YRD (YRD) Stock Price & Analysis
YRD (YRD) fell 2.48% to USD 1.18 as of July 25, 2026 at 07:14 UTC, according to Nexqual real-time market data.
YRD last closed at USD 1.21; the session ranged USD 1.17–1.21 on volume of 44,630 shares. Market capitalization is —, with a 52-week range of USD 0.82–6.79 (NYQ). Source: Nexqual, July 25, 2026 at 07:14 UTC.
Key Statistics (as of July 25, 2026 at 07:14 UTC)
| Price | USD 1.18 |
|---|---|
| Change | ▼ 2.48% (down) |
| Previous Close | USD 1.21 |
| Open | USD 1.19 |
| Day Range | USD 1.17 – 1.21 |
| 52-Week Range | USD 0.82 – 6.79 |
| Volume | 44,630 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (YRD)
Nexqual's technical model rates YRD "SELL" based on 1 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 07:14 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 46.5 (neutral) |
| vs SMA50 | Below (USD 1.34) |
| MACD | -0.03 (negative) |
Analyst Ratings (YRD)
Wall Street analysts rate YRD "None", per Nexqual as of July 25, 2026 at 07:14 UTC.
| Consensus Rating | None |
|---|
Earnings (YRD)
| Next Earnings Date | 2026-08-20 |
|---|
Source: Nexqual, July 25, 2026 at 07:14 UTC.
Financials & Fundamentals (YRD)
| Total Revenue | $5.08B |
|---|---|
| Revenue Growth (YoY) | -41.10% |
| Gross Margin | +85.06% |
| Operating Margin | +27.12% |
| Profit Margin | -13.51% |
| ROE | -7.42% |
| Debt / Equity | 0.4 |
| Current Ratio | 21.75 |
| Total Cash | $2.45B |
| Total Debt | $35.29M |
| Free Cash Flow | $-173.24M |
Source: Nexqual, July 25, 2026 at 07:14 UTC.
Financial Health Score (YRD)
Nexqual rates YRD's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 07:14 UTC.
| Growth | Critical — Revenue -41% YoY (latest Q), sharp decline |
|---|---|
| Profitability | Strong — Gross margin 85%, operating 27% |
| Balance Sheet | Strong — $2.45B cash vs $35M debt, net cash position |
| Cash Flow | Weak — FCF negative: -$173M, burning cash |
| Efficiency | Critical — ROE -7%, ROA 8.1% |
Ownership (YRD)
| Insider Ownership | +0.00% |
|---|---|
| Institutional Ownership | +2.80% |
| Float | 14.46M |
| Short % of Float | +1.33% |
Source: Nexqual, July 25, 2026 at 07:14 UTC.
Leadership (YRD)
YRD is led by Ning Tang (age 51), Executive Chairman & CEO, per Nexqual as of July 25, 2026 at 07:14 UTC.
| Executive Chairman & CEO | Ning Tang (age 51) |
|---|---|
| Chief Financial Officer | Ka Chun Hui (age 49) |
| Director of Investor Relations | Keyao He |
Major Backers & Investors (YRD)
Notable institutional backers of YRD include DFA INVESTMENT DIMENSIONS GROUP INC-Emerging Markets Core Eqy. 2 PORT., Connor Clark & Lunn Investment Management Ltd, Renaissance Technologies, according to Nexqual as of July 25, 2026 at 07:14 UTC.
Active Investors
| Investor | Stake |
|---|---|
| DFA INVESTMENT DIMENSIONS GROUP INC-Emerging Markets Core Eqy. 2 PORT. | 0.66% |
| Connor Clark & Lunn Investment Management Ltd | 0.25% |
| Renaissance Technologies | 0.24% |
| Morgan Stanley | 0.24% |
| RAMSEY QUANTITATIVE SYSTEMS | 0.15% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Dimensional Fund Advisors | 1.5% |
Source: Nexqual, July 25, 2026 at 07:14 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CMCM | Cheetah Mobile Inc. | USD 2.86 | ▼ 1.72% |
| HTT | High Templar Tech Limited | USD 2.43 | ▼ 3.57% |
| XYF | X Financial | USD 4.79 | ▲ 1.05% |
| LX | LexinFintech Holdings Ltd. | USD 1.48 | ▲ 0% |
| TOUR | Tuniu Corporation | USD 5.1 | ▼ 3.77% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:14 UTC. This page is informational and not investment advice.