Sb Financial Group, Inc. (SBFG) Stock Price & Analysis
Sb Financial Group, Inc. (SBFG) fell 3.94% to USD 25.62 as of July 25, 2026 at 06:48 UTC, according to Nexqual real-time market data.
SBFG last closed at USD 26.67; the session ranged USD 24.52–27.6 on volume of 24,877 shares. Market capitalization is $160.30M, with a 52-week range of USD 18.16–27.69 (NCM). Source: Nexqual, July 25, 2026 at 06:48 UTC.
Key Statistics (as of July 25, 2026 at 06:48 UTC)
| Price | USD 25.62 |
|---|---|
| Change | ▼ 3.94% (down) |
| Previous Close | USD 26.67 |
| Open | USD 26.1 |
| Day Range | USD 24.52 – 27.6 |
| 52-Week Range | USD 18.16 – 27.69 |
| Volume | 24,877 shares |
| Market Cap | $160.30M |
| Exchange | NCM |
Technical Analysis (SBFG)
Nexqual's technical model rates SBFG "NEUTRAL" based on 3 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 06:48 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 51.71 (neutral) |
| vs SMA50 | Above (USD 23.79) |
| MACD | 0.82 (positive) |
Analyst Ratings (SBFG)
Wall Street analysts rate SBFG "None" based on 1 analysts, with a mean price target of USD 25 (range USD 25–25), per Nexqual as of July 25, 2026 at 06:48 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 25 |
| High Target | USD 25 |
| Low Target | USD 25 |
| Buy / Hold / Sell | 1 / 0 / 0 |
Earnings (SBFG)
| Next Earnings Date | 2026-07-23 |
|---|---|
| EPS Estimate | USD 0.6 |
| Revenue Estimate | $12.70M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.73 vs est 0.69 ▲ beat |
| 2026-03-31 | USD 0.63 vs est 0.6 ▲ beat |
| 2025-12-31 | USD 0.65 vs est 0.64 ▲ beat |
| 2025-09-30 | USD 0.68 vs est 0.62 ▲ beat |
Source: Nexqual, July 25, 2026 at 06:48 UTC.
Financials & Fundamentals (SBFG)
| Total Revenue | $66.31M |
|---|---|
| Revenue Growth (YoY) | +11.80% |
| Gross Margin | +0.00% |
| Operating Margin | +28.82% |
| Profit Margin | +24.30% |
| ROE | +11.71% |
| Total Cash | $130.19M |
| Total Debt | $68.86M |
Source: Nexqual, July 25, 2026 at 06:48 UTC.
Financial Health Score (SBFG)
Nexqual rates Sb Financial Group, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 06:48 UTC.
| Growth | Strong — Revenue +21% YoY (annual) |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $130M cash vs $69M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $14M |
| Efficiency | Mixed — ROE 12%, ROA 1.0% |
Ownership (SBFG)
| Insider Ownership | +10.45% |
|---|---|
| Institutional Ownership | +54.84% |
| Shares Outstanding | 6.26M |
| Float | 5.19M |
| Short % of Float | +0.63% |
Source: Nexqual, July 25, 2026 at 06:48 UTC.
Leadership (SBFG)
Sb Financial Group, Inc. is led by Mark A. Klein (age 70), Chairman, President & CEO, per Nexqual as of July 25, 2026 at 06:48 UTC.
| Chairman, President & CEO | Mark A. Klein (age 70) |
|---|---|
| Executive VP & CFO | Anthony V. Cosentino (age 63) |
| Executive VP and Chief Technology Innovation Officer | Juan Ernesto Gaytan (age 52) |
Major Backers & Investors (SBFG)
Notable institutional backers of Sb Financial Group, Inc. include Manufacturers Life Insurance Co., John Hancock Financial Opportunities Fund, Cutler Capital Management, LLC, according to Nexqual as of July 25, 2026 at 06:48 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Manufacturers Life Insurance Co. | 7.5% |
| John Hancock Financial Opportunities Fund | 7.11% |
| Cutler Capital Management, LLC | 6.22% |
| Strategic Value Bank Partners LLC | 4.37% |
| Petiole USA Ltd | 2.69% |
| Pinnacle Holdings, LLC | 2.5% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 9.41% |
| BlackRock | 8.87% |
| Dimensional Fund Advisors | 3.15% |
| Geode Capital | 2.22% |
Source: Nexqual, July 25, 2026 at 06:48 UTC.
From Sb Financial Group, Inc.'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan.
- It offers checking, savings, money market accounts, as well as time certificates of deposit; automatic teller machines; and commercial, consumer, agricultural, and residential mortgage loans.
- The company also provides personal and corporate trust, commercial leasing, bank credit cards, safe deposit box rental, internet banking, private client group, and other personalized banking products and services.
- In addition, it offers various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FSBW | FS Bancorp, Inc. | USD 43.61 | ▲ 1.42% |
| HWBK | Hawthorn Bancshares, Inc. | USD 38.34 | ▲ 3.99% |
| EBMT | Eagle Bancorp Montana, Inc. | USD 23.37 | ▲ 1.92% |
| SMBC | Southern Missouri Bancorp, Inc. | USD 77.63 | ▲ 2.94% |
| CIVB | Civista Bancshares, Inc. | USD 28.58 | ▲ 1.46% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 06:48 UTC. This page is informational and not investment advice.