Pioneer Bancorp, Inc./Md (PBFS) Stock Price & Analysis
Pioneer Bancorp, Inc./Md (PBFS) rose 2.66% to USD 17.74 as of July 25, 2026 at 08:06 UTC, according to Nexqual real-time market data.
PBFS last closed at USD 17.28; the session ranged USD 17.66–17.86 on volume of 7,578 shares. Market capitalization is $444.86M, with a 52-week range of USD 12.01–19.42 (NCM). Source: Nexqual, July 25, 2026 at 08:06 UTC.
Key Statistics (as of July 25, 2026 at 08:06 UTC)
| Price | USD 17.74 |
|---|---|
| Change | ▲ 2.66% (up) |
| Previous Close | USD 17.28 |
| Open | USD 17.86 |
| Day Range | USD 17.66 – 17.86 |
| 52-Week Range | USD 12.01 – 19.42 |
| Volume | 7,578 shares |
| Market Cap | $444.86M |
| Exchange | NCM |
Technical Analysis (PBFS)
Nexqual's technical model rates PBFS "BUY" based on 5 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 08:06 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 66.6 (neutral) |
| vs SMA50 | Above (USD 16.41) |
| MACD | 0.26 (positive) |
Analyst Ratings (PBFS)
Wall Street analysts rate PBFS "None", per Nexqual as of July 25, 2026 at 08:06 UTC.
| Consensus Rating | None |
|---|
Earnings (PBFS)
| Next Earnings Date | 2026-07-29 |
|---|
Source: Nexqual, July 25, 2026 at 08:06 UTC.
Financials & Fundamentals (PBFS)
| Total Revenue | $94.41M |
|---|---|
| Revenue Growth (YoY) | +8.30% |
| Gross Margin | +0.00% |
| Operating Margin | +24.95% |
| Profit Margin | +20.99% |
| ROE | +6.20% |
| Total Cash | $165.46M |
| Total Debt | $7.66M |
Source: Nexqual, July 25, 2026 at 08:06 UTC.
Financial Health Score (PBFS)
Nexqual rates Pioneer Bancorp, Inc./Md's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 08:06 UTC.
| Growth | Solid — Revenue +8% YoY (latest Q) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $165M cash vs $8M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $14M |
| Efficiency | Mixed — ROE 6%, ROA 0.9% |
Ownership (PBFS)
| Insider Ownership | +58.77% |
|---|---|
| Institutional Ownership | +23.73% |
| Shares Outstanding | 25.08M |
| Float | 7.56M |
| Short % of Float | +1.10% |
Source: Nexqual, July 25, 2026 at 08:06 UTC.
Leadership (PBFS)
Pioneer Bancorp, Inc./Md is led by Thomas L. Amell (age 57), President, CEO & Director, per Nexqual as of July 25, 2026 at 08:06 UTC.
| President, CEO & Director | Thomas L. Amell (age 57) |
|---|---|
| Executive VP & CFO | Patrick J. Hughes (age 51) |
| Senior Vice President of Pioneer Capital Markets, Inc. | Robert Kursar |
| President of Pioneer Capital Markets, Inc. | Peter Brandel |
Major Backers & Investors (PBFS)
Notable institutional backers of Pioneer Bancorp, Inc./Md include M3F, Inc., Alliancebernstein L.P., Private Capital Management, LLC, according to Nexqual as of July 25, 2026 at 08:06 UTC.
Active Investors
| Investor | Stake |
|---|---|
| M3F, Inc. | 8.26% |
| Alliancebernstein L.P. | 2.03% |
| Private Capital Management, LLC | 1.42% |
| First Pacific Advisors, LP | 0.67% |
| Fidelity | 0.55% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 4.37% |
| BlackRock | 3.87% |
| Dimensional Fund Advisors | 1.01% |
| Geode Capital | 0.93% |
| State Street | 0.73% |
Source: Nexqual, July 25, 2026 at 08:06 UTC.
From Pioneer Bancorp, Inc./Md's Latest SEC 10-K Filing (filed 2026-03-12)
Key Strengths & Strategy (as disclosed to the SEC)
- Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
- It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit accounts.
- The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, consumer loans, home equity loans, and lines of credit.
- It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| PDLB | Ponce Financial Group, Inc. | USD 20.2 | ▲ 0.95% |
| RMBI | Richmond Mutual Bancorporation, | USD 15.56 | ▲ 1.83% |
| RRBI | Red River Bancshares, Inc. | USD 99.49 | ▲ 2.94% |
| RBKB | Rhinebeck Bancorp, Inc. | USD 12.43 | ▲ 3.24% |
| SPFI | South Plains Financial, Inc. | USD 44.63 | ▲ 1.8% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 08:06 UTC. This page is informational and not investment advice.