OneMain Holdings, Inc. (OMF) Stock Price & Analysis
OneMain Holdings, Inc. (OMF) closed at USD 57.11 on Thursday, October 22, 2026, up 0.49% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 56.83; the Oct 22, 2026 session ranged USD 56.35–57.11 on volume of 755,104 shares. Market capitalization is $6.57B, with a 52-week range of USD 45.78–71.93 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:25 UTC.
Also available as compact Markdown for AI agents: nexqual.com/OMF.md
Key facts (OMF)
- Last four reported quarters (through Jun 30, 2026): revenue $5.08B, net income $781M (15.4% margin) (SEC filings).
- Valuation: P/E 8.4x (avg 10.6x at the last 3 fiscal year-ends).
- 4 of 80 tracked superinvestors hold OMF (13F, Q2 2026): 0 new, 1 added, 2 reduced, 1 unchanged.
- Analysts: Buy (mean 2.33 on a 1–5 scale) (15 analysts), mean target USD 67.43 (range 52–85).
- Total return with dividends: 1Y +8.8% vs S&P 500 +14.9%; 5Y +61.0% vs S&P 500 +80.3%.
- Next earnings: 2026-10-30, EPS estimate USD 1.56, revenue estimate $1.34B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (OMF)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $3.96B | $4.17B | $4.28B | $4.50B | $4.90B | $5.08B |
| Net income | $1.31B | $872M | $641M | $509M | $783M | $781M |
| EPS (diluted) | $9.88 | $7.01 | $5.32 | $4.24 | $6.56 | — |
| Net margin | 33.2% | 20.9% | 15.0% | 11.3% | 16.0% | 15.4% |
| Revenue growth | +2.4% | +5.4% | +2.6% | +5.2% | +8.9% | — |
| Cash + short-term investments | $541M | $498M | $1.01B | $458M | $914M | — |
| Total debt | $17.8B | $18.3B | $19.8B | $21.4B | $22.7B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (OMF)
P/E 8.4x · P/S 1.3x · P/B 1.9x · Earnings yield 11.89% · Dividend yield (paid, TTM) 7.58% · Buyback yield (TTM) 3.70%
P/E at fiscal year-ends: Dec 2025 10.3x, Dec 2024 12.3x, Dec 2023 9.3x.
Superinvestors (SEC 13F-HR, Q2 2026) (OMF)
4 of 80 tracked investors hold OMF. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Glenn Greenberg | Brave Warrior Advisors | 10.08% | $462M | Reduced -1.5% |
| Leon Cooperman | Omega Family Office | 3.66% | $130M | Added +6.2% |
| Samantha McLemore | Patient Capital Management | 1.42% | $42.8M | Reduced -10.1% |
| Bill Miller | Miller Value Partners | 1.20% | $5.1M | Unchanged |
Analysts (OMF)
Consensus Buy (mean 2.33 on a 1–5 scale), 15 analysts; mean target USD 67.43 (low 52, high 85).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-16 | RBC Capital | Target lowered | Outperform | $73 → $71 |
| 2026-10-12 | JP Morgan | Target lowered | Underweight | $60 → $52 |
| 2026-10-06 | TD Cowen | Target lowered | Buy | $68 → $66 |
| 2026-10-01 | Evercore ISI Group | Target lowered | In-Line | $66 → $60 |
| 2026-07-30 | RBC Capital | Target raised | Outperform | $70 → $73 |
| 2026-07-30 | Truist Securities | Target raised | Buy | $70 → $71 |
| 2026-07-30 | Citizens | Target raised | Market Outperform | $68 → $70 |
| 2026-07-07 | Barclays | Target lowered | Equal-Weight | $61 → $60 |
| 2026-07-07 | TD Cowen | Target raised | Buy | $66 → $68 |
| 2026-07-06 | Evercore ISI Group | Target raised | In-Line | $58 → $66 |
| 2026-07-02 | Truist Securities | Target lowered | Buy | $73 → $70 |
Total return (dividends reinvested) (OMF)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +8.8% | +61.0% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +8.9% | +10.0% |
| Volatility (annualized) | 28.7% | 35.8% |
| Max drawdown | -29.7% (Jan 2026→Mar 2026) | -42.5% (Jan 2022→Sep 2022) |
OMF analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $1.56 | $1.91 | -18.3% | $1.34B | 14 |
| Next quarter (ends Dec 2026) | $1.88 | $2.00 | -6.2% | $1.38B | 14 |
| Current fiscal year (ends Dec 2026) | $6.73 | $7.15 | -5.9% | $5.28B | 15 |
| Next fiscal year (ends Dec 2027) | $8.48 | $8.58 | -1.2% | $5.70B | 15 |
Key Statistics (as of October 23, 2026 at 09:25 UTC)
| Price | USD 57.11 |
|---|---|
| Change | ▲ 0.49% (up) |
