Republic Bancorp Inc /Ky/ (RBCAA) Stock Price & Analysis
Republic Bancorp Inc /Ky/ (RBCAA) rose 1.34% to USD 96.8 as of September 8, 2026 at 05:43 UTC, according to Nexqual real-time market data.
RBCAA last closed at USD 95.52; the session ranged USD 95.49–97.39 on volume of 106,271 shares. Market capitalization is $1.90B, with a 52-week range of USD 63.97–102.22 (NMS). Source: Nexqual, September 8, 2026 at 05:43 UTC.
Key Statistics (as of September 8, 2026 at 05:43 UTC)
| Price | USD 96.8 |
|---|---|
| Change | ▲ 1.34% (up) |
| Previous Close | USD 95.52 |
| Open | USD 95.49 |
| Day Range | USD 95.49 – 97.39 |
| 52-Week Range | USD 63.97 – 102.22 |
| Volume | 106,271 shares |
| Market Cap | $1.90B |
| Exchange | NMS |
Technical Analysis (RBCAA)
Nexqual's technical model rates RBCAA "BUY" based on 5 bullish and 1 bearish signals across 128 daily candles, as of September 8, 2026 at 05:43 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 58.36 (neutral) |
| vs SMA50 | Above (USD 94.31) |
| MACD | 0.18 (positive) |
Analyst Ratings (RBCAA)
Wall Street analysts rate RBCAA "Hold" based on 1 analysts, with a mean price target of USD 98 (range USD 98–98), per Nexqual as of September 8, 2026 at 05:43 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 98 |
| High Target | USD 98 |
| Low Target | USD 98 |
| Buy / Hold / Sell | 0 / 2 / 0 |
Earnings (RBCAA)
| Next Earnings Date | 2026-10-16 |
|---|---|
| EPS Estimate | USD 1.65 |
| Revenue Estimate | $100.35M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.68 vs est 1.55 ▲ beat |
| 2026-03-31 | USD 2.04 vs est 1.84 ▲ beat |
| 2025-12-31 | USD 1.16 vs est 1.32 ▼ miss |
| 2025-09-30 | USD 1.51 vs est 1.41 ▲ beat |
Source: Nexqual, September 8, 2026 at 05:43 UTC.
Financials & Fundamentals (RBCAA)
| Total Revenue | $382.45M |
|---|---|
| Revenue Growth (YoY) | +4.40% |
| Gross Margin | +0.00% |
| Operating Margin | +45.02% |
| Profit Margin | +33.47% |
| ROE | +11.55% |
| Total Cash | $358.67M |
| Total Debt | $260.89M |
Source: Nexqual, September 8, 2026 at 05:43 UTC.
Financial Health Score (RBCAA)
Nexqual rates Republic Bancorp Inc /Ky/'s overall financial health "Mixed" across five dimensions, as of September 8, 2026 at 05:43 UTC.
| Growth | Solid — Revenue +8% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $359M cash vs $261M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $145M |
| Efficiency | Mixed — ROE 12%, ROA 1.8% |
Ownership (RBCAA)
| Insider Ownership | +51.53% |
|---|---|
| Institutional Ownership | +33.17% |
| Shares Outstanding | 17.50M |
| Float | 8.93M |
| Short % of Float | +4.67% |
Source: Nexqual, September 8, 2026 at 05:43 UTC.
Leadership (RBCAA)
Republic Bancorp Inc /Ky/ is led by Steven E. Trager (age 64), Executive Chairman & CEO, per Nexqual as of September 8, 2026 at 05:43 UTC.
| Executive Chairman & CEO | Steven E. Trager (age 64) |
|---|---|
| Vice Chairman & President | A. Scott Trager (age 72) |
| Executive VP, CFO, Chief Accounting Officer & Treasurer | Kevin Sipes (age 53) |
| Interim President of Republic Processing Group | Brent Shuman |
Major Backers & Investors (RBCAA)
Notable institutional backers of Republic Bancorp Inc /Ky/ include American Century Companies Inc, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, Morgan Stanley, according to Nexqual as of September 8, 2026 at 05:43 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 4.07% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 2.96% |
| Morgan Stanley | 1.96% |
| Gendell, Jeffrey L. | 0.82% |
| Bridgeway Capital Management, LLC | 0.75% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 7.1% |
| BlackRock | 5.84% |
| Dimensional Fund Advisors | 5.33% |
| State Street | 2.52% |
| Geode Capital | 1.44% |
Source: Nexqual, September 8, 2026 at 05:43 UTC.
From Republic Bancorp Inc /Ky/'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- During the fourth quarter of 2025, approximately $82 million of loans and leases were reclassified from held for investment to HFS, as the Bank entered into an Asset Purchase Agreement to sell its St.
- In addition to offering traditional POS purchasing, ATM withdrawals, and direct deposit options, these accounts may include overdraft protection. ​ Money Movement Capabilities: ​ Through RPS, the Bank participates in traditional money movement solutions including ACH transactions, wire transfers, check processing, and the Mastercard Remote Payment and Presentment Service.
Partnerships
- Interest rates offered are based on both fixed and variable interest-rate formulas. ​ The Business Banking group , reporting under Retail Banking in most markets, focuses on locally based small businesses in the Bank's market footprint with primary annual revenues up to $10 million and borrowings between $350,000 and $1 million.
- The Bank makes loans to borrowers generally up to $3 million under both the SBA "7A Program" and the "504 Program" for CRE owner-occupied opportunities.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SYBT | Stock Yards Bancorp, Inc. | USD 79.49 | ▲ 0.04% |
| GSBC | Great Southern Bancorp, Inc. | USD 80.24 | ▲ 0.94% |
| NKSH | National Bankshares, Inc. | USD 42.07 | ▲ 1.45% |
| CTBI | Community Trust Bancorp, Inc. | USD 77.76 | ▲ 0.91% |
| STBA | S&T Bancorp, Inc. | USD 50.64 | ▲ 1.52% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: September 8, 2026 at 05:43 UTC. This page is informational and not investment advice.