Enova International, Inc. (ENVA) Stock Price & Analysis
Enova International, Inc. (ENVA) rose 8.94% to USD 237.27 as of July 26, 2026 at 05:58 UTC, according to Nexqual real-time market data.
ENVA last closed at USD 217.8; the session ranged USD 225.44–242.23 on volume of 858,568 shares. Market capitalization is $5.91B, with a 52-week range of USD 99.61–246.38 (NYQ). Source: Nexqual, July 26, 2026 at 05:58 UTC.
Key Statistics (as of July 26, 2026 at 05:58 UTC)
| Price | USD 237.27 |
|---|---|
| Change | ▲ 8.94% (up) |
| Previous Close | USD 217.8 |
| Open | USD 231.28 |
| Day Range | USD 225.44 – 242.23 |
| 52-Week Range | USD 99.61 – 246.38 |
| Volume | 858,568 shares |
| Market Cap | $5.91B |
| Exchange | NYQ |
Technical Analysis (ENVA)
Nexqual's technical model rates ENVA "BUY" based on 5 bullish and 1 bearish signals across 125 daily candles, as of July 26, 2026 at 05:58 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 64.51 (neutral) |
| vs SMA50 | Above (USD 199.45) |
| MACD | 7.3 (positive) |
Analyst Ratings (ENVA)
Wall Street analysts rate ENVA "Strong Buy" based on 7 analysts, with a mean price target of USD 254.57 (range USD 200–300), per Nexqual as of July 26, 2026 at 05:58 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 7 |
| Mean Target | USD 254.57 |
| High Target | USD 300 |
| Low Target | USD 200 |
| Buy / Hold / Sell | 7 / 0 / 0 |
Earnings (ENVA)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 4.38 |
| Revenue Estimate | $1.00B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 4.31 vs est 3.96 ▲ beat |
| 2026-03-31 | USD 3.87 vs est 3.68 ▲ beat |
| 2025-12-31 | USD 3.46 vs est 3.17 ▲ beat |
| 2025-09-30 | USD 3.36 vs est 3.03 ▲ beat |
Source: Nexqual, July 26, 2026 at 05:58 UTC.
Financials & Fundamentals (ENVA)
| Total Revenue | $1.69B |
|---|---|
| Revenue Growth (YoY) | +31.10% |
| Gross Margin | +83.29% |
| Operating Margin | +29.63% |
| Profit Margin | +21.01% |
| ROE | +26.08% |
| Debt / Equity | 337.02 |
| Current Ratio | 20.16 |
| Total Cash | $122.23M |
| Total Debt | $5.05B |
Source: Nexqual, July 26, 2026 at 05:58 UTC.
Financial Health Score (ENVA)
Nexqual rates Enova International, Inc.'s overall financial health "Solid" across five dimensions, as of July 26, 2026 at 05:58 UTC.
| Growth | Strong — Revenue +19% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 83%, operating 30% |
| Balance Sheet | Weak — $122M cash vs $5.05B debt |
| Cash Flow | Solid — Operating cash flow $2.00B |
| Efficiency | Strong — ROE 26%, ROA 5.5% |
Ownership (ENVA)
| Insider Ownership | +4.53% |
|---|---|
| Institutional Ownership | +97.13% |
| Shares Outstanding | 24.90M |
| Float | 23.79M |
| Short % of Float | +10.84% |
Source: Nexqual, July 26, 2026 at 05:58 UTC.
Leadership (ENVA)
Enova International, Inc. is led by Steven E. Cunningham C.F.A. (age 55), CEO & Director, per Nexqual as of July 26, 2026 at 05:58 UTC.
| CEO & Director | Steven E. Cunningham C.F.A. (age 55) |
|---|---|
| Executive Chairman | David A. Fisher (age 56) |
| Chief Strategy Officer | Kirk L. F. Chartier (age 61) |
| CFO & Treasurer | Scott Cornelis (age 46) |
| CTO & Chief Analytics Officer | Joseph M. DeCosmo (age 59) |
Major Backers & Investors (ENVA)
Notable institutional backers of Enova International, Inc. include Invesco, Renaissance Technologies, FMR, LLC, according to Nexqual as of July 26, 2026 at 05:58 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Invesco | 3.57% |
| Renaissance Technologies | 3.01% |
| FMR, LLC | 2.43% |
| Franklin Resources, Inc. | 2.28% |
| Fidelity | 2.17% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 24.64% |
| Vanguard Group | 11.94% |
| State Street | 4.8% |
| Dimensional Fund Advisors | 4.25% |
| Geode Capital | 2.69% |
Source: Nexqual, July 26, 2026 at 05:58 UTC.
From Enova International, Inc.'s Latest SEC 10-K Filing (filed 2026-02-20)
Key Strengths & Strategy (as disclosed to the SEC)
- Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally.
- The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan.
- The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| ECPG | Encore Capital Group Inc | USD 90.16 | ▲ 2.2% |
| CUBI | Customers Bancorp, Inc | USD 76.52 | ▲ 0.04% |
| RM | Regional Management Corp. | USD 41.65 | ▼ 2.05% |
| EVTC | Evertec, Inc. | USD 29.73 | ▲ 1.5% |
| EIG | Employers Holdings Inc | USD 49.79 | ▲ 0.81% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 05:58 UTC. This page is informational and not investment advice.