Oppfi Inc. (OPFI) Stock Price & Analysis
Oppfi Inc. (OPFI) fell 2.01% to USD 8.27 as of June 11, 2026 at 08:11 UTC, according to Nexqual real-time market data.
OPFI last closed at USD 8.44; the session ranged USD 8.26–8.5 on volume of 377,659 shares. Market capitalization is $1.19B, with a 52-week range of USD 7.36–15.03 (NYQ). Source: Nexqual, June 11, 2026 at 08:11 UTC.
Key Statistics (as of June 11, 2026 at 08:11 UTC)
| Price | USD 8.27 |
|---|---|
| Change | ▼ 2.01% (down) |
| Previous Close | USD 8.44 |
| Open | USD 8.37 |
| Day Range | USD 8.26 – 8.5 |
| 52-Week Range | USD 7.36 – 15.03 |
| Volume | 377,659 shares |
| Market Cap | $1.19B |
| Exchange | NYQ |
Technical Analysis (OPFI)
Nexqual's technical model rates OPFI "SELL" based on 1 bullish and 5 bearish signals across 123 daily candles, as of June 11, 2026 at 08:11 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 50.23 (neutral) |
| vs SMA50 | Below (USD 8.58) |
| MACD | -0.16 (negative) |
Analyst Ratings (OPFI)
Wall Street analysts rate OPFI "None" based on 3 analysts, with a mean price target of USD 14 (range USD 11–16), per Nexqual as of June 11, 2026 at 08:11 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 14 |
| High Target | USD 16 |
| Low Target | USD 11 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (OPFI)
| Next Earnings Date | 2026-08-05 |
|---|---|
| EPS Estimate | USD 0.46 |
| Revenue Estimate | $156.51M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.35 vs est 0.33 ▲ beat |
| 2025-12-31 | USD 0.3 vs est 0.28 ▲ beat |
| 2025-09-30 | USD 0.46 vs est 0.32 ▲ beat |
| 2025-06-30 | USD 0.45 vs est 0.3 ▲ beat |
Source: Nexqual, June 11, 2026 at 08:11 UTC.
Financials & Fundamentals (OPFI)
| Total Revenue | $340.04M |
|---|---|
| Revenue Growth (YoY) | -2.20% |
| Gross Margin | +100.00% |
| Operating Margin | +44.88% |
| Profit Margin | +19.44% |
| ROE | +62.06% |
| Debt / Equity | 86.07 |
| Current Ratio | 6.16 |
| Total Cash | $63.87M |
| Total Debt | $295.19M |
Source: Nexqual, June 11, 2026 at 08:11 UTC.
Financial Health Score (OPFI)
Nexqual rates Oppfi Inc.'s overall financial health "Solid" across five dimensions, as of June 11, 2026 at 08:11 UTC.
| Growth | Solid — Revenue +14% YoY (annual) |
|---|---|
| Profitability | Strong — Operating margin 45% |
| Balance Sheet | Mixed — $64M cash vs $295M debt |
| Cash Flow | Solid — Operating cash flow $408M |
| Efficiency | Strong — ROE 62%, ROA 26.5% |
Ownership (OPFI)
| Insider Ownership | +60.46% |
|---|---|
| Institutional Ownership | +23.42% |
| Shares Outstanding | 85.39M |
| Float | 33.80M |
| Short % of Float | +2.71% |
Source: Nexqual, June 11, 2026 at 08:11 UTC.
Leadership (OPFI)
Oppfi Inc. is led by Todd G. Schwartz (age 42), Founder, Executive Chairman & CEO, per Nexqual as of June 11, 2026 at 08:11 UTC.
| Founder, Executive Chairman & CEO | Todd G. Schwartz (age 42) |
|---|---|
| Co-Founder & Director | Theodore G. Schwartz (age 71) |
| CFO & Chief Accounting Officer | Pamela D. Johnson (age 63) |
| Chief Operating Officer | Manuel Chagas |
| Chief Technology Officer | Yuri Ter-Saakyants |
Major Backers & Investors (OPFI)
Notable institutional backers of Oppfi Inc. include Wellington Management, Two Sigma Investments, LP, Morgan Stanley, according to Nexqual as of June 11, 2026 at 08:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 3.08% |
| Two Sigma Investments, LP | 1.28% |
| Morgan Stanley | 0.83% |
| JPMorgan | 0.78% |
| Renaissance Technologies | 0.74% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 3.28% |
| Vanguard Group | 2.91% |
| Nuveen | 0.76% |
| Geode Capital | 0.72% |
| TIAA-CREF Funds-Nuveen Quant Small Cap Equity Fund | 0.65% |
Source: Nexqual, June 11, 2026 at 08:11 UTC.
From Oppfi Inc.'s Latest SEC 10-K Filing (filed 2026-03-12)
Key Strengths & Strategy (as disclosed to the SEC)
- OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States.
- The company offers installment loans through OppLoans platform.
- It serves consumers who are turned away by mainstream options.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| INTA | Intapp, Inc. | USD 23.83 | ▼ 1.61% |
| KPLT | Katapult Holdings, Inc. | USD 6.37 | ▲ 4.6% |
| DXPE | DXP Enterprises, Inc. | USD 160.4 | ▲ 0.17% |
| AGX | Argan, Inc. | USD 588.9 | ▼ 5.01% |
| SEZL | Sezzle Inc. | USD 120.98 | ▼ 0.15% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 11, 2026 at 08:11 UTC. This page is informational and not investment advice.