Neptune Insurance Holdings Inc. (NP) Stock Price & Analysis
Neptune Insurance Holdings Inc. (NP) rose 1.20% to USD 30.24 as of July 25, 2026 at 12:31 UTC, according to Nexqual real-time market data.
NP last closed at USD 29.88; the session ranged USD 29.59–30.84 on volume of 526,960 shares. Market capitalization is $4.15B, with a 52-week range of USD 14.78–34.61 (NYQ). Source: Nexqual, July 25, 2026 at 12:31 UTC.
Key Statistics (as of July 25, 2026 at 12:31 UTC)
| Price | USD 30.24 |
|---|---|
| Change | ▲ 1.20% (up) |
| Previous Close | USD 29.88 |
| Open | USD 30.09 |
| Day Range | USD 29.59 – 30.84 |
| 52-Week Range | USD 14.78 – 34.61 |
| Volume | 526,960 shares |
| Market Cap | $4.15B |
| Exchange | NYQ |
Technical Analysis (NP)
Nexqual's technical model rates NP "NEUTRAL" based on 3 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 12:31 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 51.6 (neutral) |
| vs SMA50 | Above (USD 28.99) |
| MACD | 0.35 (positive) |
Analyst Ratings (NP)
Wall Street analysts rate NP "Buy" based on 13 analysts, with a mean price target of USD 33.38 (range USD 30–39), per Nexqual as of July 25, 2026 at 12:31 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 13 |
| Mean Target | USD 33.38 |
| High Target | USD 39 |
| Low Target | USD 30 |
| Buy / Hold / Sell | 8 / 5 / 0 |
Earnings (NP)
| EPS Estimate | USD 0.16 |
|---|---|
| Revenue Estimate | $56.18M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.15 vs est 0.14 ▲ beat |
| 2026-03-31 | USD 0.09 vs est 0.1 ▼ miss |
| 2025-12-31 | USD 0.1 vs est 0.1 ▲ beat |
| 2025-09-30 | USD 0.11 vs est 0.11 ▲ beat |
Source: Nexqual, July 25, 2026 at 12:31 UTC.
Financials & Fundamentals (NP)
| Total Revenue | $181.80M |
|---|---|
| Revenue Growth (YoY) | +32.80% |
| Gross Margin | +56.49% |
| Operating Margin | +47.33% |
| Profit Margin | +21.45% |
| Current Ratio | 1.05 |
| Total Cash | $17.55M |
| Total Debt | $240.00M |
Source: Nexqual, July 25, 2026 at 12:31 UTC.
Financial Health Score (NP)
Nexqual rates Neptune Insurance Holdings Inc.'s overall financial health "Solid" across five dimensions, as of July 25, 2026 at 12:31 UTC.
| Growth | Strong — Revenue +33% YoY (latest Q) |
|---|---|
| Profitability | Strong — Gross margin 56%, operating 47% |
| Balance Sheet | Mixed — $18M cash vs $240M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — No data |
Ownership (NP)
| Insider Ownership | +26.23% |
|---|---|
| Institutional Ownership | +63.87% |
| Shares Outstanding | 93.77M |
| Float | 53.69M |
| Short % of Float | +7.63% |
Source: Nexqual, July 25, 2026 at 12:31 UTC.
Leadership (NP)
Neptune Insurance Holdings Inc. is led by Trevor R. Burgess (age 52), CEO & Chairman, per Nexqual as of July 25, 2026 at 12:31 UTC.
| CEO & Chairman | Trevor R. Burgess (age 52) |
|---|---|
| CFO, Secretary & Director | James Steiner (age 44) |
| President & Chief Risk Officer of Neptune Flood Incorporated | Matthew Duffy (age 33) |
| CTO & Chief Information Security Officer | Brad Schulz |
| Chief Marketing Officer | Steve Aikens |
Major Backers & Investors (NP)
Notable institutional backers of Neptune Insurance Holdings Inc. include Ftv Management Company, L.P. , Bregal Sagemount IV General Partner Jersey Ltd, T. Rowe Price, according to Nexqual as of July 25, 2026 at 12:31 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Ftv Management Company, L.P. | 23.55% |
| Bregal Sagemount IV General Partner Jersey Ltd | 20.58% |
| T. Rowe Price | 7.96% |
| SmallCap World Fund Inc | 2.58% |
| JPMorgan | 2.46% |
| Capital International Investors | 1.42% |
| Alliancebernstein L.P. | 1.23% |
| Capital Group | 1.16% |
Source: Nexqual, July 25, 2026 at 12:31 UTC.
From Neptune Insurance Holdings Inc.'s Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Treasury and accruing approximately $2 million in daily interest, according to FEMA and the Congressional Research Service.
- All these quotes (whether or not they lead to binds) and binds fold into and grow our proprietary dataset, allowing us to continually build the competitive advantage provided by our platform.
- Today, the largest provider of flood insurance in the United States - and the holder of the majority market share - is the NFIP, a U.S. government-run entity and our main competitor.
- In contrast, we have developed a patented technology that enables us to manage maximum loss scenarios at the individual property level through an analysis that uses radial circles to assess policy concentration in any given area in real time.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| UFCS | United Fire Group, Inc | USD 51.33 | ▲ 3.57% |
| STLY | HG Holdings, Inc. | USD 4.03 | ▼ 5.4% |
| HOFT | Hooker Furnishings Corporation | USD 13.75 | ▲ 1.18% |
| MSA | MSA Safety Incorporated | USD 174.64 | ▲ 1.64% |
| KWR | Quaker Houghton | USD 151.43 | ▼ 0.5% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 12:31 UTC. This page is informational and not investment advice.