Rhinebeck Bancorp, Inc. (RBKB) Stock Price & Analysis
Rhinebeck Bancorp, Inc. (RBKB) rose 0.65% to USD 12.43 as of July 25, 2026 at 08:38 UTC, according to Nexqual real-time market data.
RBKB last closed at USD 12.35; the session ranged USD 12.34–12.7 on volume of 361,195 shares. Market capitalization is $194.38M, with a 52-week range of USD 6.74–12.88 (NCM). Source: Nexqual, July 25, 2026 at 08:38 UTC.
Key Statistics (as of July 25, 2026 at 08:38 UTC)
| Price | USD 12.43 |
|---|---|
| Change | ▲ 0.65% (up) |
| Previous Close | USD 12.35 |
| Open | USD 12.54 |
| Day Range | USD 12.34 – 12.7 |
| 52-Week Range | USD 6.74 – 12.88 |
| Volume | 361,195 shares |
| Market Cap | $194.38M |
| Exchange | NCM |
Technical Analysis (RBKB)
Nexqual's technical model rates RBKB "BUY" based on 5 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 08:38 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 56.92 (neutral) |
| vs SMA50 | Above (USD 11.94) |
| MACD | 0.1 (positive) |
Analyst Ratings (RBKB)
Wall Street analysts rate RBKB "None", per Nexqual as of July 25, 2026 at 08:38 UTC.
| Consensus Rating | None |
|---|
Earnings (RBKB)
Source: Nexqual, July 25, 2026 at 08:38 UTC.
Financials & Fundamentals (RBKB)
| Total Revenue | $51.86M |
|---|---|
| Revenue Growth (YoY) | +1.20% |
| Gross Margin | +0.00% |
| Operating Margin | +24.44% |
| Profit Margin | +19.23% |
| ROE | +7.54% |
| Total Cash | $119.15M |
| Total Debt | $22.72M |
Source: Nexqual, July 25, 2026 at 08:38 UTC.
Financial Health Score (RBKB)
Nexqual rates Rhinebeck Bancorp, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 08:38 UTC.
| Growth | Mixed — Revenue +1.2% YoY (latest Q), slow |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $119M cash vs $23M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $11M |
| Efficiency | Mixed — ROE 8%, ROA 0.8% |
Ownership (RBKB)
| Insider Ownership | +42.87% |
|---|---|
| Institutional Ownership | +14.53% |
| Shares Outstanding | 15.64M |
| Float | 2.65M |
| Short % of Float | +4.01% |
Source: Nexqual, July 25, 2026 at 08:38 UTC.
Leadership (RBKB)
Rhinebeck Bancorp, Inc. is led by Matthew J. Smith (age 41), President, CEO & Director, per Nexqual as of July 25, 2026 at 08:38 UTC.
| President, CEO & Director | Matthew J. Smith (age 41) |
|---|---|
| Executive VP, CFO & Treasurer | Kevin Nihill C.F.A. (age 49) |
| Executive VP & COO | Jamie J. Bloom (age 58) |
| Senior Vice President of Marketing | Peter Saridakis |
| Senior Vice President of Human Resources | Jeanine Borko |
Major Backers & Investors (RBKB)
Notable institutional backers of Rhinebeck Bancorp, Inc. include M3F, Inc., Alliancebernstein L.P., Bridgeway Capital Management, LLC, according to Nexqual as of July 25, 2026 at 08:38 UTC.
Active Investors
| Investor | Stake |
|---|---|
| M3F, Inc. | 9.05% |
| Alliancebernstein L.P. | 3.46% |
| Bridgeway Capital Management, LLC | 0.67% |
| Fidelity | 0.54% |
| Empowered Funds, LLC | 0.53% |
| EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF | 0.53% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 3.49% |
| BlackRock | 2.56% |
| Geode Capital | 0.84% |
| State Street | 0.28% |
Source: Nexqual, July 25, 2026 at 08:38 UTC.
From Rhinebeck Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- These partnerships enable us to leverage specialized knowledge and insights, ensuring our cybersecurity strategies and processes remain at the forefront of industry best practices.
- Our vCISO oversees our governance programs, works with our technology-focused leaders and partners to align security and compliance, and has helped define our employee security awareness training program. ​ Monitoring Cybersecurity Incidents ​ The vCISO is informed about the latest developments in cybersecurity, including potential threats and innovative risk management techniques.
- This allows us to maintain deposits that might otherwise be uninsured.
Partnerships
- Our collaboration with these third parties includes regular audits, threat assessments, and consultations on cybersecurity enhancements to proactively address new and evolving risks and strengthen our cyber security program. ​ Mitigating Third-Party Risk ​ Because we are aware of the risks associated with third-party service providers, Rhinebeck Bank implements stringent processes to oversee and manage these risks.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RMBI | Richmond Mutual Bancorporation, | USD 15.56 | ▲ 1.83% |
| RRBI | Red River Bancshares, Inc. | USD 99.49 | ▲ 2.94% |
| PBFS | Pioneer Bancorp, Inc. | USD 17.74 | ▲ 2.19% |
| MGYR | Magyar Bancorp, Inc. | USD 18.3 | ▲ 3.36% |
| BSBK | Bogota Financial Corp. | USD 9.04 | ▼ 0.11% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 08:38 UTC. This page is informational and not investment advice.