practices in conducting their business or for violation of any law, rule, regulation, condition imposed in writing by the agency or term of a written agreement with the agency.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| STBA | S&T Bancorp, Inc. | USD 46.51 | ▲ 2% |
| INDB | Independent Bank Corp. | USD 80.61 | ▲ 1.31% |
| LKFN | Lakeland Financial Corporation | USD 60.37 | ▲ 0.63% |
| CBU | Community Financial System, Inc | USD 64.77 | ▲ 1.86% |
| NFBK | Northfield Bancorp, Inc. | USD 14.65 | ▲ 2.09% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 03:09 UTC. This page is informational and not investment advice.