Nmi Holdings, Inc. (NMIH) Stock Price & Analysis
Nmi Holdings, Inc. (NMIH) rose 1.50% to USD 36.65 as of June 10, 2026 at 02:36 UTC, according to Nexqual real-time market data.
NMIH last closed at USD 36.11; the session ranged USD 36.34–37.01 on volume of 387,689 shares. Market capitalization is $2.78B, with a 52-week range of USD 34.84–43.2 (NGM). Source: Nexqual, June 10, 2026 at 02:36 UTC.
Key Statistics (as of June 10, 2026 at 02:36 UTC)
| Price | USD 36.65 |
|---|---|
| Change | ▲ 1.50% (up) |
| Previous Close | USD 36.11 |
| Open | USD 36.39 |
| Day Range | USD 36.34 – 37.01 |
| 52-Week Range | USD 34.84 – 43.2 |
| Volume | 387,689 shares |
| Market Cap | $2.78B |
| Exchange | NGM |
Technical Analysis (NMIH)
Nexqual's technical model rates NMIH "STRONG SELL" based on 0 bullish and 5 bearish signals across 124 daily candles, as of June 10, 2026 at 02:36 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 43.77 (neutral) |
| vs SMA50 | Below (USD 38.13) |
| MACD | -0.62 (negative) |
Analyst Ratings (NMIH)
Wall Street analysts rate NMIH "None" based on 7 analysts, with a mean price target of USD 46.14 (range USD 43–49), per Nexqual as of June 10, 2026 at 02:36 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 7 |
| Mean Target | USD 46.14 |
| High Target | USD 49 |
| Low Target | USD 43 |
| Buy / Hold / Sell | 6 / 1 / 0 |
Earnings (NMIH)
| Next Earnings Date | 2026-07-28 |
|---|---|
| EPS Estimate | USD 1.29 |
| Revenue Estimate | $185.23M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 1.28 vs est 1.23 ▲ beat |
| 2025-12-31 | USD 1.2 vs est 1.19 ▲ beat |
| 2025-09-30 | USD 1.21 vs est 1.21 ▲ beat |
| 2025-06-30 | USD 1.22 vs est 1.19 ▲ beat |
Source: Nexqual, June 10, 2026 at 02:36 UTC.
Financials & Fundamentals (NMIH)
| Total Revenue | $716.67M |
|---|---|
| Revenue Growth (YoY) | +5.90% |
| Gross Margin | +76.01% |
| Operating Margin | +71.97% |
| Profit Margin | +53.82% |
| ROE | +15.57% |
| Debt / Equity | 16.17 |
| Current Ratio | 1.81 |
| Total Cash | $96.06M |
| Total Debt | $425.61M |
| Free Cash Flow | $313.04M |
Source: Nexqual, June 10, 2026 at 02:36 UTC.
Financial Health Score (NMIH)
Nexqual rates Nmi Holdings, Inc.'s overall financial health "Strong" across five dimensions, as of June 10, 2026 at 02:36 UTC.
| Growth | Solid — Revenue +9% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 76%, operating 72% |
| Balance Sheet | Strong — $96M cash vs $426M debt |
| Cash Flow | Strong — FCF $313M, 44% margin |
| Efficiency | Solid — ROE 16%, ROA 8.9% |
Ownership (NMIH)
| Insider Ownership | +1.75% |
|---|---|
| Institutional Ownership | +100.22% |
| Shares Outstanding | 75.97M |
| Float | 74.53M |
| Short % of Float | +2.92% |
Source: Nexqual, June 10, 2026 at 02:36 UTC.
Leadership (NMIH)
Nmi Holdings, Inc. is led by Adam S. Pollitzer (age 45), President, CEO & Director, per Nexqual as of June 10, 2026 at 02:36 UTC.
| President, CEO & Director | Adam S. Pollitzer (age 45) |
|---|---|
| Executive Chairman | Bradley Mize Shuster C.F.A. (age 70) |
| Executive VP & CFO | Aurora Jean Swithenbank (age 49) |
| Vice President of Investor Relations & Treasury | John M. Swenson |
Major Backers & Investors (NMIH)
Notable institutional backers of Nmi Holdings, Inc. include American Century Companies Inc, Van Berkom & Associates Inc., Nomura Asset Management International Inc, according to Nexqual as of June 10, 2026 at 02:36 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 6.75% |
| Van Berkom & Associates Inc. | 2.62% |
| Nomura Asset Management International Inc | 2.2% |
| Delaware Group Equity Funds V-Nomura Small Cap Core Fund | 1.83% |
| Bank of America Corporation | 1.72% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 25.44% |
| Vanguard Group | 13.77% |
| Dimensional Fund Advisors | 5.73% |
| State Street | 4.35% |
| Geode Capital | 2.65% |
Source: Nexqual, June 10, 2026 at 02:36 UTC.
From Nmi Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-02-12)
Key Strengths & Strategy (as disclosed to the SEC)
- Non-delegated lenders who pursue independent validation are required to submit additional loan documentation post-close that allows us to independently validate such loans, including a loan's closing disclosures, note, executed mortgage, borrower authorization form and title insurance commitment.
- We have invested in our infrastructure and technology through the design, development, integration and implementation of what we believe is an efficient, secure, scalable platform that supports our current business activities and provides capacity for significant future growth.
Partnerships
- We describe our cybersecurity risk management program and governance, including third-party risk oversight related to this platform, in Item 1C, " Cybersecurity ." Investment Portfolio Our primary objectives with respect to our investment portfolio are to preserve capital and generate investment income, while maintaining sufficient liquidity to cover our operating needs.
- Effective April 1, 2025, we renewed and extended our existing seven-year IT service agreement with TCS, dated March 31, 2020, through March 31, 2032.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| ESNT | Essent Group Ltd. | USD 57.78 | ▲ 0.59% |
| PFSI | PennyMac Financial Services, In | USD 81.76 | ▲ 0.64% |
| PLMR | Palomar Holdings, Inc. | USD 108.68 | ▲ 0.16% |
| JRVR | James River Group Holdings, Inc | USD 3.97 | ▲ 0.25% |
| NBHC | National Bank Holdings Corporat | USD 42.68 | ▲ 1.16% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 02:36 UTC. This page is informational and not investment advice.