Jiayin Group Inc. (JFIN) Stock Price & Analysis
Jiayin Group Inc. (JFIN) closed at USD 1.3 on Friday, October 23, 2026, up 0.00% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 1.3; the Oct 23, 2026 session ranged USD 1.27–1.34 on volume of 3,573 shares. Market capitalization is $67.77M, with a 52-week range of USD 1.13–10.39 (NGM). Source: Nexqual, retrieved October 24, 2026 at 13:34 UTC.
Also available as compact Markdown for AI agents: nexqual.com/JFIN.md
Key facts (JFIN)
- Analysts: None.
- Total return with dividends: 1Y -87.1% vs S&P 500 +13.4%; 5Y -56.5% vs S&P 500 +76.9%.
- Next earnings: 2026-11-24, EPS estimate USD —, revenue estimate $0K.
Analysts (JFIN)
Consensus None.
Total return (dividends reinvested) (JFIN)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | -87.1% | -56.5% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -87.2% | -15.4% |
| Volatility (annualized) | 67.2% | 65.1% |
| Max drawdown | -88.0% (Oct 2025→Oct 2026) | -92.7% (Jun 2025→Oct 2026) |
JFIN suppliers, customers and competitors (named in its 20-F)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Dream Glory | “In February 2019, we entered into a shareholding entrustment agreement with Dream Glory L.P., pursuant to which Dream Glory L.P. is entrusted to hold the shares in connection with the 2019 Share Incentive Plan as a nominal holder and Dream Glory L.P. accepts such shareholding entrustment retrospectively.” |
Quoted from the company's 20-F filed Apr 28, 2026.
JFIN analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Jun 2022) | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year (ends Dec 2022) | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |
Key Statistics (as of October 24, 2026 at 13:34 UTC)
| Price | USD 1.3 |
|---|---|
| Change | ▲ 0.00% (up) |
| Previous Close | USD 1.3 |
| Open | USD 1.31 |
| Day Range | USD 1.27 – 1.34 |
| 52-Week Range | USD 1.13 – 10.39 |
| Volume | 3,573 shares |
| Market Cap | $67.77M |
| Exchange | NGM |
Technical Analysis (JFIN)
Nexqual's technical model rates JFIN "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 24, 2026 at 13:34 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 44.42 (neutral) |
| vs SMA50 | Below (USD 1.64) |
| MACD | -0.1 (negative) |
Analyst Ratings (JFIN)
Wall Street analysts rate JFIN "None", per Nexqual as of October 24, 2026 at 13:34 UTC.
| Consensus Rating | None |
|---|
Earnings (JFIN)
| Next Earnings Date | 2026-11-24 |
|---|
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2022-03-31 | USD 0.4 vs est 0.27 ▲ beat |
| 2021-12-31 | USD 0.09 vs est 0.32 ▼ miss |
| 2021-09-30 | USD 0.09 vs est 0.33 ▼ miss |
| 2021-06-30 | USD 0.09 vs est 0.21 ▼ miss |
Source: Nexqual, October 24, 2026 at 13:34 UTC.
Financials & Fundamentals (JFIN)
| Total Revenue | $4.05B |
|---|---|
| Revenue Growth (latest quarter, YoY) | -60.90% |
| Gross Margin | +63.11% |
| Operating Margin | -33.47% |
| Profit Margin | +5.72% |
| ROE | +5.73% |
| Debt / Equity | 0.15 |
| Current Ratio | 1.79 |
| Total Cash | $503.99M |
| Total Debt | $636.89M |
Source: Nexqual, October 24, 2026 at 13:34 UTC.
Financial Health Score (JFIN)
Nexqual rates Jiayin Group Inc.'s overall financial health "Mixed" across five dimensions, as of October 24, 2026 at 13:34 UTC.
| Growth | Strong — Revenue +37% YoY (annual) |
|---|---|
| Profitability | Weak — Net margin 0% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: Finance Services) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Finance Services) |
| Efficiency | Mixed — ROE 6%, ROA 1.9% |
Ownership (JFIN)
| Insider Ownership | +27.06% |
|---|---|
| Institutional Ownership | +2.62% |
| Shares Outstanding | 25.33M |
| Float | 16.78M |
| Short % of Float | +1.42% |
Source: Nexqual, October 24, 2026 at 13:34 UTC.
Leadership (JFIN)
Jiayin Group Inc. is led by Dinggui Yan, Founder, Chairman & CEO, per Nexqual as of October 24, 2026 at 13:34 UTC.
| Founder, Chairman & CEO | Dinggui Yan |
|---|---|
| Chief Financial Officer | Chunlin Fan |
| Senior Investment & Finance Director | Jin Chen |
| Senior Financial Controller & IR Director | Bei Bai |
| VP of Finance & Director | Libin Wang |
Major Backers & Investors (JFIN)
Notable institutional backers of Jiayin Group Inc. include Renaissance Technologies, RAMSEY QUANTITATIVE SYSTEMS, Trexquant Investment, LP, according to Nexqual as of October 24, 2026 at 13:34 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Renaissance Technologies | 0.34% |
| RAMSEY QUANTITATIVE SYSTEMS | 0.33% |
| Trexquant Investment, LP | 0.28% |
| Susquehanna International Group, LLP | 0.22% |
| Jane Street Group, LLC | 0.18% |
| Goldman Sachs | 0.11% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Dimensional Fund Advisors | 0.4% |
Source: Nexqual, October 24, 2026 at 13:34 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SWRD | STEWARDS INC | USD 2.5 | ▼ 4.94% |
| QFIN | Qfin Holdings, Inc. | USD 5.26 | ▼ 3.84% |
| FINV | FinVolution Group | USD 2.94 | ▼ 3.92% |
| LU | Lufax Holding Ltd | USD 8.06 | ▼ 4.05% |
| GDOT | Green Dot Corporation | USD 12.36 | ▼ 0.24% |
| PRAA | PRA Group, Inc. | USD 19.08 | ▼ 4.43% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 13:34 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt