XP (XP) Stock Price & Analysis
XP (XP) fell 0.83% to USD 16.69 as of July 25, 2026 at 05:54 UTC, according to Nexqual real-time market data.
XP last closed at USD 16.83; the session ranged USD 16.67–17 on volume of 2,292,983 shares. Market capitalization is $8.62B, with a 52-week range of USD 14.8–23.13 (NMS). Source: Nexqual, July 25, 2026 at 05:54 UTC.
Key Statistics (as of July 25, 2026 at 05:54 UTC)
| Price | USD 16.69 |
|---|---|
| Change | ▼ 0.83% (down) |
| Previous Close | USD 16.83 |
| Open | USD 16.88 |
| Day Range | USD 16.67 – 17 |
| 52-Week Range | USD 14.8 – 23.13 |
| Volume | 2,292,983 shares |
| Market Cap | $8.62B |
| Exchange | NMS |
Technical Analysis (XP)
Nexqual's technical model rates XP "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 05:54 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 54.62 (neutral) |
| vs SMA50 | Above (USD 16.38) |
| MACD | 0.16 (positive) |
Analyst Ratings (XP)
Wall Street analysts rate XP "Buy" based on 13 analysts, with a mean price target of USD 23.63 (range USD 19.4–26.7), per Nexqual as of July 25, 2026 at 05:54 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 13 |
| Mean Target | USD 23.63 |
| High Target | USD 26.7 |
| Low Target | USD 19.4 |
| Buy / Hold / Sell | 11 / 2 / 0 |
Earnings (XP)
| Next Earnings Date | 2026-08-17 |
|---|---|
| EPS Estimate | USD 2.59 |
| Revenue Estimate | $4.83B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 2.49 vs est 2.53 ▼ miss |
| 2025-12-31 | USD 2.56 vs est 2.5 ▲ beat |
| 2025-09-30 | USD 2.47 vs est 2.42 ▲ beat |
| 2025-06-30 | USD 2.46 vs est 2.33 ▲ beat |
Source: Nexqual, July 25, 2026 at 05:54 UTC.
Financials & Fundamentals (XP)
| Total Revenue | $18.18B |
|---|---|
| Revenue Growth (YoY) | +9.70% |
| Gross Margin | +69.07% |
| Operating Margin | +29.95% |
| Profit Margin | +28.85% |
| ROE | +22.94% |
| Debt / Equity | 677.35 |
| Current Ratio | 1.39 |
| Total Cash | $290.11B |
| Total Debt | $167.48B |
Source: Nexqual, July 25, 2026 at 05:54 UTC.
Financial Health Score (XP)
Nexqual rates XP's overall financial health "Solid" across five dimensions, as of July 25, 2026 at 05:54 UTC.
| Growth | Solid — Revenue +8% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 69%, operating 30% |
| Balance Sheet | Critical — $290.1B cash vs $167.5B debt, net cash position |
| Cash Flow | Solid — Operating cash flow $19.4B |
| Efficiency | Strong — ROE 23%, ROA 1.4% |
Ownership (XP)
| Insider Ownership | +0.49% |
|---|---|
| Institutional Ownership | +83.86% |
| Shares Outstanding | 414.92M |
| Float | 412.93M |
| Short % of Float | +4.72% |
Source: Nexqual, July 25, 2026 at 05:54 UTC.
Leadership (XP)
XP is led by Thiago Maffra (age 40), Interim CFO, CEO & Director, per Nexqual as of July 25, 2026 at 05:54 UTC.
| Interim CFO, CEO & Director | Thiago Maffra (age 40) |
|---|---|
| Founder & Executive Chairman | Guilherme Dias Fernandes Benchimol (age 47) |
| CEO of Banco XP S.A. & Director | Jose de Menezes Berenguer Neto (age 59) |
Major Backers & Investors (XP)
Notable institutional backers of XP include Dodge & Cox Inc., ARGA Investment Management, LP, General Atlantic, L.P., according to Nexqual as of July 25, 2026 at 05:54 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Dodge & Cox Inc. | 14.09% |
| ARGA Investment Management, LP | 4.97% |
| General Atlantic, L.P. | 4.93% |
| Capital Group | 4.58% |
| New World Fund Inc | 3.38% |
| Massachusetts Financial Services Co. | 2.96% |
| FMR, LLC | 2.18% |
| Ninety One UK Ltd | 1.93% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 14.14% |
| State Street | 2.34% |
Source: Nexqual, July 25, 2026 at 05:54 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| PAGS | PagSeguro Digital Ltd. | USD 9.2 | ▼ 4.86% |
| ITUB | Itau Unibanco Banco Holding SA | USD 8.28 | ▼ 2.36% |
| SUZ | Suzano S.A. | USD 8.29 | ▼ 1.89% |
| PGNY | Progyny, Inc. | USD 31.19 | ▼ 0.51% |
| STNE | StoneCo Ltd. | USD 10.76 | ▼ 5.28% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 05:54 UTC. This page is informational and not investment advice.