Union Bankshares Inc (UNB) Stock Price & Analysis
Union Bankshares Inc (UNB) rose 0.53% to USD 24.8 as of July 25, 2026 at 05:26 UTC, according to Nexqual real-time market data.
UNB last closed at USD 24.67; the session ranged USD 24.41–25.41 on volume of 22,678 shares. Market capitalization is $114.43M, with a 52-week range of USD 20.65–28.29 (NGM). Source: Nexqual, July 25, 2026 at 05:26 UTC.
Key Statistics (as of July 25, 2026 at 05:26 UTC)
| Price | USD 24.8 |
|---|---|
| Change | ▲ 0.53% (up) |
| Previous Close | USD 24.67 |
| Open | USD 25.41 |
| Day Range | USD 24.41 – 25.41 |
| 52-Week Range | USD 20.65 – 28.29 |
| Volume | 22,678 shares |
| Market Cap | $114.43M |
| Exchange | NGM |
Technical Analysis (UNB)
Nexqual's technical model rates UNB "NEUTRAL" based on 3 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 05:26 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 52.59 (neutral) |
| vs SMA50 | Above (USD 24.14) |
| MACD | 0.21 (positive) |
Analyst Ratings (UNB)
Wall Street analysts rate UNB "None", per Nexqual as of July 25, 2026 at 05:26 UTC.
| Consensus Rating | None |
|---|
Earnings (UNB)
| Next Earnings Date | 2026-10-21 |
|---|
Source: Nexqual, July 25, 2026 at 05:26 UTC.
Financials & Fundamentals (UNB)
| Total Revenue | $57.03M |
|---|---|
| Revenue Growth (YoY) | +13.10% |
| Gross Margin | +0.00% |
| Operating Margin | +21.96% |
| Profit Margin | +21.24% |
| ROE | +14.98% |
| Total Cash | $38.94M |
| Total Debt | $353.40M |
Source: Nexqual, July 25, 2026 at 05:26 UTC.
Financial Health Score (UNB)
Nexqual rates Union Bankshares Inc's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 05:26 UTC.
| Growth | Solid — Revenue +13% YoY (latest Q) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $39M cash vs $353M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 15%, ROA 0.8% |
Ownership (UNB)
| Insider Ownership | +27.84% |
|---|---|
| Institutional Ownership | +20.22% |
| Shares Outstanding | 4.61M |
| Float | 3.70M |
| Short % of Float | +0.23% |
Source: Nexqual, July 25, 2026 at 05:26 UTC.
Leadership (UNB)
Union Bankshares Inc is led by Timothy Willis Sargent (age 49), Independent Vice Chairman, Secretary & Lead Independent Director, per Nexqual as of July 25, 2026 at 05:26 UTC.
| Independent Vice Chairman, Secretary & Lead Independent Director | Timothy Willis Sargent (age 49) |
|---|
Major Backers & Investors (UNB)
Notable institutional backers of Union Bankshares Inc include Cardinal Capital Management, Fidelity, Cannell & Spears LLC, according to Nexqual as of July 25, 2026 at 05:26 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Cardinal Capital Management | 2.27% |
| Fidelity | 1.23% |
| Cannell & Spears LLC | 0.87% |
| TRUST CO OF VERMONT | 0.64% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 6.8% |
| BlackRock | 6.42% |
| Geode Capital | 1.92% |
| Northern Trust | 1.03% |
| Dimensional Fund Advisors | 0.89% |
| State Street | 0.79% |
Source: Nexqual, July 25, 2026 at 05:26 UTC.
From Union Bankshares Inc's Latest SEC 10-K Filing (filed 2026-03-20)
Key Strengths & Strategy (as disclosed to the SEC)
- Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
- The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit.
- It also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; residential construction and mortgage loans; municipal financing, including loans and excess deposits secured by FHLBB letters of credit; and home improvement loans and overdraft checking privileges against preauthorized lines of credit.
- In addition, the company offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, positive pay and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application and consumer deposit account opening services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FNLC | First Bancorp, Inc (ME) | USD 34.98 | ▲ 3.19% |
| PLBC | Plumas Bancorp | USD 61.33 | ▲ 0.52% |
| FCCO | First Community Corporation | USD 33.65 | ▲ 3.57% |
| OVLY | Oak Valley Bancorp (CA) | USD 32.61 | ▼ 0.97% |
| CFFI | C&F Financial Corporation | USD 78 | ▼ 0.15% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 05:26 UTC. This page is informational and not investment advice.