Red River Bancshares, Inc. (RRBI) Stock Price & Analysis
Red River Bancshares, Inc. (RRBI) closed at USD 101.4 on Wednesday, October 28, 2026, down 1.02% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 102.44; the Oct 28, 2026 session ranged USD 100.48–102.94 on volume of 45,510 shares. Market capitalization is $667.63M, with a 52-week range of USD 64.52–104.87 (NMS). Source: Nexqual, retrieved October 29, 2026 at 07:05 UTC.
Also available as compact Markdown for AI agents: nexqual.com/RRBI.md
Key facts (RRBI)
- Last four reported quarters (through Jun 30, 2026): revenue $132M, net income $46.0M (34.9% margin) (SEC filings).
- 1 of 80 tracked superinvestors hold RRBI (13F, Q2 2026): 0 new, 1 added, 0 reduced, 0 unchanged.
- Insider open-market purchases, last ~7 months: 2 Form 4 filings, $222K; 0 by opportunistic insiders, 2 by routine insiders.
- Analysts: Hold (mean 2.67 on a 1–5 scale) (3 analysts), mean target USD 110 (range 110–110).
- Total return with dividends: 1Y +54.3% vs S&P 500 +13.6%; 5Y +100.9% vs S&P 500 +79.8%.
- Next earnings: 2026-10-29, EPS estimate USD 1.83, revenue estimate $34.3M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (RRBI)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $96.2M | $105M | $108M | $110M | $126M | $132M |
| Net income | $33.0M | $36.9M | $34.9M | $34.2M | $42.8M | $46.0M |
| EPS (diluted) | $4.51 | $5.13 | $4.86 | $4.95 | $6.38 | — |
| Free cash flow | $58.8M | $37.4M | $35.2M | $33.4M | $42.2M | $51.1M |
| Net margin | 34.2% | 35.0% | 32.4% | 31.2% | 34.1% | 34.9% |
| Revenue growth | +4.4% | +9.5% | +2.1% | +2.0% | +14.4% | — |
| Cash + short-term investments | $785M | $278M | $305M | $269M | $213M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (RRBI)
P/E at fiscal year-ends: Dec 2025 11.2x, Dec 2024 10.9x, Dec 2023 11.6x.
Superinvestors (SEC 13F-HR, Q2 2026) (RRBI)
1 of 80 tracked investors hold RRBI. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| First Eagle Investment | First Eagle Investment Management | 0.02% | $13.6M | Added +91.5% |
Insider purchases (SEC Form 4, open-market, last ~7 months) (RRBI)
2 purchases, $222K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-08-10 | Price Teddy Ray | Director | 1,119 | $112K | 99.91 | Routine (bought in Feb & May & Aug & Nov each year 2023–2025) |
| 2026-05-05 | Price Teddy Ray | Director | 1,285 | $110K | 85.79 | Routine (bought in Feb & May & Aug & Nov each year 2023–2025) |
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (RRBI)
Consensus Hold (mean 2.67 on a 1–5 scale), 3 analysts; mean target USD 110 (low 110, high 110).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-31 | Stephens & Co. | Target raised | Equal-Weight | $101 → $106 |
Total return (dividends reinvested) (RRBI)
| 1Y (from 2025-10-29) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +54.3% | +100.9% |
| S&P 500 (SPY) | +13.6% | +79.8% |
| Per year | +54.5% | +14.9% |
| Volatility (annualized) | 24.3% | 22.6% |
| Max drawdown | -8.6% (Apr 2026→Jun 2026) | -22.3% (Oct 2022→May 2023) |
RRBI earnings history and stock reaction
| Results filed | Quarter | EPS | Consensus | Surprise | Stock reaction |
|---|---|---|---|---|---|
| — | Quarter ended Jun 30, 2026 | $1.78 | $1.76 | Beat +1.1% | — |
| — | Quarter ended Mar 31, 2026 | $1.81 | $1.68 | Beat +7.7% | — |
| — | Quarter ended Dec 31, 2025 | $1.73 | $1.61 | Beat +7.5% | — |
| — | Quarter ended Sep 30, 2025 | $1.63 | $1.54 | Beat +5.8% | — |
EPS as reported against the analyst consensus before the release; surprise uses the cent-rounded figures shown (in dollars when EPS and consensus have opposite signs). Stock reaction = close before the results to close after (the first close following a release after the bell or before the open).