| Previous Close | USD 56.83 |
| Open | USD 56.38 |
| Day Range | USD 56.35 – 57.11 |
| 52-Week Range | USD 45.78 – 71.93 |
| Volume | 755,104 shares |
| Market Cap | $6.57B |
| Exchange | NYQ |
Technical Analysis (OMF)
Nexqual's technical model rates OMF "SELL" based on 2 bullish and 4 bearish signals across 127 daily candles, as of October 23, 2026 at 09:25 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 43.12 (neutral) |
| vs SMA50 | Below (USD 59.91) |
| MACD | -0.91 (negative) |
Analyst Ratings (OMF)
Wall Street analysts rate OMF "Buy" based on 15 analysts, with a mean price target of USD 67.43 (range USD 52–85), per Nexqual as of October 23, 2026 at 09:25 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 15 |
| Mean Target | USD 67.43 |
| High Target | USD 85 |
| Low Target | USD 52 |
| Buy / Hold / Sell | 10 / 4 / 1 |
Earnings (OMF)
| Next Earnings Date | 2026-10-30 |
|---|---|
| EPS Estimate | USD 1.56 |
| Revenue Estimate | $1.34B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.31 vs est 1.26 ▲ beat |
| 2026-03-31 | USD 1.95 vs est 1.86 ▲ beat |
| 2025-12-31 | USD 1.59 vs est 1.54 ▲ beat |
| 2025-09-30 | USD 1.9 vs est 1.6 ▲ beat |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Financials & Fundamentals (OMF)
| Total Revenue | $3.02B |
|---|---|
| Revenue Growth (latest quarter, YoY) | -2.70% |
| Gross Margin | +93.68% |
| Operating Margin | +28.59% |
| Profit Margin | +25.86% |
| ROE | +23.28% |
| Debt / Equity | 6.73 |
| Total Cash | $567.00M |
| Total Debt | $22.77B |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Financial Health Score (OMF)
Nexqual rates OneMain Holdings, Inc.'s overall financial health "Solid" across five dimensions, as of October 23, 2026 at 09:25 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Solid — Net margin 16% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: Personal Credit Institutions) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Personal Credit Institutions) |
| Efficiency | Strong — ROE 23%, ROA 2.9% |
Ownership (OMF)
| Insider Ownership | +0.22% |
|---|---|
| Institutional Ownership | +96.34% |
| Shares Outstanding | 115.04M |
| Float | 108.29M |
| Short % of Float | +3.46% |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Leadership (OMF)
OneMain Holdings, Inc. is led by Douglas H. Shulman, Chairman, President & CEO, per Nexqual as of October 23, 2026 at 09:25 UTC.
| Chairman, President & CEO | Douglas H. Shulman |
|---|---|
| Executive VP & CFO | Jeannette E. Osterhout |
| Executive VP & COO | Micah R. Conrad C.F.A. |
| Executive VP & Chief Technology Officer | Larry Fitzpatrick |
| Executive Vice President & Chief Credit and Customer Acquisition Officer | Dinesh Goyal |
Major Backers & Investors (OMF)
Notable institutional backers of OneMain Holdings, Inc. include Brave Warrior Advisors, LLC, AQR Capital Management, LLC, Capital International Investors, according to Nexqual as of October 23, 2026 at 09:25 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Brave Warrior Advisors, LLC | 6.59% |
| AQR Capital Management, LLC | 5.47% |
| Capital International Investors | 4.97% |
| AMERICAN FUNDS FUNDAMENTAL INVESTORS | 4.31% |
| Goldman Sachs | 3.64% |
| FMR, LLC | 3.22% |
| Fiduciary Management, Inc. | 2.68% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 9.31% |
| BlackRock | 9.04% |
| Dimensional Fund Advisors | 3.88% |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Peers & Related Stocks
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|---|---|---|---|
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| KLAR | Klarna Group plc | USD 13.23 | ▲ 0.84% |
| SEZL | Sezzle Inc. | USD 139.3 | ▲ 2.26% |
| NNI | Nelnet, Inc. | USD 125.85 | ▲ 0.26% |
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Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:25 UTC. This page is informational and not investment advice.
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