Visa Inc. (V) Stock Price & Analysis
Visa Inc. (V) closed at USD 414.34 on Thursday, October 22, 2026, up 1.59% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 407.85; the Oct 22, 2026 session ranged USD 407.28–414.6 on volume of 7,088,588 shares. Market capitalization is $777.86B, with a 52-week range of USD 293.89–414.6 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 10:37 UTC.
Also available as compact Markdown for AI agents: nexqual.com/V.md
Key facts (V)
- Last four reported quarters (through Jun 30, 2026): revenue $44.5B, net income $22.6B (50.8% margin), free cash flow $21.0B (SEC filings).
- Valuation: P/E 34.4x, EV/EBITDA 27.9x, net debt $11.5B.
- 30 of 80 tracked superinvestors hold V (13F, Q2 2026 (2 investors on Q3 2026, filed early)): 4 new, 9 added, 13 reduced, 4 unchanged.
- Insider open-market sales, last ~7 months: 12 Form 4 filings, $61.1M; 3 not under a Rule 10b5-1 plan ($31.0M); 4 by opportunistic insiders (1 outside 10b5-1 plans), 7 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 1.93 on a 1–5 scale) (40 analysts), mean target USD 424.39 (range 330–480).
- Total return with dividends: 1Y +20.7% vs S&P 500 +14.9%; 5Y +86.1% vs S&P 500 +80.3%.
- Next earnings: 2026-10-27, EPS estimate USD 3.44, revenue estimate $12.1B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (V)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $24.1B | $29.3B | $32.7B | $35.9B | $40.0B | $44.5B |
| Operating income | $15.8B | $18.8B | $21.0B | $23.6B | $24.0B | $27.0B |
| Net income | $12.3B | $15.0B | $17.3B | $19.7B | $20.1B | $22.6B |
| Free cash flow | $14.5B | $17.9B | $19.7B | $18.7B | $21.6B | $21.0B |
| Operating margin | 65.6% | 64.2% | 64.3% | 65.7% | 60.0% | 60.7% |
| Net margin | 51.1% | 51.0% | 52.9% | 55.0% | 50.1% | 50.8% |
| Revenue growth | +10.3% | +21.6% | +11.4% | +10.0% | +11.3% | — |
| Cash + short-term investments | — | — | $16.3B | $12.0B | $17.2B | — |
| Total debt | $21.0B | $22.4B | $20.5B | $20.8B | $25.2B | — |
Fiscal years end Sep. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (V)
P/E 34.4x · P/S 17.5x · EV/EBITDA 27.9x · EV/Sales 17.7x · P/FCF 37.0x · P/B 22.1x · FCF yield 2.70% · Earnings yield 2.90% · Dividend yield (paid, TTM) 0.64% · Buyback yield (TTM) 2.75% · Net debt $11.5B · EV $789B
Superinvestors (SEC 13F-HR, Q2 2026) (V)
30 of 80 tracked investors hold V (2 investors on Q3 2026, filed early). Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change | Quarter |
|---|---|---|---|---|---|
| Chris Hohn | TCI Fund Management | 19.83% | $10.5B | Added +0.1% | Q2 2026 |
| John Armitage | Egerton Capital | 14.93% | $1.47B | Reduced -4.3% | Q3 2026 |
| ValueAct Capital | 14.10% | $795M | Unchanged | Q2 2026 | |
| AKO Capital | 7.87% | $338M | Reduced -17.0% | Q2 2026 | |
| Chuck Akre | Akre Capital Management | 7.46% | $381M | Reduced -32.2% | Q2 2026 |
| AltaRock Partners | 6.77% | $287M | Added +67.7% | Q2 2026 | |
| David Rolfe | Wedgewood Partners | 6.32% | $30.6M | Added +7.4% | Q2 2026 |
| Wallace Weitz | Weitz Investment Management | 6.30% | $91.0M | Unchanged | Q2 2026 |
| Viking Global | Viking Global Investors | 6.25% | $2.19B | Added +1.0% | Q2 2026 |
