Provident Financial Holdings Inc (PROV) Stock Price & Analysis
Provident Financial Holdings Inc (PROV) rose 0.92% to USD 18.7 as of September 8, 2026 at 10:49 UTC, according to Nexqual real-time market data.
PROV last closed at USD 18.53; the session ranged USD 18.62–18.99 on volume of 30,560 shares. Market capitalization is $116.58M, with a 52-week range of USD 14.95–18.99 (NMS). Source: Nexqual, September 8, 2026 at 10:49 UTC.
Key Statistics (as of September 8, 2026 at 10:49 UTC)
| Price | USD 18.7 |
|---|---|
| Change | ▲ 0.92% (up) |
| Previous Close | USD 18.53 |
| Open | USD 18.63 |
| Day Range | USD 18.62 – 18.99 |
| 52-Week Range | USD 14.95 – 18.99 |
| Volume | 30,560 shares |
| Market Cap | $116.58M |
| Exchange | NMS |
Technical Analysis (PROV)
Nexqual's technical model rates PROV "BUY" based on 5 bullish and 2 bearish signals across 128 daily candles, as of September 8, 2026 at 10:49 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 84.96 (overbought) |
| vs SMA50 | Above (USD 17.7) |
| MACD | 0.23 (positive) |
Analyst Ratings (PROV)
Wall Street analysts rate PROV "None" based on 2 analysts, with a mean price target of USD 18.5 (range USD 18–19), per Nexqual as of September 8, 2026 at 10:49 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 18.5 |
| High Target | USD 19 |
| Low Target | USD 18 |
| Buy / Hold / Sell | 0 / 2 / 0 |
Earnings (PROV)
| Next Earnings Date | 2026-10-27 |
|---|---|
| EPS Estimate | USD 0.32 |
| Revenue Estimate | $10.30M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.35 vs est 0.28 ▲ beat |
| 2026-03-31 | USD 0.21 vs est 0.29 ▼ miss |
| 2025-12-31 | USD 0.22 vs est 0.3 ▼ miss |
| 2025-09-30 | USD 0.25 vs est 0.29 ▼ miss |
Source: Nexqual, September 8, 2026 at 10:49 UTC.
Financials & Fundamentals (PROV)
| Total Revenue | $40.61M |
|---|---|
| Revenue Growth (YoY) | +10.30% |
| Gross Margin | +0.00% |
| Operating Margin | +29.02% |
| Profit Margin | +16.39% |
| ROE | +5.22% |
| Total Cash | $49.21M |
| Total Debt | $159.15M |
Source: Nexqual, September 8, 2026 at 10:49 UTC.
Financial Health Score (PROV)
Nexqual rates Provident Financial Holdings Inc's overall financial health "Mixed" across five dimensions, as of September 8, 2026 at 10:49 UTC.
| Growth | Mixed — Revenue +2.7% YoY (annual), slow |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $49M cash vs $159M debt |
| Cash Flow | Solid — Operating cash flow $9M |
| Efficiency | Mixed — ROE 5%, ROA 0.5% |
Ownership (PROV)
| Insider Ownership | +20.91% |
|---|---|
| Institutional Ownership | +51.24% |
| Shares Outstanding | 6.23M |
| Float | 4.22M |
| Short % of Float | +0.53% |
Source: Nexqual, September 8, 2026 at 10:49 UTC.
Major Backers & Investors (PROV)
Notable institutional backers of Provident Financial Holdings Inc include Raffles Associates Lp, Fourthstone LLC, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, according to Nexqual as of September 8, 2026 at 10:49 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Raffles Associates Lp | 6.27% |
| Fourthstone LLC | 5.93% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 5.25% |
| Manufacturers Life Insurance Co. | 4.87% |
| Ameriprise Financial, Inc. | 4.52% |
| John Hancock Investment Trust II-Regional Bank Fund | 4.51% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Dimensional Fund Advisors | 7.87% |
| Vanguard Group | 7.59% |
| BlackRock | 4.52% |
| Columbia Threadneedle | 4.05% |
Source: Nexqual, September 8, 2026 at 10:49 UTC.
From Provident Financial Holdings Inc's Latest SEC 10-K Filing (filed 2026-09-02)
Partnerships
- The Bank held the required investment of $9.6 million at June 30, 2026 and 2025, with no excess investment at either date. ​ During fiscal 2026 and 2025, the Bank did not purchase or redeem any FHLB – San Francisco capital stock.
- At June 30, 2026, all of these loans were performing in accordance with their contractual repayment terms. ​ Loans Held For Investment Analysis .
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RVSB | Riverview Bancorp Inc | USD 5.32 | ▲ 2.5% |
| PEBK | Peoples Bancorp of North Caroli | USD 44.14 | ▲ 0.59% |
| OCFC | OceanFirst Financial Corp. | USD 19.43 | ▲ 1.78% |
| QCRH | QCR Holdings, Inc. | USD 102.69 | ▲ 1.26% |
| SMBC | Southern Missouri Bancorp, Inc. | USD 74.17 | ▲ 1.59% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: September 8, 2026 at 10:49 UTC. This page is informational and not investment advice.