Provident Financial Holdings Inc (PROV) Stock Price & Analysis
Provident Financial Holdings Inc (PROV) rose 1.61% to USD 17.06 as of June 10, 2026 at 02:14 UTC, according to Nexqual real-time market data.
PROV last closed at USD 16.79; the session ranged USD 16.9–17.36 on volume of 8,304 shares. Market capitalization is $106.69M, with a 52-week range of USD 14.95–17.42 (NMS). Source: Nexqual, June 10, 2026 at 02:14 UTC.
Key Statistics (as of June 10, 2026 at 02:14 UTC)
| Price | USD 17.06 |
|---|---|
| Change | ▲ 1.61% (up) |
| Previous Close | USD 16.79 |
| Open | USD 16.9 |
| Day Range | USD 16.9 – 17.36 |
| 52-Week Range | USD 14.95 – 17.42 |
| Volume | 8,304 shares |
| Market Cap | $106.69M |
| Exchange | NMS |
Technical Analysis (PROV)
Nexqual's technical model rates PROV "BUY" based on 4 bullish and 1 bearish signals across 124 daily candles, as of June 10, 2026 at 02:14 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 52.77 (neutral) |
| vs SMA50 | Above (USD 16.97) |
| MACD | -0.01 (negative) |
Analyst Ratings (PROV)
Wall Street analysts rate PROV "None" based on 1 analysts, with a mean price target of USD 16.5 (range USD 16.5–16.5), per Nexqual as of June 10, 2026 at 02:14 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 16.5 |
| High Target | USD 16.5 |
| Low Target | USD 16.5 |
| Buy / Hold / Sell | 0 / 1 / 0 |
Earnings (PROV)
| Next Earnings Date | 2026-07-27 |
|---|---|
| EPS Estimate | USD 0.28 |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.21 vs est 0.29 ▼ miss |
| 2025-12-31 | USD 0.22 vs est 0.3 ▼ miss |
| 2025-09-30 | USD 0.25 vs est 0.29 ▼ miss |
| 2025-06-30 | USD 0.24 vs est 0.29 ▼ miss |
Source: Nexqual, June 10, 2026 at 02:14 UTC.
Financials & Fundamentals (PROV)
| Total Revenue | $39.60M |
|---|---|
| Revenue Growth (YoY) | -11.20% |
| Gross Margin | +0.00% |
| Operating Margin | +21.65% |
| Profit Margin | +15.39% |
| ROE | +4.77% |
| Total Cash | $57.13M |
| Total Debt | $186.56M |
Source: Nexqual, June 10, 2026 at 02:14 UTC.
Financial Health Score (PROV)
Nexqual rates Provident Financial Holdings Inc's overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 02:14 UTC.
| Growth | Mixed — Revenue +0.3% YoY (annual), slow |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $57M cash vs $187M debt |
| Cash Flow | Solid — Operating cash flow $8M |
| Efficiency | Weak — ROE 5%, ROA 0.5% |
Ownership (PROV)
| Insider Ownership | +20.54% |
|---|---|
| Institutional Ownership | +51.72% |
| Shares Outstanding | 6.25M |
| Float | 4.28M |
| Short % of Float | +0.80% |
Source: Nexqual, June 10, 2026 at 02:14 UTC.
Leadership (PROV)
Provident Financial Holdings Inc is led by Donavon P. Ternes (age 65), President & CEO, per Nexqual as of June 10, 2026 at 02:14 UTC.
| President & CEO | Donavon P. Ternes (age 65) |
|---|---|
| Senior VP, CFO & Corporate Secretary | Peter C. Fan |
Major Backers & Investors (PROV)
Notable institutional backers of Provident Financial Holdings Inc include Raffles Associates Lp, Fourthstone LLC, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, according to Nexqual as of June 10, 2026 at 02:14 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Raffles Associates Lp | 6.25% |
| Fourthstone LLC | 5.85% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 5.24% |
| Manufacturers Life Insurance Co. | 4.9% |
| M3F, Inc. | 4.55% |
| Ameriprise Financial, Inc. | 4.52% |
| John Hancock Investment Trust II-Regional Bank Fund | 4.49% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Dimensional Fund Advisors | 7.84% |
| Vanguard Group | 7.57% |
| BlackRock | 4.41% |
Source: Nexqual, June 10, 2026 at 02:14 UTC.
From Provident Financial Holdings Inc's Latest SEC 10-K Filing (filed 2025-08-29)
Partnerships
- At June 30, 2025, all of these loans were performing in accordance with their contractual repayment terms. ​ 3 Table of Contents Loans Held For Investment Analysis .
- Consistent with its strategy to diversify the composition of loans held for investment, the Bank has emphasized the balance between single-family loans and multi-family and commercial real estate loans.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RVSB | Riverview Bancorp Inc | USD 5.75 | ▲ 1.59% |
| OCFC | OceanFirst Financial Corp. | USD 18.11 | ▼ 0.17% |
| PEBK | Peoples Bancorp of North Caroli | USD 44.16 | ▲ 2.51% |
| QCRH | QCR Holdings, Inc. | USD 94.96 | ▲ 1.52% |
| SMBC | Southern Missouri Bancorp, Inc. | USD 70 | ▲ 0.43% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 02:14 UTC. This page is informational and not investment advice.