| Bill Ackman | Pershing Square | 5.76% | $1.12B | New position | Q2 2026 |
| Polen Capital | Polen Capital Management | 5.34% | $619M | Reduced -26.2% | Q2 2026 |
| Valley Forge Capital | Valley Forge Capital Management | 5.10% | $159M | Reduced -22.7% | Q2 2026 |
| Terry Smith | Fundsmith | 5.08% | $693M | Reduced -34.9% | Q2 2026 |
| Vulcan Value Partners | 4.84% | $159M | Reduced -27.6% | Q2 2026 | |
| Francois Rochon | Giverny Capital | 4.50% | $134M | Reduced -1.6% | Q2 2026 |
| Seth Klarman | Baupost Group | 4.44% | $241M | Unchanged | Q2 2026 |
| William Von Mueffling | Cantillon Capital Management | 4.31% | $28.7M | Reduced -95.1% | Q2 2026 |
| Mairs & Power | Mairs & Power Funds | 2.68% | $292M | Added +1.3% | Q2 2026 |
| Thomas Gayner | Markel Group | 2.65% | $348M | Added +0.9% | Q2 2026 |
| Lee Ainslie | Maverick Capital | 2.33% | $258M | Reduced -6.8% | Q2 2026 |
| Chase Coleman | Tiger Global Management | 1.14% | $274M | New position | Q2 2026 |
| Torray Funds | 1.02% | $7.6M | Added +11.2% | Q2 2026 | |
| Dodge & Cox Funds | Dodge & Cox | 0.97% | $1.86B | New position | Q2 2026 |
| Stephen Mandel | Lone Pine Capital | 0.35% | $56.9M | Added +78.9% | Q2 2026 |
| Thomas Russo | Gardner Russo & Quinn | 0.34% | $29.9M | Reduced -7.0% | Q2 2026 |
| Bill Nygren | Oakmark Funds | 0.32% | $244M | Reduced -0.8% | Q2 2026 |
| Lindsell Train | 0.14% | $3.6M | Added +1.9% | Q2 2026 | |
| David Katz | Matrix Asset Advisors | 0.03% | $397K | Reduced -1.3% | Q3 2026 |
| Yacktman Asset Management | <0.01% | $251K | Unchanged | Q2 2026 | |
| Glenn Greenberg | Brave Warrior Advisors | <0.01% | $212K | New position | Q2 2026 |
Insider sales (SEC Form 4, open-market, last ~7 months) (V)
9 of 12 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-10-01 | McInerney Ryan | Chief Executive Officer | 5,875 | $2.1M | 2.1% | Yes | Routine (sold in Jan & Aug & Sep & Oct & Nov & Dec each year 2023–2025) |
| 2026-09-09 | Rottenberg Julie B | GENERAL COUNSEL | 1,867 | $688K | 9.2% | Yes | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-09-01 | McInerney Ryan | Chief Executive Officer | 5,875 | $2.2M | 2.1% | Yes | Routine (sold in Jan & Aug & Sep & Oct & Nov & Dec each year 2023–2025) |
| 2026-08-31 | Rottenberg Julie B | GENERAL COUNSEL | 2,028 | $773K | 9.9% | Yes | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-08-21 | Taneja Rajat | PRESIDENT, TECHNOLOGY | 17,927 | $6.7M | 7.2% | No | Routine (sold in Dec each year 2023–2025; this trade is outside those months) |
| 2026-08-21 | McInerney Ryan | Chief Executive Officer | 5,875 | $2.2M | 2.1% | Yes | Routine (sold in Jan & Aug & Sep & Oct & Nov & Dec each year 2023–2025) |
| 2026-07-30 | Mahon Tullier Kelly | VICE CHAIR, CHF PPL & CORP AFF | 57,272 | $20.9M | 53.6% | No | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-07-02 | Rottenberg Julie B | GENERAL COUNSEL | 2,027 | $730K | 9.9% | Yes | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-07-01 | McInerney Ryan | Chief Executive Officer | 10,490 | $3.6M | 3.6% | Yes | Routine (sold in Jan & Aug & Sep & Oct & Nov & Dec each year 2023–2025; this trade is outside those months) |
