Unity Bancorp Inc /Nj/ (UNTY) Stock Price & Analysis
Unity Bancorp Inc /Nj/ (UNTY) rose 2.07% to USD 58.05 as of July 25, 2026 at 06:04 UTC, according to Nexqual real-time market data.
UNTY last closed at USD 56.87; the session ranged USD 57.23–58.77 on volume of 70,350 shares. Market capitalization is $582.82M, with a 52-week range of USD 44.34–60.86 (NGM). Source: Nexqual, July 25, 2026 at 06:04 UTC.
Key Statistics (as of July 25, 2026 at 06:04 UTC)
| Price | USD 58.05 |
|---|---|
| Change | ▲ 2.07% (up) |
| Previous Close | USD 56.87 |
| Open | USD 57.8 |
| Day Range | USD 57.23 – 58.77 |
| 52-Week Range | USD 44.34 – 60.86 |
| Volume | 70,350 shares |
| Market Cap | $582.82M |
| Exchange | NGM |
Technical Analysis (UNTY)
Nexqual's technical model rates UNTY "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 06:04 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 55.32 (neutral) |
| vs SMA50 | Above (USD 55.98) |
| MACD | 0.36 (positive) |
Analyst Ratings (UNTY)
Wall Street analysts rate UNTY "Strong Buy" based on 5 analysts, with a mean price target of USD 68.55 (range USD 66.75–72), per Nexqual as of July 25, 2026 at 06:04 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 68.55 |
| High Target | USD 72 |
| Low Target | USD 66.75 |
| Buy / Hold / Sell | 5 / 0 / 0 |
Earnings (UNTY)
| Next Earnings Date | 2026-10-13 |
|---|---|
| EPS Estimate | USD 1.5 |
| Revenue Estimate | $35.63M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.42 vs est 1.43 ▼ miss |
| 2026-03-31 | USD 1.4 vs est 1.38 ▲ beat |
| 2025-12-31 | USD 1.52 vs est 1.36 ▲ beat |
| 2025-09-30 | USD 1.41 vs est 1.29 ▲ beat |
Source: Nexqual, July 25, 2026 at 06:04 UTC.
Financials & Fundamentals (UNTY)
| Total Revenue | $130.43M |
|---|---|
| Revenue Growth (YoY) | -5.70% |
| Gross Margin | +0.00% |
| Operating Margin | +58.17% |
| Profit Margin | +44.95% |
| ROE | +16.95% |
| Total Cash | $250.32M |
| Total Debt | $326.43M |
Source: Nexqual, July 25, 2026 at 06:04 UTC.
Financial Health Score (UNTY)
Nexqual rates Unity Bancorp Inc /Nj/'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 06:04 UTC.
| Growth | Strong — Revenue +23% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $250M cash vs $326M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Solid — ROE 17%, ROA 1.9% |
Ownership (UNTY)
| Insider Ownership | +27.37% |
|---|---|
| Institutional Ownership | +52.29% |
| Shares Outstanding | 10.04M |
| Float | 7.29M |
| Short % of Float | +1.57% |
Source: Nexqual, July 25, 2026 at 06:04 UTC.
Leadership (UNTY)
Unity Bancorp Inc /Nj/ is led by James A. Hughes (age 66), CEO, Executive VP & Director, per Nexqual as of July 25, 2026 at 06:04 UTC.
| CEO, Executive VP & Director | James A. Hughes (age 66) |
|---|---|
| Founder & Independent Chairman of the Board | David D. Dallas (age 70) |
| President & Director | George Allen Boyan III (age 43) |
| Founder & Independent Director | Robert H. Dallas (age 78) |
| First Senior VP & Director of Mortgage Lending | Vincent Geraci (age 57) |
Major Backers & Investors (UNTY)
Notable institutional backers of Unity Bancorp Inc /Nj/ include American Century Companies Inc, BANC FUNDS CO LLC, Alliancebernstein L.P., according to Nexqual as of July 25, 2026 at 06:04 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 4.5% |
| BANC FUNDS CO LLC | 3.74% |
| Alliancebernstein L.P. | 3.62% |
| Wellington Management | 1.95% |
| Pacific Ridge Capital Partners, LLC | 1.58% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 6.85% |
| Vanguard Group | 5.97% |
| Dimensional Fund Advisors | 5.07% |
| Geode Capital | 1.68% |
| State Street | 1.47% |
Source: Nexqual, July 25, 2026 at 06:04 UTC.
From Unity Bancorp Inc /Nj/'s Latest SEC 10-K Filing (filed 2026-03-04)
Key Strengths & Strategy (as disclosed to the SEC)
- Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services.
- It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits.
- The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages.
- In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including real estate, receivables, inventory, and equipment.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| PKBK | Parke Bancorp, Inc. | USD 33.23 | ▲ 2.53% |
| SMBC | Southern Missouri Bancorp, Inc. | USD 77.63 | ▲ 2.94% |
| UBCP | United Bancorp, Inc. | USD 15.87 | ▲ 0.22% |
| UNB | Union Bankshares, Inc. | USD 24.8 | ▼ 0.04% |
| TSBK | Timberland Bancorp, Inc. | USD 43.8 | ▲ 1.04% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 06:04 UTC. This page is informational and not investment advice.