RRBI recent SEC filings (last 120 days)
| Filed | Form | What it says |
|---|---|---|
| Sep 3, 2026 | 8-K | Regulation FD disclosure |
| Aug 27, 2026 | 8-K | Other material event |
| Aug 7, 2026 | 10-Q | Quarterly report · period ended Jun 30, 2026 |
| Jul 30, 2026 | 8-K | Quarterly results |
| Jul 29, 2026 | Schedule 13G | BlackRock, Inc.: 5.7% of shares, passive 5%+ holder |
| Jul 24, 2026 | Schedule 13G/A | Simeon A. Thibeaux: 3.0% of shares, passive 5%+ holder (amended) |
Source: SEC EDGAR. Quotes are the opening words of each item as filed; each form links to the filing. Insider Form 4 filings are listed in the insider sections.
RRBI suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | LPL Financial Holdings Inc. (LPLA) | “Our investment executives strive to understand each client's unique financial situation and through our partnership with LPL Financial LLC, our registered broker-dealer, our investment executives are able to offer stocks, bonds, mutual funds, alternative investments, advisory services, annuities, and insurance products to address their individual needs.” |
Quoted from the company's 10-K filed Mar 13, 2026.
RRBI company outlook (results filed Jul 30, 2026)
- “Net income for the second quarter was impacted by an expected $1.0 million increase in operating expenses, partially offset by a $563,000 increase in net interest income.”
- “As of June 30, 2026, the 2026 stock repurchase program had $10.0 million of available capacity. • We continued to implement our organic expansion plan with the following projects: ◦ In the Northwest market, we completed our relocation projects.”
- “We expect this location to open early in 2027. • In May 2026, there were changes to the boards of directors of the Company and the Bank.”
- “As expected, net income and EPS in the second quarter of 2026 were slightly lower than the prior quarter, which had benefited from periodic rebates and refunds from vendors. "We are pleased with the 10 bp expansion to the net interest margin FTE to 3.61% as we repriced loans at higher yields and had a lower cost of deposits.”
Quoted word-for-word from the SEC 8-K results press release.
RRBI analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $1.83 | $1.83 | +0.2% | $34.3M | 3 |
| Next quarter (ends Dec 2026) | $1.87 | $1.87 | -0.2% | $34.9M | 3 |
| Current fiscal year (ends Dec 2026) | $7.29 | $7.25 | +0.6% | $135.9M | 3 |
| Next fiscal year (ends Dec 2027) | $7.68 | $7.53 | +2.0% | $142.9M | 3 |
Key Statistics (as of October 29, 2026 at 07:05 UTC)
| Price | USD 101.4 |
|---|---|
| Change | ▼ 1.02% (down) |
| Previous Close | USD 102.44 |
| Open | USD 102.58 |
| Day Range | USD 100.48 – 102.94 |
| 52-Week Range | USD 64.52 – 104.87 |
| Volume | 45,510 shares |
| Market Cap | $667.63M |
| Exchange | NMS |
Technical Analysis (RRBI)
Nexqual's technical model rates RRBI "NEUTRAL" based on 2 bullish and 3 bearish signals across 127 daily candles, as of October 29, 2026 at 07:05 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 47.17 (neutral) |
| vs SMA50 | Below (USD 101.51) |
| MACD | 0.25 (positive) |
Analyst Ratings (RRBI)
Wall Street analysts rate RRBI "Hold" based on 3 analysts, with a mean price target of USD 110 (range USD 110–110), per Nexqual as of October 29, 2026 at 07:05 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 110 |
| High Target | USD 110 |
| Low Target | USD 110 |
| Buy / Hold / Sell | 1 / 2 / 0 |
Earnings (RRBI)
| Next Earnings Date | 2026-10-29 |
|---|---|
| EPS Estimate | USD 1.83 |
| Revenue Estimate | $34.27M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.78 vs est 1.76 ▲ beat |
| 2026-03-31 | USD 1.81 vs est 1.68 ▲ beat |
| 2025-12-31 | USD 1.73 vs est 1.61 ▲ beat |
| 2025-09-30 | USD 1.63 vs est 1.54 ▲ beat |
Source: Nexqual, October 29, 2026 at 07:05 UTC.