| 2026-06-29 | McInerney Ryan | Chief Executive Officer | 20,970 | $7.1M | 7% | Yes | Routine (sold in Jan & Aug & Sep & Oct & Nov & Dec each year 2023–2025; this trade is outside those months) |
| 2026-05-12 | Suh Chris | CHIEF FINANCIAL OFFICER | 10,639 | $3.5M | 51.9% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-04-29 | McInerney Ryan | Chief Executive Officer | 31,455 | $10.7M | 10.1% | Yes | Routine (sold in Jan & Aug & Sep & Oct & Nov & Dec each year 2023–2025; this trade is outside those months) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (V)
Consensus Buy (mean 1.93 on a 1–5 scale), 40 analysts; mean target USD 424.39 (low 330, high 480).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-12 | Baird | Target raised | Outperform | $420 → $430 |
| 2026-08-31 | RBC Capital | Target raised | Outperform | $412 → $466 |
| 2026-08-25 | Wolfe Research | Target raised | Outperform | $435 → $460 |
| 2026-08-05 | Truist Securities | Target raised | Buy | $394 → $406 |
| 2026-08-03 | Cantor Fitzgerald | Target raised | Overweight | $410 → $445 |
| 2026-07-30 | Wells Fargo | Target raised | Overweight | $412 → $432 |
| 2026-07-29 | Piper Sandler | Target raised | Overweight | $394 → $430 |
| 2026-07-29 | Susquehanna | Target raised | Positive | $410 → $427 |
| 2026-07-29 | UBS | Target raised | Buy | $410 → $420 |
| 2026-07-29 | BMO Capital | Target raised | Outperform | $387 → $405 |
| 2026-07-29 | RBC Capital | Target raised | Outperform | $395 → $412 |
| 2026-07-29 | Wolfe Research | Target raised | Outperform | $430 → $435 |
Total return (dividends reinvested) (V)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +20.7% | +86.1% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +20.8% | +13.2% |
| Volatility (annualized) | 22.1% | 22.0% |
| Max drawdown | -17.2% (Jan 2026→Mar 2026) | -22.6% (Oct 2021→Sep 2022) |
V revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Data processing revenue | $6.04B | 51.9% | +17.3% |
| Service revenue | $4.92B | 42.3% | +13.7% |
| International transaction revenue | $3.85B | 33.1% | +6.1% |
| Value-Added Services | $3.80B | 32.7% | +35.7% |
| Other revenue | $1.50B | 12.9% | +45.5% |
| Total revenue | $11.63B | 100% | — |
V revenue by region (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| International | $7.22B | 62.1% | +15.7% |
| U.S. | $4.41B | 37.9% | +12.3% |
| Total revenue | $11.63B | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
V suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Supplier | Mastercard (MA) | “(1)American Express, Diners Club / Discover, JCB and Mastercard data sourced from The Nilson Report issue 1288 (June 2025).” |
| Partner | Oracle (ORCL) | “•We invest in and promote our brand to benefit our clients and partners through advertising, promotional and sponsorship initiatives with the International Olympic Committee, the International Paralympic Committee, the National Football League, the FIFA World Cup 2026TM and the Red Bull Formula One Teams (the Oracle Red Bull Racing Team and the Visa Cash App RB Formula One Team), among others.” |
Quoted from the company's 10-K filed Nov 6, 2025.
Companies that name V in their SEC reports
| Relationship to V | Company | Filing | Sentence |
|---|---|---|---|
| supplier | BILL Holdings, Inc. (BILL) | 10-K Aug 20, 2026 | “We are contractually obligated to comply with consumer protection laws and regulations applicable to our product offerings and customer base, as well as with Visa, Mastercard, and American Express rules, as a card program manager for our card product offerings.” |
| partner | Diginex Ltd (DGNX) | 20-F Aug 13, 2026 | “fleet provider Alphabet to provide a tool for customers managing fleet emissions, and a partnership with Visa focused on distribution” |
| partner | Solowin Holdings, Ltd. (AXG) | 20-F Aug 3, 2026 | “Visa reported that more than 100 partners were participating in Visa Intelligent” |
| supplier | Charming Medical Ltd (MCTA) | 20-F Jul 30, 2026 | “Regardless of the installment terms agreed upon by the customer, the full transaction amount is remitted to the Company in a lump sum — within 30 days for American Express and 60 days for other credit cards, including UnionPay, Visa, and MasterCard — after the customer has authorized the payment.” |
| partner | PayPay Corp (PAYP) | 20-F Jun 30, 2026 | “For example, we are currently in discussions with Visa Inc. ("Visa") to enter into a business alliance to explore collaboration in Japan and the United States by leveraging our QR code-based payment platform and Visa's global payment network and digital payment technologies.” |
| partner | SUMITOMO MITSUI FINANCIAL GROUP, INC. (SMFG) | 20-F Jun 26, 2026 | “Sumitomo Mitsui Card is a leading company in Japan's credit card industry, having introduced the Visa brand into the Japanese market, and issues a variety of affiliated credit cards in cooperation with partners including, but not limited to, railway companies, airline companies, department stores and online retailers to satisfy both these partners' and cardholders' needs.” |
| competitor | Wise Group plc (WSE) | 20-F Jun 25, 2026 | “We also compete with payment networks, such as Visa and Mastercard, and legacy foreign exchange businesses.” |
| partner | Grupo Aeromexico, S.A.B. de C.V. (AERO) | 20-F Apr 30, 2026 | “For example, we have an agreement with Santander for the issuance of Visa co-branded credit cards.” |
| competitor | XP Inc. (XP) | 20-F Apr 29, 2026 | “Main product developments include: (1) retirement plans platform launched in 2019; (2) collateralized credit in 2020; (3) Visa Infinite credit cards in 2021; and (4) digital account, international investments platform and life insurance in 2022.” |
| partner | OBOOK HOLDINGS INC. (OWLS) | 20-F Apr 29, 2026 | “OwlPay Payment also provides domestic and international payout services in over 40 currencies across more than 190 regions through our collaboration with NIUM, as well as virtual card solutions in cooperation with Visa.” |
| supplier | PagSeguro Digital Ltd. (PAGS) | 20-F Apr 29, 2026 | “• Credit card: Our PagBank Visa credit cards have no annual or membership fees, and they are offered to customers who invest in PagBank CDs or who reserve the balance of their PagBank free digital account in an escrow account.” |
| partner | WOORI FINANCIAL GROUP INC. (WF) | 20-F Apr 22, 2026 | “We issue "Visa" brand cards under a non-exclusive license agreement with Visa International Service Association and also issue "MasterCard," "JCB", "Union Pay" and "Diners Club" brand cards under a non-exclusive, co-branding agreement with BC Card.” |
| supplier | Grupo Aval Acciones Y Valores S.A. (AVAL) | 20-F Apr 17, 2026 | “We provide credit card services to our bank customers mainly through the Visa and MasterCard networks.” |
| partner | TURKCELL ILETISIM HIZMETLERI A S (TKC) | 20-F Apr 17, 2026 | “To bolster its card issuance capabilities, Paycell has established long-term strategic partnerships with Visa, Mastercard, and TROY (by the Interbank Card Center).” |
| partner | GRUPO FINANCIERO GALICIA SA (GGAL) | 20-F Apr 16, 2026 | “Furthermore, it expanded its reach to the interior of the country, with golf tournaments in key locations in partnership with Visa Signature.” |
V customer concentration
In the period ended Sep 30, 2025, a single direct customer accounted for 11% of revenue, per the company's 10-K filed Nov 6, 2025. The company does not name it.
V company outlook (results filed Jul 28, 2026)
- “Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth, anticipated timing and benefits of our acquisitions, and financial outlook.”
Quoted word-for-word from the SEC 8-K results press release.
V analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $3.44 | $3.45 | -0.2% | $12.09B | 31 |
| Next quarter (ends Dec 2026) | $3.62 | $3.60 | +0.6% | $12.18B | 25 |
| Current fiscal year (ends Sep 2026) | $13.23 | $13.15 | +0.6% | $45.78B | 39 |
| Next fiscal year (ends Sep 2027) | $15.02 | $14.88 | +1.0% | $50.80B | 40 |
V options: expected move
Options price a move of about ±3.6% (±$14.77) by Oct 30, 2026, which includes earnings on Oct 27, 2026. Over the last 8 reports the stock moved ±2.6% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Oct 30, 2026 | 7 | 29.9% | ±3.6% |
| Nov 6, 2026 | 14 | 27.5% | ±4.5% |
| Nov 13, 2026 | 21 | 25.1% | ±5.1% |
| Nov 20, 2026 | 28 | 23.4% | ±5.3% |
| Nov 27, 2026 | 35 | 23.7% | ±6.0% |
| Dec 4, 2026 | 42 | 22.4% | ±6.2% |
| Dec 18, 2026 | 56 | 22.5% | ±7.2% |
| Jan 15, 2027 | 84 | 22.0% | ±8.6% |
30-day implied volatility 23.2% vs 18.5% realized over the last 30 trading days. Put/call ratio (volume) 1.23. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 10:37 UTC)
| Price | USD 414.34 |
|---|---|
| Change | ▲ 1.59% (up) |
| Previous Close | USD 407.85 |
| Open | USD 407.95 |
| Day Range | USD 407.28 – 414.6 |
| 52-Week Range | USD 293.89 – 414.6 |
| Volume | 7,088,588 shares |
| Market Cap | $777.86B |
| Exchange | NYQ |
Technical Analysis (V)
Nexqual's technical model rates V "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 10:37 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 78.18 (overbought) |
| vs SMA50 | Above (USD 376.22) |
| MACD | 10.76 (positive) |
Analyst Ratings (V)
Wall Street analysts rate V "Buy" based on 40 analysts, with a mean price target of USD 424.39 (range USD 330–480), per Nexqual as of October 23, 2026 at 10:37 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 40 |
| Mean Target | USD 424.39 |
| High Target | USD 480 |
| Low Target | USD 330 |
| Buy / Hold / Sell | 36 / 3 / 1 |
Earnings (V)
| Next Earnings Date | 2026-10-27 |
|---|---|
| EPS Estimate | USD 3.44 |
| Revenue Estimate | $12.09B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 3.32 vs est 3.23 ▲ beat |
| 2026-03-31 | USD 3.31 vs est 3.1 ▲ beat |
| 2025-12-31 | USD 3.17 vs est 3.14 ▲ beat |
| 2025-09-30 | USD 2.98 vs est 2.97 ▲ beat |
Source: Nexqual, October 23, 2026 at 10:37 UTC.
Financials & Fundamentals (V)
| Total Revenue | $44.49B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +14.40% |
| Gross Margin | +97.72% |
| Operating Margin | +66.13% |
| Profit Margin | +50.78% |
| ROE | +61.19% |
| Debt / Equity | 0.68 |
| Current Ratio | 0.99 |
| Total Cash | $13.79B |
| Total Debt | $23.86B |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $21.01B (47.2% of revenue) |
Source: Nexqual, October 23, 2026 at 10:37 UTC.
Financial Health Score (V)
Nexqual rates Visa Inc.'s overall financial health "Strong" across five dimensions, as of October 23, 2026 at 10:37 UTC.
| Growth | Solid — Revenue +11% YoY (annual) |
|---|---|
| Profitability | Strong — Operating margin 66% |
| Balance Sheet | Mixed — $12.4B cash and investments vs $23.9B debt (Jun 2026, SEC) |
| Cash Flow | Strong — FCF $21.0B (last 4 quarters to Jun 2026, SEC), 47% margin |
| Efficiency | Strong — ROE 61%, ROA 19.1% |
Ownership (V)
| Insider Ownership | +0.08% |
|---|---|
| Institutional Ownership | +90.04% |
| Shares Outstanding | 1.70B |
| Float | 1.70B |
| Short % of Float | +1.21% |
Source: Nexqual, October 23, 2026 at 10:37 UTC.
