Goosehead Insurance, Inc. (GSHD) Stock Price & Analysis
Goosehead Insurance, Inc. (GSHD) closed at USD 50.62 on Thursday, October 22, 2026, up 11.69% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 45.32; the Oct 22, 2026 session ranged USD 45.86–50.72 on volume of 731,573 shares. Market capitalization is $1.81B, with a 52-week range of USD 33.68–79.85 (NMS). Source: Nexqual, retrieved October 23, 2026 at 07:55 UTC.
Also available as compact Markdown for AI agents: nexqual.com/GSHD.md
Key facts (GSHD)
- Last four reported quarters (through Jun 30, 2026): revenue $402M, net income $35.3M (8.8% margin), free cash flow $79.7M (SEC filings).
- Valuation: P/E 51.3x (avg 147.1x at the last 3 fiscal year-ends), EV/EBITDA 19.8x, net debt $294M.
- 2 of 80 tracked superinvestors hold GSHD (13F, Q2 2026): 0 new, 1 added, 0 reduced, 1 unchanged.
- Analysts: Hold (mean 2.62 on a 1–5 scale) (13 analysts), mean target USD 62.08 (range 42–80).
- Total return with dividends: 1Y -31.8% vs S&P 500 +14.9%; 5Y -67.2% vs S&P 500 +80.3%.
- Next earnings: 2026-11-09, EPS estimate USD 0.51, revenue estimate $105M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (GSHD)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $151M | $209M | $261M | $315M | $365M | $402M |
| Operating income | $8.7M | $10.1M | $33.0M | $61.1M | $74.4M | $93.8M |
| Net income | $5.4M | $565K | $14.1M | $30.4M | $27.8M | $35.3M |
| EPS (diluted) | $0.26 | $0.03 | $0.55 | $1.16 | $1.04 | — |
| Free cash flow | $22.7M | $25.9M | $46.4M | $70.6M | $86.1M | $79.7M |
| Operating margin | 5.7% | 4.8% | 12.6% | 19.4% | 20.4% | 23.3% |
| Net margin | 3.6% | 0.3% | 5.4% | 9.7% | 7.6% | 8.8% |
| Revenue growth | +29.3% | +38.4% | +24.8% | +20.4% | +16.2% | — |
| Cash + short-term investments | $28.5M | $28.7M | $42.0M | $54.3M | $34.4M | — |
| Total debt | $123M | $93.6M | $76.9M | $92.3M | $292M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (GSHD)
P/E 51.3x · P/S 4.5x · EV/EBITDA 19.8x · EV/Sales 5.2x · P/FCF 22.7x · FCF yield 4.40% · Earnings yield 1.95% · Buyback yield (TTM) 7.46% · Net debt $294M · EV $2.10B
P/E at fiscal year-ends: Dec 2025 100.8x, Dec 2024 135.0x, Dec 2023 205.6x.
Superinvestors (SEC 13F-HR, Q2 2026) (GSHD)
2 of 80 tracked investors hold GSHD. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Henry Ellenbogen | Durable Capital Partners | 0.87% | $89.1M | Added +17.5% |
| Chuck Akre | Akre Capital Management | 0.42% | $21.5M | Unchanged |
Analysts (GSHD)
Consensus Hold (mean 2.62 on a 1–5 scale), 13 analysts; mean target USD 62.08 (low 42, high 80).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-13 | Truist Securities | Target lowered | Hold | $58 → $48 |
| 2026-10-12 | Keefe, Bruyette & Woods | Target lowered | Outperform | $72 → $66 |
| 2026-10-12 | Citizens | Target lowered | Market Outperform | $100 → $80 |
| 2026-10-06 | Piper Sandler | Downgrade | Overweight → Neutral | $72 → $48 |
| 2026-10-01 | JP Morgan | Target lowered | Neutral | $68 → $60 |
| 2026-07-27 | UBS | Target raised | Buy | $70 → $72 |
| 2026-07-23 | RBC Capital | Target raised | Sector Perform | $55 → $58 |
| 2026-07-23 | Keefe, Bruyette & Woods | Target lowered | Outperform | $80 → $72 |
| 2026-07-15 | Piper Sandler | Target raised | Overweight | $52 → $72 |
| 2026-07-13 | JP Morgan | Target raised | Neutral | $55 → $60 |
| 2026-07-13 | RBC Capital | Target raised | Sector Perform | $52 → $55 |
| 2026-07-09 | Cantor Fitzgerald | Target raised | Overweight | $67 → $76 |
Total return (dividends reinvested) (GSHD)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | -31.8% | -67.2% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -31.9% | -19.9% |
| Volatility (annualized) | 64.6% | 60.3% |
| Max drawdown | -56.1% (Dec 2025→Jun 2026) | -82.0% (Oct 2021→Oct 2022) |
GSHD revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Franchise revenues | $63.8M | 56.3% | +14.5% |
| — Commissions and agency fees (part of Franchise revenues) | $49.5M | 43.6% | +29.9% |
| — New Business Royalty Fees (part of Franchise revenues) | $9.4M | 8.3% | +20.2% |
| — Agency Fees (part of Franchise revenues) | $3.1M | 2.7% | +6.1% |
| — Initial Franchise Fees (part of Franchise revenues) | $1.4M | 1.2% | +9.1% |
| — Other Franchise Revenues (part of Franchise revenues) | $576,000 | 0.5% | -56.5% |
| Renewal Royalty Fees | $52.5M | 46.3% | +15.7% |
| Renewal Commissions | $21.0M | 18.6% | -9.0% |
| Contingent Commissions | $15.7M | 13.9% | +250.1% |
| New Business Commissions | $9.6M | 8.5% | +27.2% |
| Interest Income | $95,000 | 0.1% | -46.9% |
