United Bancshares Inc/Oh (UBOH) Stock Price & Analysis
United Bancshares Inc/Oh (UBOH) fell 1.45% to USD 37.35 as of July 25, 2026 at 15:05 UTC, according to Nexqual real-time market data.
UBOH last closed at USD 37.9; the session ranged USD 38–38 on volume of 100 shares. Market capitalization is $110.35M, with a 52-week range of USD 29.11–45 (OQX). Source: Nexqual, July 25, 2026 at 15:05 UTC.
Key Statistics (as of July 25, 2026 at 15:05 UTC)
| Price | USD 37.35 |
|---|---|
| Change | ▼ 1.45% (down) |
| Previous Close | USD 37.9 |
| Open | USD 38 |
| Day Range | USD 38 – 38 |
| 52-Week Range | USD 29.11 – 45 |
| Volume | 100 shares |
| Market Cap | $110.35M |
| Exchange | OQX |
Technical Analysis (UBOH)
Nexqual's technical model rates UBOH "NEUTRAL" based on 3 bullish and 3 bearish signals across 125 daily candles, as of July 25, 2026 at 15:05 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 53.23 (neutral) |
| vs SMA50 | Below (USD 37.36) |
| MACD | -0.04 (negative) |
Analyst Ratings (UBOH)
Wall Street analysts rate UBOH "None", per Nexqual as of July 25, 2026 at 15:05 UTC.
| Consensus Rating | None |
|---|
Earnings (UBOH)
Source: Nexqual, July 25, 2026 at 15:05 UTC.
Financials & Fundamentals (UBOH)
| Total Revenue | $48.47M |
|---|---|
| Revenue Growth (YoY) | +12.70% |
| Gross Margin | +0.00% |
| Operating Margin | +33.13% |
| Profit Margin | +26.58% |
| ROE | +12.60% |
| Total Cash | $52.63M |
| Total Debt | $16.31M |
Source: Nexqual, July 25, 2026 at 15:05 UTC.
Financial Health Score (UBOH)
Nexqual rates United Bancshares Inc/Oh's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 15:05 UTC.
| Growth | Solid — Revenue +13% YoY (latest Q) |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $53M cash vs $16M debt, net cash position |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 13%, ROA 1.1% |
Ownership (UBOH)
| Insider Ownership | +0.00% |
|---|---|
| Institutional Ownership | +1.70% |
| Shares Outstanding | 2.75M |
| Short % of Float | +0.04% |
Source: Nexqual, July 25, 2026 at 15:05 UTC.
Leadership (UBOH)
United Bancshares Inc/Oh is led by Brian D. Young (age 58), President, CEO & Director, per Nexqual as of July 25, 2026 at 15:05 UTC.
| President, CEO & Director | Brian D. Young (age 58) |
|---|---|
| Chief Financial Officer | Klint D. Manz (age 40) |
Major Backers & Investors (UBOH)
Notable institutional backers of United Bancshares Inc/Oh include Pinnacle Holdings, LLC, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, according to Nexqual as of July 25, 2026 at 15:05 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Pinnacle Holdings, LLC | 0.82% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 0.77% |
Source: Nexqual, July 25, 2026 at 15:05 UTC.
From United Bancshares Inc/Oh's Latest SEC 10-K Filing (filed 2023-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services.
- The company accepts various deposits, including checking, savings, demand, and money market deposits; and offers individual retirement accounts, as well as certificates of deposit.
- In addition, the company provides digital banking, credit cards, wealth management, treasury management, merchant services, and online banking.
- It operates full-service banking centers and loan production offices in northwest and central Ohio.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| UBCP | United Bancorp, Inc. | USD 15.87 | ▲ 0.22% |
| UNTY | Unity Bancorp, Inc. | USD 58.05 | ▲ 1.12% |
| WVFC | WVS Financial Corp. | USD 18.6 | ▲ 0% |
| UNB | Union Bankshares, Inc. | USD 24.8 | ▼ 0.04% |
| SFBC | Sound Financial Bancorp, Inc. | USD 45.06 | ▼ 0.22% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 15:05 UTC. This page is informational and not investment advice.