Ni Holdings, Inc. (NODK) Stock Price & Analysis
Ni Holdings, Inc. (NODK) rose 0.57% to USD 15.85 as of July 25, 2026 at 06:50 UTC, according to Nexqual real-time market data.
NODK last closed at USD 15.76; the session ranged USD 15.57–15.92 on volume of 9,919 shares. Market capitalization is $324.63M, with a 52-week range of USD 12.22–16.7 (NCM). Source: Nexqual, July 25, 2026 at 06:50 UTC.
Key Statistics (as of July 25, 2026 at 06:50 UTC)
| Price | USD 15.85 |
|---|---|
| Change | ▲ 0.57% (up) |
| Previous Close | USD 15.76 |
| Open | USD 15.66 |
| Day Range | USD 15.57 – 15.92 |
| 52-Week Range | USD 12.22 – 16.7 |
| Volume | 9,919 shares |
| Market Cap | $324.63M |
| Exchange | NCM |
Technical Analysis (NODK)
Nexqual's technical model rates NODK "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 06:50 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 56.02 (neutral) |
| vs SMA50 | Above (USD 15.19) |
| MACD | 0.17 (positive) |
Analyst Ratings (NODK)
Wall Street analysts rate NODK "None", per Nexqual as of July 25, 2026 at 06:50 UTC.
| Consensus Rating | None |
|---|
Earnings (NODK)
| Next Earnings Date | 2026-08-07 |
|---|
Source: Nexqual, July 25, 2026 at 06:50 UTC.
Financials & Fundamentals (NODK)
| Total Revenue | $273.22M |
|---|---|
| Revenue Growth (YoY) | -16.60% |
| Gross Margin | -1.60% |
| Operating Margin | +26.36% |
| Profit Margin | -1.60% |
| ROE | -1.73% |
| Debt / Equity | 0.51 |
| Current Ratio | 0.55 |
| Total Cash | $57.72M |
| Total Debt | $1.27M |
| Free Cash Flow | $27.86M |
Source: Nexqual, July 25, 2026 at 06:50 UTC.
Financial Health Score (NODK)
Nexqual rates Ni Holdings, Inc.'s overall financial health "Weak" across five dimensions, as of July 25, 2026 at 06:50 UTC.
| Growth | Critical — Revenue -17% YoY (latest Q), sharp decline |
|---|---|
| Profitability | Critical — Gross margin -2% |
| Balance Sheet | Solid — $58M cash vs $1M debt, net cash position |
| Cash Flow | Solid — FCF $28M, 10% margin |
| Efficiency | Critical — ROE -2%, ROA -0.5% |
Ownership (NODK)
| Insider Ownership | +68.22% |
|---|---|
| Institutional Ownership | +24.71% |
| Shares Outstanding | 20.48M |
| Float | 5.80M |
| Short % of Float | +0.82% |
Source: Nexqual, July 25, 2026 at 06:50 UTC.
Leadership (NODK)
Ni Holdings, Inc. is led by Cindy L. Launer (age 53), CEO, President & Director, per Nexqual as of July 25, 2026 at 06:50 UTC.
| CEO, President & Director | Cindy L. Launer (age 53) |
|---|---|
| Executive VP, CFO & Treasurer | Matthew James Maki CPA, C.P.C.U. (age 38) |
| Senior Vice President of Sales & Distribution | Jay Larsen |
| Senior Vice President of Strategy | Dominic Arthur Weber FCAS, MAAA |
| Vice President & Chief Actuary | Joe Lawless |
Major Backers & Investors (NODK)
Notable institutional backers of Ni Holdings, Inc. include M3F, Inc., Newtyn Management, Llc, TCW Group, Inc., according to Nexqual as of July 25, 2026 at 06:50 UTC.
Active Investors
| Investor | Stake |
|---|---|
| M3F, Inc. | 8.07% |
| Newtyn Management, Llc | 3.27% |
| TCW Group, Inc. | 1.03% |
| Minerva Advisors LLC | 0.63% |
| Orchard Capital Management, LLC | 0.58% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 3.8% |
| Vanguard Group | 3.01% |
| Dimensional Fund Advisors | 1.84% |
| Geode Capital | 0.75% |
| State Street | 0.68% |
Source: Nexqual, July 25, 2026 at 06:50 UTC.
From Ni Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States.
- Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, dwelling, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies.
- NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| MVBF | MVB Financial Corp. | USD 29.1 | ▲ 0.62% |
| SMBK | SmartFinancial, Inc. | USD 50.01 | ▲ 3.11% |
| FNWB | First Northwest Bancorp | USD 11.95 | ▼ 0.75% |
| PDLB | Ponce Financial Group, Inc. | USD 20.2 | ▲ 0.95% |
| PFIS | Peoples Financial Services Corp | USD 69.44 | ▲ 2.59% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 06:50 UTC. This page is informational and not investment advice.