| Total revenue | $113.4M | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
GSHD suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Supplier | Salesforce (CRM) | “In some cases, we depend on key vendors and partners to provide technology and other support for our strategic initiatives, such as the Salesforce.com platform.” |
| Partner | Pre-IPO | “We entered into the tax receivable agreement with the Pre-IPO LLC Members on May 1, 2018 that provides for the payment by us to the Pre-IPO LLC Members of 85% of the amount of cash savings, if any, in U.S. federal, state and local income tax or franchise tax that we actually realize as a result of (i) any increase in tax basis in Goosehead Insurance, Inc.'s assets and (ii) tax benefits related to imputed interest …” |
| Partner | Pre-IPO LLC Members of | “We entered into the tax receivable agreement with the Pre-IPO LLC Members on May 1, 2018 that provides for the payment by us to the Pre-IPO LLC Members of 85% of the amount of cash savings, if any, in U.S. federal, state and local income tax or franchise tax that we actually realize as a result of (i) any increase in tax basis in Goosehead Insurance, Inc.'s assets and (ii) tax benefits related to imputed interest …” |
| Partner | Insurance | “We entered into the tax receivable agreement with the Pre-IPO LLC Members on May 1, 2018 that provides for the payment by us to the Pre-IPO LLC Members of 85% of the amount of cash savings, if any, in U.S. federal, state and local income tax or franchise tax that we actually realize as a result of (i) any increase in tax basis in Goosehead Insurance, Inc.'s assets and (ii) tax benefits related to imputed interest …” |
Quoted from the company's 10-K filed Feb 19, 2026.
GSHD customer concentration
In the period ended Dec 31, 2025, 2 direct customers each accounted for at least 10% (19%, 13%) of revenue, per the company's 10-K filed Feb 19, 2026. The company does not name them.
GSHD company outlook (results filed Jul 22, 2026)
- “We have increased our guidance for the full year 2026 as follows: • Total revenues are now expected to grow organically between 12% and 19%. • Total written premiums are expected to grow between 12% and 20%.”
- “Forward-Looking Statements This press release may contain various "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, which represent Goosehead's expectations or beliefs concerning future events.”
Quoted word-for-word from the SEC 8-K results press release.
GSHD analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.51 | $0.55 | -7.7% | $104.8M | 13 |
| Next quarter (ends Dec 2026) | $0.60 | $0.64 | -6.8% | $113.8M | 13 |
| Current fiscal year (ends Dec 2026) | $2.10 | $2.18 | -3.6% | $424.9M | 13 |
| Next fiscal year (ends Dec 2027) | $2.62 | $2.73 | -4.1% | $490.3M | 13 |
GSHD options: expected move
Options price a move of about ±18.7% (±$9.30) by Nov 20, 2026, which includes earnings on Nov 9, 2026. Over the last 8 reports the stock moved ±9.4% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 29 | 82.5% | ±18.7% |
| Dec 18, 2026 | 57 | 71.9% | ±22.7% |
| Mar 19, 2027 | 148 | 66.0% | ±33.1% |
| Jun 17, 2027 | 238 | 66.1% | ±41.8% |
30-day implied volatility 70% vs 70.6% realized over the last 30 trading days. Put/call ratio (volume) 0. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 07:55 UTC)
| Price | USD 50.62 |
|---|---|
| Change | ▲ 11.69% (up) |
| Previous Close | USD 45.32 |
| Open | USD 46 |
| Day Range | USD 45.86 – 50.72 |
| 52-Week Range | USD 33.68 – 79.85 |
| Volume | 731,573 shares |
| Market Cap | $1.81B |
| Exchange | NMS |
Technical Analysis (GSHD)
Nexqual's technical model rates GSHD "SELL" based on 2 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 07:55 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 51.09 (neutral) |
| vs SMA50 | Below (USD 55.58) |
| MACD | -1.81 (negative) |
Analyst Ratings (GSHD)
Wall Street analysts rate GSHD "Hold" based on 13 analysts, with a mean price target of USD 62.08 (range USD 42–80), per Nexqual as of October 23, 2026 at 07:55 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 13 |
| Mean Target | USD 62.08 |
| High Target | USD 80 |
| Low Target | USD 42 |
| Buy / Hold / Sell | 5 / 7 / 1 |
Earnings (GSHD)
| Next Earnings Date | 2026-11-09 |
|---|---|
| EPS Estimate | USD 0.51 |
| Revenue Estimate | $104.78M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.64 vs est 0.48 ▲ beat |
| 2026-03-31 | USD 0.37 vs est 0.2 ▲ beat |
| 2025-12-31 | USD 0.64 vs est 0.57 ▲ beat |
| 2025-09-30 | USD 0.46 vs est 0.46 ▲ beat |
Source: Nexqual, October 23, 2026 at 07:55 UTC.
