NI Holdings, Inc. (NODK) Stock Price & Analysis
NI Holdings, Inc. (NODK) closed at USD 14.86 on Thursday, October 15, 2026, up 0.20% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 14.83; the Oct 15, 2026 session ranged USD 14.81–14.99 on volume of 9,944 shares. Market capitalization is $303.21M, with a 52-week range of USD 12.37–16.7 (NCM). Source: Nexqual, retrieved October 16, 2026 at 05:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/NODK.md
Key facts (NODK)
- Analysts: None.
- Total return with dividends: 1Y +9.7% vs S&P 500 +18.1%; 5Y -25.4% vs S&P 500 +85.1%.
- Next earnings: 2026-11-06, EPS estimate USD —, revenue estimate $0K.
Analysts (NODK)
Consensus None.
Total return (dividends reinvested) (NODK)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +9.7% | -25.4% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +9.7% | -5.7% |
| Volatility (annualized) | 20.5% | 22.8% |
| Max drawdown | -15.0% (Dec 2025→Mar 2026) | -39.1% (Nov 2021→Jun 2025) |
Key Statistics (as of October 16, 2026 at 05:22 UTC)
| Price | USD 14.86 |
|---|---|
| Change | ▲ 0.20% (up) |
| Previous Close | USD 14.83 |
| Open | USD 14.92 |
| Day Range | USD 14.81 – 14.99 |
| 52-Week Range | USD 12.37 – 16.7 |
| Volume | 9,944 shares |
| Market Cap | $303.21M |
| Exchange | NCM |
Technical Analysis (NODK)
Nexqual's technical model rates NODK "SELL" based on 1 bullish and 5 bearish signals across 127 daily candles, as of October 16, 2026 at 05:22 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 45.79 (neutral) |
| vs SMA50 | Below (USD 15.09) |
| MACD | -0.08 (negative) |
Analyst Ratings (NODK)
Wall Street analysts rate NODK "None", per Nexqual as of October 16, 2026 at 05:22 UTC.
| Consensus Rating | None |
|---|
Earnings (NODK)
| Next Earnings Date | 2026-11-06 |
|---|
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financials & Fundamentals (NODK)
| Total Revenue | $267.40M |
|---|---|
| Revenue Growth (latest quarter, YoY) | -7.70% |
| Gross Margin | +4.18% |
| Operating Margin | +0.33% |
| Profit Margin | +2.93% |
| ROE | +3.18% |
| Debt / Equity | 0 |
| Current Ratio | 0.58 |
| Total Cash | $51.61M |
| Total Debt | $1.16M |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financial Health Score (NODK)
Nexqual rates NI Holdings, Inc.'s overall financial health "Weak" across five dimensions, as of October 16, 2026 at 05:22 UTC.
| Growth | Weak — Revenue -8% YoY (latest Q), declining |
|---|---|
| Profitability | Weak — Gross margin 4%, operating 0% |
| Balance Sheet | Solid — $52M cash vs $1M debt, net cash position |
| Cash Flow | Weak — Operating cash flow -$33M (TTM) |
| Efficiency | Weak — ROE 3%, ROA 1.2% |
Ownership (NODK)
| Insider Ownership | +63.60% |
|---|---|
| Institutional Ownership | +24.97% |
| Shares Outstanding | 20.40M |
| Float | 6.05M |
| Short % of Float | +1.24% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Leadership (NODK)
NI Holdings, Inc. is led by Cindy L. Launer (age 53), CEO, President & Director, per Nexqual as of October 16, 2026 at 05:22 UTC.
| CEO, President & Director | Cindy L. Launer (age 53) |
|---|---|
| Executive VP, CFO & Treasurer | Matthew James Maki CPA, C.P.C.U. (age 38) |
| Senior Vice President of Sales & Distribution | Jay Larsen |
| Senior Vice President of Strategy | Dominic Arthur Weber FCAS, MAAA |
| Vice President & Chief Actuary | Joe Lawless |
Major Backers & Investors (NODK)
Notable institutional backers of NI Holdings, Inc. include M3F, Inc., Newtyn Management, Llc, Morgan Stanley, according to Nexqual as of October 16, 2026 at 05:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| M3F, Inc. | 7.61% |
| Newtyn Management, Llc | 3.28% |
| Morgan Stanley | 0.89% |
| Minerva Advisors LLC | 0.64% |
| TCW Group, Inc. | 0.62% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 3.96% |
| Vanguard Group | 2.79% |
| Dimensional Fund Advisors | 1.96% |
| Geode Capital | 0.89% |
| State Street | 0.66% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HMN | Horace Mann Educators Corporati | USD 45.98 | ▲ 0.33% |
| PRCH | Porch Group, Inc. | USD 17.57 | ▲ 2.03% |
| HCI | HCI Group, Inc. | USD 196.38 | ▼ 1.26% |
| SKWD | Skyward Specialty Insurance Gro | USD 60.18 | ▲ 0.94% |
| SLDE | Slide Insurance Holdings, Inc. | USD 26.53 | ▲ 4.04% |
| LMND | Lemonade, Inc. | USD 45.86 | ▲ 2.57% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:22 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt