Republic Bancorp Inc /Ky/ (RBCAA) Stock Price & Analysis
Republic Bancorp Inc /Ky/ (RBCAA) rose 3.16% to USD 93.63 as of July 25, 2026 at 03:41 UTC, according to Nexqual real-time market data.
RBCAA last closed at USD 90.76; the session ranged USD 91.46–94.31 on volume of 88,705 shares. Market capitalization is $1.84B, with a 52-week range of USD 63.97–94.31 (NMS). Source: Nexqual, July 25, 2026 at 03:41 UTC.
Key Statistics (as of July 25, 2026 at 03:41 UTC)
| Price | USD 93.63 |
|---|---|
| Change | ▲ 3.16% (up) |
| Previous Close | USD 90.76 |
| Open | USD 91.95 |
| Day Range | USD 91.46 – 94.31 |
| 52-Week Range | USD 63.97 – 94.31 |
| Volume | 88,705 shares |
| Market Cap | $1.84B |
| Exchange | NMS |
Technical Analysis (RBCAA)
Nexqual's technical model rates RBCAA "BUY" based on 5 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 03:41 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 66.93 (neutral) |
| vs SMA50 | Above (USD 85.64) |
| MACD | 1.66 (positive) |
Analyst Ratings (RBCAA)
Wall Street analysts rate RBCAA "None" based on 1 analysts, with a mean price target of USD 80 (range USD 80–80), per Nexqual as of July 25, 2026 at 03:41 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 80 |
| High Target | USD 80 |
| Low Target | USD 80 |
| Buy / Hold / Sell | 0 / 1 / 0 |
Earnings (RBCAA)
| Next Earnings Date | 2026-07-24 |
|---|---|
| EPS Estimate | USD 1.56 |
| Revenue Estimate | $97.90M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.68 vs est 1.55 ▲ beat |
| 2026-03-31 | USD 2.04 vs est 1.84 ▲ beat |
| 2025-12-31 | USD 1.16 vs est 1.32 ▼ miss |
| 2025-09-30 | USD 1.51 vs est 1.41 ▲ beat |
Source: Nexqual, July 25, 2026 at 03:41 UTC.
Financials & Fundamentals (RBCAA)
| Total Revenue | $372.51M |
|---|---|
| Revenue Growth (YoY) | -11.30% |
| Gross Margin | +0.00% |
| Operating Margin | +53.65% |
| Profit Margin | +33.99% |
| ROE | +11.68% |
| Total Cash | $603.98M |
| Total Debt | $486.30M |
Source: Nexqual, July 25, 2026 at 03:41 UTC.
Financial Health Score (RBCAA)
Nexqual rates Republic Bancorp Inc /Ky/'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 03:41 UTC.
| Growth | Solid — Revenue +8% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $604M cash vs $486M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $152M |
| Efficiency | Mixed — ROE 12%, ROA 1.8% |
Ownership (RBCAA)
| Insider Ownership | +51.56% |
|---|---|
| Institutional Ownership | +30.31% |
| Shares Outstanding | 17.48M |
| Float | 8.92M |
| Short % of Float | +4.10% |
Source: Nexqual, July 25, 2026 at 03:41 UTC.
Leadership (RBCAA)
Republic Bancorp Inc /Ky/ is led by Steven E. Trager (age 64), Executive Chairman & CEO, per Nexqual as of July 25, 2026 at 03:41 UTC.
| Executive Chairman & CEO | Steven E. Trager (age 64) |
|---|---|
| Vice Chairman & President | A. Scott Trager (age 72) |
| Executive VP, CFO, Chief Accounting Officer & Treasurer | Kevin Sipes (age 53) |
Major Backers & Investors (RBCAA)
Notable institutional backers of Republic Bancorp Inc /Ky/ include American Century Companies Inc, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, Morgan Stanley, according to Nexqual as of July 25, 2026 at 03:41 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 3.53% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 2.96% |
| Morgan Stanley | 2% |
| Gendell, Jeffrey L. | 0.82% |
| Bridgeway Capital Management, LLC | 0.73% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 5.5% |
| Dimensional Fund Advisors | 5.31% |
| Vanguard Group | 4.93% |
| State Street | 2.13% |
| Geode Capital | 1.38% |
Source: Nexqual, July 25, 2026 at 03:41 UTC.
From Republic Bancorp Inc /Ky/'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- During the fourth quarter of 2025, approximately $82 million of loans and leases were reclassified from held for investment to HFS, as the Bank entered into an Asset Purchase Agreement to sell its St.
- In addition to offering traditional POS purchasing, ATM withdrawals, and direct deposit options, these accounts may include overdraft protection. ​ Money Movement Capabilities: ​ Through RPS, the Bank participates in traditional money movement solutions including ACH transactions, wire transfers, check processing, and the Mastercard Remote Payment and Presentment Service.
Partnerships
- Interest rates offered are based on both fixed and variable interest-rate formulas. ​ The Business Banking group , reporting under Retail Banking in most markets, focuses on locally based small businesses in the Bank's market footprint with primary annual revenues up to $10 million and borrowings between $350,000 and $1 million.
- The Bank makes loans to borrowers generally up to $3 million under both the SBA "7A Program" and the "504 Program" for CRE owner-occupied opportunities.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SYBT | Stock Yards Bancorp, Inc. | USD 81.8 | ▲ 1.86% |
| GSBC | Great Southern Bancorp, Inc. | USD 79.25 | ▲ 1.88% |
| NKSH | National Bankshares, Inc. | USD 36.64 | ▲ 1.81% |
| CTBI | Community Trust Bancorp, Inc. | USD 76.15 | ▲ 2.64% |
| STBA | S&T Bancorp, Inc. | USD 51.79 | ▲ 4.42% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 03:41 UTC. This page is informational and not investment advice.