Financials & Fundamentals (GSHD)
| Total Revenue | $401.64M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +20.70% |
| Gross Margin | +49.58% |
| Operating Margin | +23.39% |
| Profit Margin | +8.79% |
| Current Ratio | 1.54 |
| Total Cash | $23.66M |
| Total Debt | $372.84M |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $79.68M (19.8% of revenue) |
Source: Nexqual, October 23, 2026 at 07:55 UTC.
Financial Health Score (GSHD)
Nexqual rates Goosehead Insurance, Inc.'s overall financial health "Solid" across five dimensions, as of October 23, 2026 at 07:55 UTC.
| Growth | Strong — Revenue +16% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 50%, operating 23% (last 12 months) |
| Balance Sheet | Mixed — $24M cash and investments vs $317M debt (Jun 2026, SEC) |
| Cash Flow | Strong — FCF $80M (last 4 quarters to Jun 2026, SEC), 20% margin |
| Efficiency | Mixed — No data |
Ownership (GSHD)
| Insider Ownership | +3.58% |
|---|---|
| Institutional Ownership | +117.63% |
| Shares Outstanding | 23.80M |
| Float | 20.74M |
| Short % of Float | +14.58% |
Source: Nexqual, October 23, 2026 at 07:55 UTC.
Leadership (GSHD)
Goosehead Insurance, Inc. is led by Mark K. Miller, CEO & Director, per Nexqual as of October 23, 2026 at 07:55 UTC.
| CEO & Director | Mark K. Miller |
|---|---|
| Co-Founder & Executive Chairman | Mark E. Jones |
| Co-Founder & Vice Chairman | Robyn Mary Elizabeth Jones |
| President & COO | Mark E. Jones |
| Chief Financial Officer | John A. Martin |
Major Backers & Investors (GSHD)
Notable institutional backers of Goosehead Insurance, Inc. include Wasatch Advisors LP, Kayne Anderson Rudnick Investment Management LLC, Capital Group, according to Nexqual as of October 23, 2026 at 07:55 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wasatch Advisors LP | 10.21% |
| Kayne Anderson Rudnick Investment Management LLC | 9.11% |
| Capital Group | 8.52% |
| SmallCap World Fund Inc | 8.29% |
| Durable Capital Partners Lp | 7.72% |
| Df Dent & Co Inc | 3.26% |
| Langdon Equity Partners | 3% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 15.36% |
| Vanguard Group | 9.65% |
| State Street | 3.86% |
Source: Nexqual, October 23, 2026 at 07:55 UTC.
From Goosehead Insurance, Inc.'s Latest SEC 10-K Filing (filed 2026-02-19)
Key Strengths & Strategy (as disclosed to the SEC)
- We have built a model that combines a choice product portfolio, knowledgeable sales and service agents, and proprietary technology to deliver on these expectations.
- Unlike single-carrier platforms that limit choice or traditional independents that rely on legacy systems, our proprietary technology empowers agents, simplifies the client experience, and strengthens our relationships with top carriers.
- Today, clients have the option to run a quote themselves online or directly with one of our agents - all in a matter of minutes - because of our proprietary quoting technology, and, in some cases, binding technology.
- Their primary marketing efforts are focused on establishing referral relationships with other financial services providers in their communities using our proprietary marketing strategy.
Legal & Regulatory Risks (Item 1A, quoted)
- Our inability to successfully recover should we experience a disaster or other business continuity problem could cause material financial loss, loss of human capital, regulatory actions, reputational harm, or legal liability.
- The occurrence of natural or man-made disasters could result in declines in business and increases in claims that could adversely affect our financial condition, results of operations and cash flows.
- Our franchising activities are subject to a variety of state and federal laws and regulations regarding franchises, and any failure to comply with such existing or future laws and regulations could adversely affect our business.
- We are subject to certain risks related to litigation filed by or against us, and adverse results may harm our business and financial condition.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| LIFE | Ethos Technologies Inc. | USD 43.53 | ▼ 1.56% |
| NP | Neptune Insurance Holdings Inc. | USD 28.72 | ▲ 1.16% |
| CRVL | CorVel Corp. | USD 83.88 | ▲ 3.93% |
| ARX | Accelerant Holdings | USD 19.76 | ▲ 0.05% |
| BWIN | The Baldwin Insurance Group, In | USD 31.89 | ▼ 0.09% |
| CRD-A | Crawford & Company | USD 12.8 | ▲ 1.51% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 07:55 UTC. This page is informational and not investment advice.
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