AIFU Inc. (AIFU) Stock Price & Analysis
AIFU Inc. (AIFU) closed at USD 10.41 on Wednesday, October 28, 2026, down 0.86% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 10.5; the Oct 28, 2026 session ranged USD 10.35–10.41 on volume of 2,893 shares. Market capitalization is $530.14M, with a 52-week range of USD 8.17–102 (NMS). Source: Nexqual, retrieved October 29, 2026 at 06:35 UTC.
Also available as compact Markdown for AI agents: nexqual.com/AIFU.md
Key facts (AIFU)
- Analysts: None.
- Total return with dividends: 1Y -89.0% vs S&P 500 +13.6%; 5Y -99.8% vs S&P 500 +79.8%.
Analysts (AIFU)
Consensus None.
Total return (dividends reinvested) (AIFU)
| 1Y (from 2025-10-29) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | -89.0% | -99.8% |
| S&P 500 (SPY) | +13.6% | +79.8% |
| Per year | -89.1% | -71.0% |
| Volatility (annualized) | 146.5% | 98.5% |
| Max drawdown | -91.0% (Oct 2025→Sep 2026) | -99.8% (Nov 2021→Sep 2026) |
AIFU major shareholder filing: Schedule 13D/A, Oct 14, 2026
Expansion Group Ltd, Ileana Zhao filed a Schedule 13D/A with the SEC on Oct 14, 2026, reporting up to 16.76% of the class. A Schedule 13D is filed by an owner of more than 5% who may seek to influence the company. Item 4 (Purpose of Transaction), quoted from the filing:
The information set forth in Item 5 is hereby incorporated by reference into this Item 4. Item 4 of the Previous Schedule 13D is hereby amended and supplemented to add the following: This Amendment is filed to report that the Reporting Persons' aggregate percentage beneficial ownership and voting power in the Issuer were diluted as a result of the Issuer's issuance of shares as described in Item 5 below.
Source: SEC EDGAR, Schedule 13D/A filed Oct 14, 2026. Quoted word for word; Nexqual adds no interpretation.
AIFU recent SEC filings (last 120 days)
| Filed | Form | What it says |
|---|---|---|
| Oct 21, 2026 | 6-K | Current report (foreign issuer) · period ended Oct 21, 2026 |
| Oct 14, 2026 | Schedule 13D/A | Expansion Group Ltd, Ileana Zhao: 16.8% of shares, 5%+ holder that may seek to influence the company (amended) “The information set forth in Item 5 is hereby incorporated by reference into this Item 4. Item 4 of the Previous Schedule 13D is hereby amended and supplemented to add the following: This Amendment is filed to report that the Reporting Persons' aggregate percentage beneficial…” |
| Oct 14, 2026 | Schedule 13D/A | YS Management Company Limited, Yif Liu: 7.9% of shares, 5%+ holder that may seek to influence the company (amended) “The information set forth in Item 5 is hereby incorporated by reference into this Item 4. Item 4 is hereby amended and supplemented to add the following: This Amendment is filed to report that the Reporting Persons' aggregate percentage beneficial ownership and voting power in…” |
| Oct 13, 2026 | 6-K | Current report (foreign issuer) · period ended Oct 13, 2026 |
| Sep 29, 2026 | 6-K | Current report (foreign issuer) · period ended Jun 30, 2026 |
| Sep 28, 2026 | Schedule 13D/A | Expansion Group Ltd, Ileana Zhao: 63.4% of shares, 5%+ holder that may seek to influence the company (amended) “The information set forth in Item 5 is hereby incorporated by reference into this Item 4. Item 4 of the Previous Schedule 13D is hereby amended and supplemented to add the following: The Reporting Persons acquired beneficial ownership of the Ordinary Shares as described in this…” |
| Sep 28, 2026 | Schedule 13D/A | YS Management Company Limited, Yif Liu: 29.8% of shares, 5%+ holder that may seek to influence the company (amended) “The information set forth in Item 5 is hereby incorporated by reference into this Item 4. Item 4 is hereby amended and supplemented to add the following: This Amendment is filed to report that the Reporting Persons' aggregate percentage beneficial ownership and voting power in…” |
| Sep 24, 2026 | 6-K | Current report (foreign issuer) · period ended Sep 24, 2026 |
| Sep 24, 2026 | 6-K | Current report (foreign issuer) · period ended Sep 24, 2026 |
| Sep 9, 2026 | 6-K | Current report (foreign issuer) · period ended Sep 9, 2026 |
| Aug 31, 2026 | 6-K | Current report (foreign issuer) · period ended Aug 31, 2026 |
| Aug 17, 2026 | 6-K | Current report (foreign issuer) · period ended Aug 17, 2026 |
Source: SEC EDGAR. Quotes are the opening words of each item as filed; each form links to the filing. Insider Form 4 filings are listed in the insider sections.
AIFU suppliers, customers and competitors (named in its 20-F)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Sinatay Life Insurance | “31, 2025, our top five insurance company partners were Sinatay Life Insurance Co., Ltd., or Sinatay, Aeon Life Insurance Co., Ltd., or” |
| Partner | Aeon Life Insurance | “31, 2025, our top five insurance company partners were Sinatay Life Insurance Co., Ltd., or Sinatay, Aeon Life Insurance Co., Ltd., or” |
| Partner | Puyi Enterprise Management Advisory | “we entered into a framework strategic partnership agreement, or the Agreement, with Puyi Enterprise Management Advisory Co., Ltd., or” |
| Partner | Nova Lumina | “we entered into a transaction agreement with Nova Lumina Limited ("Nova"), and its existing shareholders, YS Management Company” |
| Partner | YS Management Company | “we entered into a transaction agreement with Nova Lumina Limited ("Nova"), and its existing shareholders, YS Management Company” |
Quoted from the company's 20-F filed Apr 28, 2026.
Companies that name AIFU in their SEC reports
| Relationship to AIFU | Company | Filing | Sentence |
|---|---|---|---|
| partner | Maase Inc. (MAAS) | 20-F Oct 26, 2026 | “On December 22, 2023, the Company entered into a share repurchase agreement with AIFU, pursuant to which the Company agreed to repurchase all of the 4.46% equity interests (see details in Note 20).” |
AIFU analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |
Key Statistics (as of October 29, 2026 at 06:35 UTC)
| Price | USD 10.41 |
|---|---|
| Change | ▼ 0.86% (down) |
| Previous Close | USD 10.5 |
| Open | USD 10.35 |
| Day Range | USD 10.35 – 10.41 |
| 52-Week Range | USD 8.17 – 102 |
| Volume | 2,893 shares |
| Market Cap | $530.14M |
| Exchange | NMS |
Technical Analysis (AIFU)
Nexqual's technical model rates AIFU "SELL" based on 1 bullish and 5 bearish signals across 127 daily candles, as of October 29, 2026 at 06:35 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 47 (neutral) |
| vs SMA50 | Below (USD 13.54) |
| MACD | -0.95 (negative) |
Analyst Ratings (AIFU)
Wall Street analysts rate AIFU "None", per Nexqual as of October 29, 2026 at 06:35 UTC.
| Consensus Rating | None |
|---|
Earnings (AIFU)
Source: Nexqual, October 29, 2026 at 06:35 UTC.
Financials & Fundamentals (AIFU)
| Total Revenue | $485.30M |
|---|---|
| Revenue Growth (latest quarter, YoY) | -24.00% |
| Gross Margin | +50.89% |
| Operating Margin | +15.97% |
| Profit Margin | +0.00% |
| ROE | -112.32% |
| Debt / Equity | 0.08 |
| Current Ratio | 2.96 |
| Total Cash | $33.67M |
| Total Debt | $79.79M |
Source: Nexqual, October 29, 2026 at 06:35 UTC.
Financial Health Score (AIFU)
Nexqual rates AIFU Inc.'s overall financial health "Mixed" across five dimensions, as of October 29, 2026 at 06:35 UTC.
| Growth | Critical — Revenue -44% YoY (annual), sharp decline |
|---|---|
| Profitability | Strong — Gross margin 51%, operating 16% (last 12 months) |
| Balance Sheet | Strong — CNY 34M cash vs CNY 80M debt |
| Cash Flow | Weak — Operating cash flow -CNY 14M (TTM) |
| Efficiency | Critical — ROE -112%, ROA -25.5% |
Ownership (AIFU)
| Insider Ownership | +10.20% |
|---|---|
| Institutional Ownership | +0.01% |
| Shares Outstanding | 50.93M |
| Float | 290,569 |
| Short % of Float | +0.03% |
Source: Nexqual, October 29, 2026 at 06:35 UTC.
Leadership (AIFU)
AIFU Inc. is led by Mingxiu Luan, CEO & Vice Chairperson, per Nexqual as of October 29, 2026 at 06:35 UTC.
| CEO & Vice Chairperson | Mingxiu Luan |
|---|---|
| Chief Financial Officer | Chang Shanyu |
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CRD-A | Crawford & Company | USD 12.34 | ▼ 2.68% |
| TREE | LendingTree, Inc. | USD 26.52 | ▲ 1.18% |
| TWFG | TWFG, Inc. | USD 27.28 | ▲ 0.11% |
| GSHD | Goosehead Insurance, Inc. | USD 46.3 | ▲ 0.33% |
| LIFE | Ethos Technologies Inc. | USD 42.83 | ▲ 0.71% |
| NP | Neptune Insurance Holdings Inc. | USD 29.48 | ▲ 0.03% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 29, 2026 at 06:35 UTC. This page is informational and not investment advice.
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