Financials & Fundamentals (RRBI)
| Total Revenue | $128.84M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +9.50% |
| Gross Margin | +0.00% |
| Operating Margin | +45.99% |
| Profit Margin | +35.66% |
| ROE | +12.77% |
| Total Cash | $195.40M |
| Total Debt | $1.38M |
Source: Nexqual, October 29, 2026 at 07:05 UTC.
Financial Health Score (RRBI)
Nexqual rates Red River Bancshares, Inc.'s overall financial health "Solid" across five dimensions, as of October 29, 2026 at 07:05 UTC.
| Growth | Solid — Revenue +14% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 35% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 12%, ROA 1.4% (last 4 quarters, SEC) |
Ownership (RRBI)
| Insider Ownership | +21.36% |
|---|---|
| Institutional Ownership | +46.28% |
| Shares Outstanding | 6.58M |
| Float | 5.21M |
| Short % of Float | +7.13% |
Source: Nexqual, October 29, 2026 at 07:05 UTC.
Leadership (RRBI)
Red River Bancshares, Inc. is led by Ronald Blake Chatelain, President, CEO & Director, per Nexqual as of October 29, 2026 at 07:05 UTC.
| President, CEO & Director | Ronald Blake Chatelain |
|---|---|
| Senior EVP, CFO, Principal Accounting Officer & Assistant Corporate Secretary | Isabel V. Carriere CPA, CGMA |
| Senior Vice President | Andrew Blake Cutrer |
Major Backers & Investors (RRBI)
Notable institutional backers of Red River Bancshares, Inc. include Boston Partners, First Eagle Investment Management, LLC, Manufacturers Life Insurance Co., according to Nexqual as of October 29, 2026 at 07:05 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Boston Partners | 2.94% |
| First Eagle Investment Management, LLC | 2.27% |
| Manufacturers Life Insurance Co. | 2.01% |
| AQR Capital Management, LLC | 1.81% |
| American Century Companies Inc | 1.78% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 5.83% |
| State Street | 3.56% |
| Vanguard Group | 3.09% |
| Geode Capital | 2.19% |
| Dimensional Fund Advisors | 2.16% |
Source: Nexqual, October 29, 2026 at 07:05 UTC.
From Red River Bancshares, Inc.'s Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- Our specialists in these areas understand the cash cycle, working capital, and the fixed asset acquisition needs of businesses, which allows us to deliver customizable and effective financing solutions.
Partnerships
- Our investment executives strive to understand each client's unique financial situation and through our partnership with LPL Financial LLC, our registered broker-dealer, our investment executives are able to offer stocks, bonds, mutual funds, alternative investments, advisory services, annuities, and insurance products to address their individual needs.
Legal & Regulatory Risks (Item 1A, quoted)
- We operate in a highly regulated environment and the laws and regulations that govern our operations, corporate governance, executive compensation, and accounting principles, or changes in them, or our failure to comply with them, could subject us to regulatory action or penalties.
- New activities and expansion require regulatory approvals, and failure to obtain them may restrict our growth.
- We are subject to capital requirements, which may result in lower returns on equity, require us to raise additional capital, prevent us from accessing FHLB advances, restrict our access to other borrowing lines, limit growth opportunities, result in regulatory restrictions, or require us to commit capital resources to support the Bank.
- We could be subject to losses, regulatory action, or reputational harm due to fraudulent and negligent acts on the part of loan applicants, our employees, and other parties.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FITB | Fifth Third Bancorp | USD 53.47 | ▼ 0.22% |
| NU | Nu Holdings Ltd. | USD 11.97 | ▼ 3.47% |
| TFC | Truist Financial Corporation | USD 48.42 | ▼ 0.25% |
| DB | Deutsche Bank AG | USD 33.51 | ▲ 4.33% |
| NWG | NatWest Group plc | USD 17.23 | ▲ 2.13% |
| LYG | Lloyds Banking Group Plc | USD 5.5 | ▲ 1.85% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 29, 2026 at 07:05 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt