Oppfi Inc. (OPFI) Stock Price & Analysis
Oppfi Inc. (OPFI) rose 1.81% to USD 9.02 as of July 26, 2026 at 11:07 UTC, according to Nexqual real-time market data.
OPFI last closed at USD 8.86; the session ranged USD 8.81–9.14 on volume of 257,672 shares. Market capitalization is $1.30B, with a 52-week range of USD 7.36–12.6 (NYQ). Source: Nexqual, July 26, 2026 at 11:07 UTC.
Key Statistics (as of July 26, 2026 at 11:07 UTC)
| Price | USD 9.02 |
|---|---|
| Change | ▲ 1.81% (up) |
| Previous Close | USD 8.86 |
| Open | USD 8.87 |
| Day Range | USD 8.81 – 9.14 |
| 52-Week Range | USD 7.36 – 12.6 |
| Volume | 257,672 shares |
| Market Cap | $1.30B |
| Exchange | NYQ |
Technical Analysis (OPFI)
Nexqual's technical model rates OPFI "NEUTRAL" based on 3 bullish and 3 bearish signals across 125 daily candles, as of July 26, 2026 at 11:07 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 48.54 (neutral) |
| vs SMA50 | Above (USD 8.83) |
| MACD | 0.06 (positive) |
Analyst Ratings (OPFI)
Wall Street analysts rate OPFI "Buy" based on 3 analysts, with a mean price target of USD 14 (range USD 11–16), per Nexqual as of July 26, 2026 at 11:07 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 14 |
| High Target | USD 16 |
| Low Target | USD 11 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (OPFI)
| Next Earnings Date | 2026-08-05 |
|---|---|
| EPS Estimate | USD 0.45 |
| Revenue Estimate | $155.89M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.35 vs est 0.33 ▲ beat |
| 2025-12-31 | USD 0.3 vs est 0.28 ▲ beat |
| 2025-09-30 | USD 0.46 vs est 0.32 ▲ beat |
| 2025-06-30 | USD 0.45 vs est 0.3 ▲ beat |
Source: Nexqual, July 26, 2026 at 11:07 UTC.
Financials & Fundamentals (OPFI)
| Total Revenue | $340.04M |
|---|---|
| Revenue Growth (YoY) | -2.20% |
| Gross Margin | +100.00% |
| Operating Margin | +44.88% |
| Profit Margin | +19.44% |
| ROE | +62.06% |
| Debt / Equity | 86.07 |
| Current Ratio | 6.16 |
| Total Cash | $63.87M |
| Total Debt | $295.19M |
Source: Nexqual, July 26, 2026 at 11:07 UTC.
Financial Health Score (OPFI)
Nexqual rates Oppfi Inc.'s overall financial health "Solid" across five dimensions, as of July 26, 2026 at 11:07 UTC.
| Growth | Solid — Revenue +14% YoY (annual) |
|---|---|
| Profitability | Strong — Operating margin 45% |
| Balance Sheet | Mixed — $64M cash vs $295M debt |
| Cash Flow | Solid — Operating cash flow $408M |
| Efficiency | Strong — ROE 62%, ROA 26.5% |
Ownership (OPFI)
| Insider Ownership | +60.51% |
|---|---|
| Institutional Ownership | +23.62% |
| Shares Outstanding | 85.39M |
| Float | 33.76M |
| Short % of Float | +3.06% |
Source: Nexqual, July 26, 2026 at 11:07 UTC.
Leadership (OPFI)
Oppfi Inc. is led by Todd G. Schwartz (age 42), Founder, Executive Chairman & CEO, per Nexqual as of July 26, 2026 at 11:07 UTC.
| Founder, Executive Chairman & CEO | Todd G. Schwartz (age 42) |
|---|---|
| Co-Founder & Director | Theodore G. Schwartz (age 71) |
| CFO & Chief Accounting Officer | Pamela D. Johnson (age 63) |
| Chief Operating Officer | Manuel Chagas |
| Chief Technology Officer | Yuri Ter-Saakyants |
Major Backers & Investors (OPFI)
Notable institutional backers of Oppfi Inc. include Wellington Management, Two Sigma Investments, LP, Morgan Stanley, according to Nexqual as of July 26, 2026 at 11:07 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 3.08% |
| Two Sigma Investments, LP | 1.28% |
| Morgan Stanley | 0.83% |
| JPMorgan | 0.78% |
| Renaissance Technologies | 0.74% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 3.28% |
| Vanguard Group | 2.91% |
| Nuveen | 0.76% |
| Geode Capital | 0.72% |
| TIAA-CREF Funds-Nuveen Quant Small Cap Equity Fund | 0.65% |
Source: Nexqual, July 26, 2026 at 11:07 UTC.
From Oppfi Inc.'s Latest SEC 10-K Filing (filed 2026-03-12)
Key Strengths & Strategy (as disclosed to the SEC)
- OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States.
- The company offers installment loans through OppLoans platform.
- It serves consumers who are turned away by mainstream options.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| INTA | Intapp, Inc. | USD 27.47 | ▲ 5.37% |
| KPLT | Katapult Holdings, Inc. | USD 6.89 | ▼ 8.98% |
| DXPE | DXP Enterprises, Inc. | USD 168.94 | ▼ 2.1% |
| AGX | Argan, Inc. | USD 568.92 | ▼ 6.79% |
| SEZL | Sezzle Inc. | USD 153.89 | ▼ 11.68% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 11:07 UTC. This page is informational and not investment advice.