VersaBank (VBNK) Stock Price & Analysis
VersaBank (VBNK) closed at USD 22.39 on Thursday, October 15, 2026, up 2.33% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 21.88; the Oct 15, 2026 session ranged USD 21.93–22.74 on volume of 98,785 shares. Market capitalization is $725.86M, with a 52-week range of USD 11.25–25.05 (NMS). Source: Nexqual, retrieved October 16, 2026 at 05:21 UTC.
Also available as compact Markdown for AI agents: nexqual.com/VBNK.md
Key facts (VBNK)
- Analysts: Strong Buy (mean 1.33 on a 1–5 scale) (3 analysts), mean target USD 25.5 (range 23–28).
- Total return with dividends: 1Y +85.5% vs S&P 500 +18.1%; 5Y +96.9% vs S&P 500 +85.1%.
- Next earnings: 2026-09-03, EPS estimate USD 0.34, revenue estimate $42.3M.
Analysts (VBNK)
Consensus Strong Buy (mean 1.33 on a 1–5 scale), 3 analysts; mean target USD 25.5 (low 23, high 28).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-09-04 | Roth Capital | Target raised | Buy | $25 → $28 |
| 2026-06-30 | Roth Capital | Upgrade | Neutral → Buy | $20 → $25 |
Total return (dividends reinvested) (VBNK)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +85.5% | +96.9% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +85.9% | +14.5% |
| Volatility (annualized) | 39.4% | 35.7% |
| Max drawdown | -21.0% (Mar 2026→Mar 2026) | -50.0% (Nov 2021→May 2023) |
Key Statistics (as of October 16, 2026 at 05:21 UTC)
| Price | USD 22.39 |
|---|---|
| Change | ▲ 2.33% (up) |
| Previous Close | USD 21.88 |
| Open | USD 21.97 |
| Day Range | USD 21.93 – 22.74 |
| 52-Week Range | USD 11.25 – 25.05 |
| Volume | 98,785 shares |
| Market Cap | $725.86M |
| Exchange | NMS |
Technical Analysis (VBNK)
Nexqual's technical model rates VBNK "BUY" based on 4 bullish and 1 bearish signals across 127 daily candles, as of October 16, 2026 at 05:21 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 55.68 (neutral) |
| vs SMA50 | Above (USD 21.3) |
| MACD | 0.18 (positive) |
Analyst Ratings (VBNK)
Wall Street analysts rate VBNK "Strong Buy" based on 3 analysts, with a mean price target of USD 25.5 (range USD 23–28), per Nexqual as of October 16, 2026 at 05:21 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 25.5 |
| High Target | USD 28 |
| Low Target | USD 23 |
| Buy / Hold / Sell | 3 / 0 / 0 |
Earnings (VBNK)
| Next Earnings Date | 2026-09-03 |
|---|---|
| EPS Estimate | USD 0.34 |
| Revenue Estimate | $42.25M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-07-31 | USD 0.27 vs est 0.28 ▼ miss |
| 2026-04-30 | USD 0.28 vs est 0.27 ▲ beat |
| 2026-01-31 | USD 0.28 vs est 0.25 ▲ beat |
| 2025-10-31 | USD 0.24 vs est 0.24 ▼ miss |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financials & Fundamentals (VBNK)
| Total Revenue | $146.49M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +28.40% |
| Gross Margin | +0.00% |
| Operating Margin | +35.54% |
| Profit Margin | +23.11% |
| ROE | +6.19% |
| Total Cash | $492.31M |
| Total Debt | $107.24M |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financial Health Score (VBNK)
Nexqual rates VersaBank's overall financial health "Weak" across five dimensions, as of October 16, 2026 at 05:21 UTC.
| Growth | Solid — Revenue +12% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — CAD 492M cash vs CAD 107M debt, net cash position |
| Cash Flow | Weak — Operating cash flow -CAD 1.27B (TTM) |
| Efficiency | Mixed — ROE 6%, ROA 0.5% |
Ownership (VBNK)
| Insider Ownership | +37.20% |
|---|---|
| Institutional Ownership | +38.13% |
| Shares Outstanding | 32.42M |
| Float | 20.79M |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Leadership (VBNK)
VersaBank is led by Susan Teresa McGovern B.Sc. (age 62), Interim CEO & Vice Chair, per Nexqual as of October 16, 2026 at 05:21 UTC.
| Interim CEO & Vice Chair | Susan Teresa McGovern B.Sc. (age 62) |
|---|---|
| Group President & Director | David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., PPL (age 72) |
| Executive Vice President | John W. Asma B.A. (Hons.) |
| Chief Operating Officer of VersaBank USA | R. Shawn Clarke M.B.A., M.Eng., P.Eng. (age 54) |
| Senior Vice President | Michael Richard Dixon B.Com., B.Comm. |
Major Backers & Investors (VBNK)
Notable institutional backers of VersaBank include Alliancebernstein L.P., Pembroke Management, LTD, CIBC World Market, Inc., according to Nexqual as of October 16, 2026 at 05:21 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Alliancebernstein L.P. | 9.02% |
| Pembroke Management, LTD | 4.68% |
| CIBC World Market, Inc. | 3.55% |
| Mendon Capital Advisors Corp | 2.4% |
| TCW Group, Inc. | 2.22% |
| Connor Clark & Lunn Investment Management Ltd | 2.17% |
| Curi Capital LLC | 2.09% |
| RMB Investors Trust-RMB Mendon Financial Services Fund | 2.09% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.03 | ▼ 3.82% |
| FITB | Fifth Third Bancorp | USD 50.35 | ▲ 0.26% |
| TFC | Truist Financial Corporation | USD 46.57 | ▲ 1.42% |
| DB | Deutsche Bank AG | USD 32.86 | ▼ 1.44% |
| NWG | NatWest Group plc | USD 17.47 | ▼ 1.02% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 5.46% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:21 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt