Affirm Holdings, Inc. (AFRM) Stock Price & Analysis
Affirm Holdings, Inc. (AFRM) fell 0.53% to USD 65.11 as of June 9, 2026 at 22:40 UTC, according to Nexqual real-time market data.
AFRM last closed at USD 65.46; the session ranged USD 62.84–68.7 on volume of 3,065,907 shares. Market capitalization is $21.81B, with a 52-week range of USD 42.1–100 (NMS). Source: Nexqual, June 9, 2026 at 22:40 UTC.
Key Statistics (as of June 9, 2026 at 22:40 UTC)
| Price | USD 65.11 |
|---|---|
| Change | ▼ 0.53% (down) |
| Previous Close | USD 65.46 |
| Open | USD 65.68 |
| Day Range | USD 62.84 – 68.7 |
| 52-Week Range | USD 42.1 – 100 |
| Volume | 3,065,907 shares |
| Market Cap | $21.81B |
| Exchange | NMS |
Technical Analysis (AFRM)
Nexqual's technical model rates AFRM "NEUTRAL" based on 3 bullish and 2 bearish signals across 124 daily candles, as of June 9, 2026 at 22:40 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 45.52 (neutral) |
| vs SMA50 | Above (USD 62.26) |
| MACD | 1.01 (positive) |
Analyst Ratings (AFRM)
Wall Street analysts rate AFRM "Buy" based on 27 analysts, with a mean price target of USD 83.15 (range USD 55.1–100), per Nexqual as of June 9, 2026 at 22:40 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 27 |
| Mean Target | USD 83.15 |
| High Target | USD 100 |
| Low Target | USD 55.1 |
| Buy / Hold / Sell | 23 / 8 / 0 |
Earnings (AFRM)
| Next Earnings Date | 2026-08-27 |
|---|---|
| EPS Estimate | USD 0.83 |
| Revenue Estimate | $1.10B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.62 vs est 0.73 ▼ miss |
| 2025-12-31 | USD 0.72 vs est 0.84 ▼ miss |
| 2025-09-30 | USD 0.61 vs est 0.62 ▼ miss |
| 2025-06-30 | USD 0.53 vs est 0.43 ▲ beat |
Source: Nexqual, June 9, 2026 at 22:40 UTC.
Financials & Fundamentals (AFRM)
| Total Revenue | $3.97B |
|---|---|
| Revenue Growth (YoY) | +32.60% |
| Gross Margin | +48.37% |
| Operating Margin | +8.51% |
| Profit Margin | +9.63% |
| ROE | +11.49% |
| Debt / Equity | 240.28 |
| Current Ratio | 13.54 |
| Total Cash | $1.77B |
| Total Debt | $9.09B |
| Free Cash Flow | $301.09M |
Source: Nexqual, June 9, 2026 at 22:40 UTC.
Financial Health Score (AFRM)
Nexqual rates Affirm Holdings, Inc.'s overall financial health "Solid" across five dimensions, as of June 9, 2026 at 22:40 UTC.
| Growth | Strong — Revenue +39% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 48%, operating 9% |
| Balance Sheet | Weak — $1.77B cash vs $9.09B debt |
| Cash Flow | Solid — FCF $301M, 9% margin |
| Efficiency | Mixed — ROE 11%, ROA 1.7% |
Ownership (AFRM)
| Insider Ownership | +4.34% |
|---|---|
| Institutional Ownership | +86.91% |
| Shares Outstanding | 294.36M |
| Float | 281.25M |
| Short % of Float | +6.47% |
Source: Nexqual, June 9, 2026 at 22:40 UTC.
Leadership (AFRM)
Affirm Holdings, Inc. is led by Max Roth Levchin (age 49), Founder, CEO & Chairman, per Nexqual as of June 9, 2026 at 22:40 UTC.
| Founder, CEO & Chairman | Max Roth Levchin (age 49) |
|---|---|
| President & Director | Libor Michalek (age 51) |
| Chief Financial Officer | Robert W. O'Hare (age 44) |
| Chief Operating Officer | Michael A. Linford (age 42) |
| Chief Revenue Officer | Wayne Pommen (age 46) |
Major Backers & Investors (AFRM)
Notable institutional backers of Affirm Holdings, Inc. include Capital Group, Morgan Stanley, GROWTH FUND OF AMERICA, according to Nexqual as of June 9, 2026 at 22:40 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Capital Group | 16% |
| Morgan Stanley | 8.49% |
| GROWTH FUND OF AMERICA | 8.11% |
| FMR, LLC | 5.88% |
| AMCAP FUND | 3.33% |
| SmallCap World Fund Inc | 2.04% |
| Durable Capital Partners Lp | 1.92% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 15.23% |
| BlackRock | 6.36% |
| State Street | 2.05% |
Source: Nexqual, June 9, 2026 at 22:40 UTC.
From Affirm Holdings, Inc.'s Latest SEC 10-K Filing (filed 2025-08-28)
Key Strengths & Strategy (as disclosed to the SEC)
- Our proprietary technology's ability to price and assess risk at a transaction level provides a unique advantage compared to legacy payment and credit systems.
- By utilizing our unique risk model predicated on sophisticated machine learning algorithms, proprietary data, and product-level underwriting, we can serve consumers across the credit spectrum and price risk across transaction types.
- We use application and transaction data to train our model, including data from approximately 343 million loans. • Modeling improvements.
- Our Platform Our business transforms the way consumers and merchants transact by creating a powerful platform built upon honest financial products.
Partnerships
- Our direct Application Programming Interface (API) provides a simple and compliant solution that allows merchants to easily incorporate Affirm into their payment and product pages with minimal investment.
- Through the Affirm App and in partnership with Cross River Bank, we offer an FDIC-insured, high-yield savings account, with no minimum deposit requirements or fees.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| UPST | Upstart Holdings, Inc. | USD 31.06 | ▲ 4.44% |
| RBLX | Roblox Corporation | USD 43 | ▲ 2.82% |
| U | Unity Software Inc. | USD 28.44 | ▼ 2.5% |
| SNOW | Snowflake Inc. | USD 239.66 | ▲ 0.59% |
| HOOD | Robinhood Markets, Inc. | USD 83.77 | ▲ 1.58% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 9, 2026 at 22:40 UTC. This page is informational and not investment advice.