Leadership (V)
Visa Inc. is led by Ryan M. McInerney, CEO & Director, per Nexqual as of October 23, 2026 at 10:37 UTC.
| CEO & Director | Ryan M. McInerney |
|---|---|
| Chief Financial Officer | Christopher Suh |
| President of Technology | Rajat Taneja |
| Chief Marketing Officer | Frank Cooper |
| Group President of Global Markets | Oliver Jenkyn |
Major Backers & Investors (V)
Notable institutional backers of Visa Inc. include Morgan Stanley, FMR, LLC, Price (T.Rowe) Associates Inc, according to Nexqual as of October 23, 2026 at 10:37 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Morgan Stanley | 2.7% |
| FMR, LLC | 2.52% |
| Price (T.Rowe) Associates Inc | 2.08% |
| TCI Fund Management Ltd | 1.79% |
| Capital Group | 1.66% |
| Fidelity | 1.26% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 8.39% |
| BlackRock | 8.08% |
| State Street | 4.86% |
| Geode Capital | 2.66% |
Source: Nexqual, October 23, 2026 at 10:37 UTC.
From Visa Inc.'s Latest SEC 10-K Filing (filed 2025-11-06)
Key Strengths & Strategy (as disclosed to the SEC)
- Our comprehensive suite of value-added services spans four portfolios: Issuing Solutions, Acceptance Solutions, Risk and Security Solutions and Advisory and Other Services, which represent approximately $125 billion, $95 billion, $150 billion and $150 billion, respectively, of our overall $520 billion annual revenue opportunity in VAS.
- We are focused on extending, enhancing and investing in our proprietary advanced transaction processing network, VisaNet, to offer a single connection point for facilitating money movement to multiple endpoints through various form factors and innovative technologies across more than 200 countries and territories.
- Visa Advisory Services offers deep payments expertise through a global consulting practice, proprietary analytics models, data scientists and economists, marketing services and managed services to deliver insights for issuers, acquirers, sellers, fintechs and other partners that help them optimize business decisions and scale their operations.
- We rely on a combination of patent, trademark, copyright and trade secret laws in the U.S. and other jurisdictions, as well as confidentiality procedures and contractual provisions, to protect our proprietary technology.
Partnerships
- In fiscal 2024, we completed our acquisition of Pismo, a global cloud-native issuer processing and core banking platform with operations in Latin America, Asia Pacific and Europe, and we entered into a definitive agreement to acquire a majority interest in Prosa, a leading payments processor in Mexico.
Legal & Regulatory Risks (Item 1A, quoted)
- We are subject to complex and evolving global regulations that could harm our business and financial results.
- Increased scrutiny and regulation of the global payments industry, including with respect to interchange reimbursement fees, merchant discount rates, operating rules, risk management protocols and other related practices, could harm our business.
- Government-imposed obligations and/or restrictions on international payments systems may prevent us from competing against providers in certain countries, including significant markets such as China and India.
- Laws and regulations regarding the handling of personal data, including laws and regulations related to privacy, cybersecurity and AI, may impede our services or result in increased costs, legal claims or fines against us.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| MA | Mastercard Incorporated | USD 633.21 | ▲ 1.7% |
| AXP | American Express Company | USD 325.17 | ▲ 0.48% |
| COF | Capital One Financial Corporati | USD 203.43 | ▼ 1.56% |
| PYPL | PayPal Holdings, Inc. | USD 57.54 | ▲ 0.59% |
| AFRM | Affirm Holdings, Inc. | USD 72.4 | ▼ 1.51% |
| SYF | Synchrony Financial | USD 75.09 | ▲ 1.32% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:37 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt