The Travelers Companies, Inc. (TRV) Stock Price & Analysis

The Travelers Companies, Inc. (TRV) closed at USD 405.44 on Thursday, October 22, 2026, up 1.63% on the day. The US market is currently closed (pre-market); this is not a live price.

The prior close was USD 398.95; the Oct 22, 2026 session ranged USD 400.05–407.87 on volume of 1,918,013 shares. Market capitalization is $84.56B, with a 52-week range of USD 264.25–407.87 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 08:35 UTC.

Also available as compact Markdown for AI agents: nexqual.com/TRV.md

Key facts (TRV)

• Last four reported quarters (through Sep 30, 2026): revenue $48.9B, net income $8.33B (17.0% margin) (SEC filings).
• Valuation: P/E 10.1x (avg 12.1x at the last 3 fiscal year-ends), net debt $9.05B.
• 3 of 80 tracked superinvestors hold TRV (13F, Q2 2026): 0 new, 1 added, 1 reduced, 1 unchanged.
• Insider open-market sales, last ~7 months: 18 Form 4 filings, $45.3M; 18 not under a Rule 10b5-1 plan ($45.3M); 10 by opportunistic insiders (10 outside 10b5-1 plans), 4 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Analysts: Hold (mean 3.03 on a 1–5 scale) (29 analysts), mean target USD 374.29 (range 262–450).
• Total return with dividends: 1Y +53.0% vs S&P 500 +14.9%; 5Y +174.6% vs S&P 500 +80.3%.
• Next earnings: 2026-10-16, EPS estimate USD 9.95, revenue estimate $11.0B.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (TRV)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Sep 30, 2026) (TRV)

P/E 10.1x · P/S 1.7x · EV/Sales 1.9x · P/B 2.9x · Earnings yield 9.85% · Dividend yield (paid, TTM) 1.18% · Buyback yield (TTM) 7.36% · Net debt $9.05B · EV $93.6B

P/E at fiscal year-ends: Dec 2025 10.5x, Dec 2024 11.1x, Dec 2023 14.8x.

Superinvestors (SEC 13F-HR, Q2 2026) (TRV)

3 of 80 tracked investors hold TRV. Each row is the investor's latest 13F; change is vs their prior-quarter share count.

Insider sales (SEC Form 4, open-market, last ~7 months) (TRV)

0 of 18 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Analysts (TRV)

Consensus Hold (mean 3.03 on a 1–5 scale), 29 analysts; mean target USD 374.29 (low 262, high 450).

Rating changes, last 120 days:

Total return (dividends reinvested) (TRV)

TRV revenue by region (fiscal year ended Dec 31, 2025)

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

TRV suppliers, customers and competitors (named in its 10-K)

Quoted from the company's 10-K filed Feb 12, 2026.

TRV analyst estimates and revisions

TRV options: expected move

30-day implied volatility 23% vs 19.1% realized over the last 30 trading days. Put/call ratio (volume) 2.22. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 23, 2026 at 08:35 UTC)

Technical Analysis (TRV)

Nexqual's technical model rates TRV "BUY" based on 5 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 08:35 UTC.

Analyst Ratings (TRV)

Wall Street analysts rate TRV "Hold" based on 29 analysts, with a mean price target of USD 374.29 (range USD 262–450), per Nexqual as of October 23, 2026 at 08:35 UTC.

Earnings (TRV)

Recent Earnings History

Source: Nexqual, October 23, 2026 at 08:35 UTC.

Financials & Fundamentals (TRV)

Source: Nexqual, October 23, 2026 at 08:35 UTC.

Financial Health Score (TRV)

Nexqual rates The Travelers Companies, Inc.'s overall financial health "Solid" across five dimensions, as of October 23, 2026 at 08:35 UTC.

Ownership (TRV)

Source: Nexqual, October 23, 2026 at 08:35 UTC.

Leadership (TRV)

The Travelers Companies, Inc. is led by Alan David Schnitzer, Chairman & CEO, per Nexqual as of October 23, 2026 at 08:35 UTC.

Major Backers & Investors (TRV)

Notable institutional backers of The Travelers Companies, Inc. include FMR, LLC, Massachusetts Financial Services Co., Morgan Stanley, according to Nexqual as of October 23, 2026 at 08:35 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 23, 2026 at 08:35 UTC.

From The Travelers Companies, Inc.'s Latest SEC 10-K Filing (filed 2026-02-12)

Key Strengths & Strategy (as disclosed to the SEC)

• With approximately 12,300 employees, Claims Services employs a group of professionals with diverse skills, including claim adjusters, appraisers, attorneys, investigators, engineers, accountants, nurses, data and analytics professionals, system specialists and training, management and support personnel.
• Business Insurance utilizes underwriting, claims, engineering, actuarial and product development disciplines for particular industries, together with extensive amounts of proprietary data gathered and analyzed over many years, as well as third-party data, to facilitate its risk selection process and develop pricing parameters.
• Bond & Specialty Insurance utilizes underwriting, claims, engineering, actuarial and product development disciplines for specific accounts and industries, together with extensive amounts of proprietary data gathered and analyzed over many years, as well as third-party data, to facilitate its risk selection process and develop pricing parameters.

Partnerships

• The following table shows the geographic distribution of the Company's consolidated direct written premiums for the year ended December 31, 2025. (1)The percentage for Texas includes business written by the Company through a fronting agreement with another insurer. (2)No other single state accounted for 3.0% or more of the Company's consolidated direct written premiums written in 2025.
• Effective January 1, 2026, the Company renewed a quota share reinsurance agreement with subsidiaries of Fidelis Insurance Holdings Limited (Fidelis) for 2026 pursuant to which the Company assumes 20% of the subject gross written premiums of Fidelis on a risk-attaching basis, subject to a loss ratio cap.

Legal & Regulatory Risks (Item 1A, quoted)

• Our businesses are heavily regulated by the states and countries in which we conduct business, including licensing, market conduct and financial supervision, and changes in regulation, including changes in tax regulation, may reduce our profitability and limit our growth.
• We could be adversely affected if our controls designed to ensure compliance with guidelines, policies and legal and regulatory standards are not effective.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 08:35 UTC. This page is informational and not investment advice.

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