Sezzle Inc. (SEZL) Stock Price & Analysis
Sezzle Inc. (SEZL) fell 3.22% to USD 153.89 as of July 25, 2026 at 19:05 UTC, according to Nexqual real-time market data.
SEZL last closed at USD 159.01; the session ranged USD 152.88–160.98 on volume of 355,172 shares. Market capitalization is $5.17B, with a 52-week range of USD 49.5–195.71 (NCM). Source: Nexqual, July 25, 2026 at 19:05 UTC.
Key Statistics (as of July 25, 2026 at 19:05 UTC)
| Price | USD 153.89 |
|---|---|
| Change | ▼ 3.22% (down) |
| Previous Close | USD 159.01 |
| Open | USD 159.67 |
| Day Range | USD 152.88 – 160.98 |
| 52-Week Range | USD 49.5 – 195.71 |
| Volume | 355,172 shares |
| Market Cap | $5.17B |
| Exchange | NCM |
Technical Analysis (SEZL)
Nexqual's technical model rates SEZL "BUY" based on 5 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 19:05 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 46.93 (neutral) |
| vs SMA50 | Above (USD 144.28) |
| MACD | 5.86 (positive) |
Analyst Ratings (SEZL)
Wall Street analysts rate SEZL "Buy" based on 6 analysts, with a mean price target of USD 163.67 (range USD 141–190), per Nexqual as of July 25, 2026 at 19:05 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 163.67 |
| High Target | USD 190 |
| Low Target | USD 141 |
| Buy / Hold / Sell | 3 / 4 / 0 |
Earnings (SEZL)
| Next Earnings Date | 2026-08-06 |
|---|---|
| EPS Estimate | USD 1.02 |
| Revenue Estimate | $135.07M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 1.43 vs est 1.24 ▲ beat |
| 2025-12-31 | USD 1.21 vs est 0.96 ▲ beat |
| 2025-09-30 | USD 0.71 vs est 0.65 ▲ beat |
| 2025-06-30 | USD 0.69 vs est 0.58 ▲ beat |
Source: Nexqual, July 25, 2026 at 19:05 UTC.
Financials & Fundamentals (SEZL)
| Total Revenue | $480.91M |
|---|---|
| Revenue Growth (YoY) | +29.20% |
| Gross Margin | +74.30% |
| Operating Margin | +61.02% |
| Profit Margin | +30.83% |
| ROE | +91.95% |
| Debt / Equity | 73.79 |
| Current Ratio | 3.65 |
| Total Cash | $120.45M |
| Total Debt | $145.16M |
| Free Cash Flow | $72.55M |
Source: Nexqual, July 25, 2026 at 19:05 UTC.
Financial Health Score (SEZL)
Nexqual rates Sezzle Inc.'s overall financial health "Strong" across five dimensions, as of July 25, 2026 at 19:05 UTC.
| Growth | Strong — Revenue +66% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 74%, operating 61% |
| Balance Sheet | Strong — $120M cash vs $145M debt |
| Cash Flow | Strong — FCF $73M, 16% margin |
| Efficiency | Strong — ROE 92%, ROA 47.5% |
Ownership (SEZL)
| Insider Ownership | +52.80% |
|---|---|
| Institutional Ownership | +40.46% |
| Shares Outstanding | 33.63M |
| Float | 17.04M |
| Short % of Float | +23.18% |
Source: Nexqual, July 25, 2026 at 19:05 UTC.
Leadership (SEZL)
Sezzle Inc. is led by Charles G. Youakim (age 48), Co-Founder, Executive Chairman & CEO, per Nexqual as of July 25, 2026 at 19:05 UTC.
| Co-Founder, Executive Chairman & CEO | Charles G. Youakim (age 48) |
|---|---|
| Co-Founder, President & Executive Director | Paul Victor Paradis (age 41) |
| Chief Financial Officer | Lee Dickson Brading C.F.A. (age 57) |
| Chief Operating Officer | Amin Sabzivand (age 36) |
Major Backers & Investors (SEZL)
Notable institutional backers of Sezzle Inc. include Divisadero Street Capital Management, LP, T. Rowe Price, Accredited Investors Inc., according to Nexqual as of July 25, 2026 at 19:05 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Divisadero Street Capital Management, LP | 3.9% |
| T. Rowe Price | 2.66% |
| Accredited Investors Inc. | 2.4% |
| Morgan Stanley | 1.39% |
| Price (T.Rowe) Associates Inc | 1.13% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 12.25% |
| Vanguard Group | 4.46% |
| State Street | 2.31% |
| Geode Capital | 1.55% |
| Dimensional Fund Advisors | 1.36% |
Source: Nexqual, July 25, 2026 at 19:05 UTC.
From Sezzle Inc.'s Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Sezzle Virtual Card The Sezzle Virtual Card, issued by WebBank pursuant to a license from Visa U.S.A Inc., allows consumers to use the Sezzle Platform with merchants in-store and online, including merchants that are not directly-integrated with Sezzle.
- Enterprise merchants, which we define as merchants with over $250.0 million in total annual gross sales, also benefit from using the Sezzle Platform.
- Consumers elect to participate in Sezzle Up, which allows us to report the consumer's transactions made on the Sezzle Platform to establish a record of payments.
- We earn a fee from our lending collaborators for marketing and referring the potential consumers to them and processing applications using our proprietary underwriting analysis; however, we do not make final credit decisions or originate or hold the loans in our portfolio, which limits our capital needs and credit risk.
Partnerships
- Long-Term Lending — Access to Third-Party Lenders Through collaboration with third-party lenders, we enable our consumers at participating merchants access to interest-bearing monthly fixed-rate installment-loan products for larger-ticket items (up to $15,000), which extend up to 60 months.
- As part of our ongoing initiatives in product innovation, we partnered with a bank sponsor, WebBank, enabling us to expand the suite of products we are able to offer our consumers.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| DAVE | Dave Inc. | USD 402.81 | ▼ 4.92% |
| INOD | Innodata Inc. | USD 55.89 | ▼ 8.99% |
| WGS | GeneDx Holdings Corp. | USD 59.1 | ▼ 5.59% |
| RBRK | Rubrik, Inc. | USD 73.24 | ▼ 0.61% |
| PGY | Pagaya Technologies Ltd. | USD 15.89 | ▼ 5.75% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 19:05 UTC. This page is informational and not investment advice.