XYF (XYF) Stock Price & Analysis

XYF (XYF) rose 1.03% to USD 4.89 as of June 10, 2026 at 03:05 UTC, according to Nexqual real-time market data.

XYF last closed at USD 4.84; the session ranged USD 4.82–4.97 on volume of 96,861 shares. Market capitalization is $188.34M, with a 52-week range of USD 3.3–20.36 (NYQ). Source: Nexqual, June 10, 2026 at 03:05 UTC.

Key Statistics (as of June 10, 2026 at 03:05 UTC)

PriceUSD 4.89
Change▲ 1.03% (up)
Previous CloseUSD 4.84
OpenUSD 4.93
Day RangeUSD 4.82 – 4.97
52-Week RangeUSD 3.3 – 20.36
Volume96,861 shares
Market Cap$188.34M
ExchangeNYQ

Technical Analysis (XYF)

Nexqual's technical model rates XYF "STRONG BUY" based on 5 bullish and 0 bearish signals across 124 daily candles, as of June 10, 2026 at 03:05 UTC.

Overall SignalSTRONG BUY
RSI (14)51.17 (neutral)
vs SMA50Above (USD 4.71)
MACD0.02 (positive)

Analyst Ratings (XYF)

Wall Street analysts rate XYF "None", per Nexqual as of June 10, 2026 at 03:05 UTC.

Consensus RatingNone

Earnings (XYF)

Next Earnings Date2026-08-17

Source: Nexqual, June 10, 2026 at 03:05 UTC.

Financials & Fundamentals (XYF)

Total Revenue$7.64B
Revenue Growth (YoY)-14.10%
Gross Margin+69.10%
Operating Margin+43.88%
Profit Margin+19.17%
ROE+19.80%
Debt / Equity5.81
Current Ratio5.05
Total Cash$987.63M
Total Debt$455.19M
Free Cash Flow$1.38B

Source: Nexqual, June 10, 2026 at 03:05 UTC.

Financial Health Score (XYF)

Nexqual rates XYF's overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 03:05 UTC.

GrowthCritical — Revenue -100% YoY (annual), sharp decline
ProfitabilityWeak — Pre-revenue or very early stage
Balance SheetStrong — $988M cash vs $455M debt, net cash position
Cash FlowSolid — Operating cash flow $1.47B
EfficiencySolid — ROE 20%, ROA 22.8%

Ownership (XYF)

Insider Ownership+16.21%
Institutional Ownership+5.96%
Shares Outstanding22.25M
Float14.23M
Short % of Float+1.18%

Source: Nexqual, June 10, 2026 at 03:05 UTC.

Leadership (XYF)

XYF is led by Yue Tang (age 53), Founder, CEO & Chairman, per Nexqual as of June 10, 2026 at 03:05 UTC.

Founder, CEO & ChairmanYue Tang (age 53)
President & DirectorKan Li (age 51)
Chief Financial OfficerFuya Zheng (age 58)
Chief Financial Strategy OfficerNoah Kauffman (age 43)

Major Backers & Investors (XYF)

Notable institutional backers of XYF include Acadian Asset Management. LLC, Two Sigma Investments, LP, Qube Research & Technologies Ltd, according to Nexqual as of June 10, 2026 at 03:05 UTC.

Active Investors

InvestorStake
Acadian Asset Management. LLC1.21%
Two Sigma Investments, LP0.77%
Qube Research & Technologies Ltd0.76%
O'Shaughnessy Asset Management LLC0.59%
Trexquant Investment, LP0.51%
Morgan Stanley0.47%
Renaissance Technologies0.38%
UBS Group AG0.2%

Index Funds (Passive)

FundStake
State Street0.2%

Source: Nexqual, June 10, 2026 at 03:05 UTC.

Peers & Related Stocks

SymbolNamePriceChange
YRDYiren Digital Ltd.USD 1.27▲ 4.1%
MOGUMOGU Inc.USD 2.05▼ 0.49%
JFINJiayin Group Inc.USD 3.89▲ 1.3%
VIOTViomi Technology Co., LtdUSD 0.92▼ 2.41%
FEDUFour Seasons Education (Cayman)USD 10.81▲ 5.46%

Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 03:05 UTC. This page is informational and not investment advice.