Colony Bankcorp, Inc. (CBAN) Stock Price & Analysis
Colony Bankcorp, Inc. (CBAN) closed at USD 20.36 on Friday, October 23, 2026, up 0.54% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 20.36; the Oct 23, 2026 session ranged USD 20.14–20.5 on volume of 126,738 shares. Market capitalization is —, with a 52-week range of USD 15.8–22.46 (NYQ). Source: Nexqual, retrieved October 24, 2026 at 05:04 UTC.
Also available as compact Markdown for AI agents: nexqual.com/CBAN.md
Key facts (CBAN)
- Last four reported quarters (through Jun 30, 2026): revenue $152M, net income $32.7M (21.6% margin) (SEC filings).
- Total return with dividends: 1Y +24.9% vs S&P 500 +13.4%; 5Y +26.6% vs S&P 500 +76.9%.
- Next earnings: 2026-10-28, EPS estimate USD 0.52, revenue estimate $41.2M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (CBAN)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $102M | $116M | $114M | $115M | $132M | $152M |
| Net income | $18.7M | $19.5M | $21.7M | $23.9M | $28.3M | $32.7M |
| EPS (diluted) | $1.66 | $1.14 | $1.24 | $1.36 | $1.59 | — |
| Free cash flow | $30.3M | $46.8M | $17.4M | $22.3M | -$6.9M | $21.7M |
| Net margin | 18.2% | 16.9% | 19.1% | 20.7% | 21.4% | 21.6% |
| Revenue growth | +28.9% | +12.9% | -1.6% | +1.4% | +14.5% | — |
| Cash + short-term investments | $197M | $80.7M | $83.3M | $231M | $258M | — |
| Total debt | $88.4M | $203M | $238M | $248M | $258M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (CBAN)
P/E at fiscal year-ends: Dec 2025 11.2x, Dec 2024 11.9x, Dec 2023 10.8x.
Total return (dividends reinvested) (CBAN)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +24.9% | +26.6% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +25.0% | +4.8% |
| Volatility (annualized) | 22.6% | 26.1% |
| Max drawdown | -11.5% (Aug 2026→Oct 2026) | -51.3% (Mar 2022→May 2023) |
CBAN revenue by business segment (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Mortgage | $2.2M | 101.9% | +10.0% |
| Total revenue | $2.1M | 100% | — |
CBAN revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Mortgage Banking | $2.6M | 119.6% | +15.4% |
| Credit Card | $2.4M | 112.1% | +15.8% |
| Bank Servicing | $2.1M | 100.0% | +7.9% |
| Total revenue | $2.1M | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
CBAN analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.52 | $0.52 | +0.0% | $41.2M | 2 |
| Next quarter (ends Dec 2026) | $0.52 | $0.52 | -1.0% | $48.4M | 2 |
| Current fiscal year (ends Dec 2026) | $2.02 | $1.97 | +2.8% | $171.4M | 2 |
| Next fiscal year (ends Dec 2027) | $2.37 | $2.13 | +11.5% | $230.1M | 2 |
Key Statistics (as of October 24, 2026 at 05:04 UTC)
| Price | USD 20.36 |
|---|---|
| Change | ▲ 0.54% (up) |
| Previous Close | USD 20.36 |
| Open | USD 20.36 |
| Day Range | USD 20.14 – 20.5 |
| 52-Week Range | USD 15.8 – 22.46 |
| Volume | 126,738 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (CBAN)
Nexqual's technical model rates CBAN "NEUTRAL" based on 2 bullish and 3 bearish signals across 127 daily candles, as of October 24, 2026 at 05:04 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 50.05 (neutral) |
| vs SMA50 | Below (USD 20.82) |
| MACD | -0.22 (negative) |
Earnings (CBAN)
| Next Earnings Date | 2026-10-28 |
|---|---|
| EPS Estimate | USD 0.52 |
| Revenue Estimate | $41.20M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.52 vs est 0.48 ▲ beat |
| 2026-03-31 | USD 0.45 vs est 0.48 ▼ miss |
| 2025-12-31 | USD 0.48 vs est 0.46 ▲ beat |
| 2025-09-30 | USD 0.47 vs est 0.47 ▲ beat |
Source: Nexqual, October 24, 2026 at 05:04 UTC.
Financials & Fundamentals (CBAN)
| Total Revenue | $145.42M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +25.30% |
| Gross Margin | +0.00% |
| Operating Margin | +36.48% |
| Profit Margin | +22.50% |
| ROE | +9.57% |
| Total Cash | $159.95M |
| Total Debt | $233.17M |
Source: Nexqual, October 24, 2026 at 05:04 UTC.
Ownership (CBAN)
| Insider Ownership | +4.08% |
|---|---|
| Institutional Ownership | +63.53% |
| Shares Outstanding | 21.22M |
| Float | 20.28M |
| Short % of Float | +6.62% |
Source: Nexqual, October 24, 2026 at 05:04 UTC.
From Colony Bankcorp, Inc.'s Latest SEC 10-K Filing (filed 2026-03-13)
Partnerships
- On October 20, 2022, the Company's Board of Directors authorized a stock buyback program, permitting the repurchase of up to $12 million of the Company's outstanding common stock.
- Sanctions for violations of the Act can be imposed in an amount equal to twice the sum involved in the violating transaction, up to $1 million.
Legal & Regulatory Risks (Item 1A, quoted)
- We are subject to extensive government regulation that could limit or restrict our activities, which in turn may adversely impact our ability to increase our assets and earnings.
- Changes to monetary policy by the Federal Reserve could adversely impact our results of operations.
- We are subject to federal and state fair lending laws, and failure to comply with these laws could lead to material penalties.
- The Federal Reserve may require us to commit capital resources to support the Bank.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CFFI | C&F Financial Corporation | USD 107.33 | ▼ 0.83% |
| CHMG | Chemung Financial Corp | USD 83.88 | ▲ 0.78% |
| FUNC | First | USD 45.93 | ▲ 0.02% |
| OVLY | Oak Valley Bancorp (CA) | USD 34.11 | ▼ 0.41% |
| FCCO | First Community Corporation | USD 33.1 | ▲ 0.33% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 05:04 UTC. This page is informational and not investment advice.
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