First United Corp/Md/ (FUNC) Stock Price & Analysis
First United Corp/Md/ (FUNC) rose 1.43% to USD 44.57 as of July 25, 2026 at 05:25 UTC, according to Nexqual real-time market data.
FUNC last closed at USD 43.94; the session ranged USD 43.5–44.92 on volume of 28,806 shares. Market capitalization is $287.65M, with a 52-week range of USD 31.71–46.3 (NMS). Source: Nexqual, July 25, 2026 at 05:25 UTC.
Key Statistics (as of July 25, 2026 at 05:25 UTC)
| Price | USD 44.57 |
|---|---|
| Change | ▲ 1.43% (up) |
| Previous Close | USD 43.94 |
| Open | USD 43.5 |
| Day Range | USD 43.5 – 44.92 |
| 52-Week Range | USD 31.71 – 46.3 |
| Volume | 28,806 shares |
| Market Cap | $287.65M |
| Exchange | NMS |
Technical Analysis (FUNC)
Nexqual's technical model rates FUNC "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 05:25 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 57.63 (neutral) |
| vs SMA50 | Above (USD 41.7) |
| MACD | 0.69 (positive) |
Analyst Ratings (FUNC)
Wall Street analysts rate FUNC "Strong Buy" based on 2 analysts, with a mean price target of USD 47.25 (range USD 44.5–50), per Nexqual as of July 25, 2026 at 05:25 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 47.25 |
| High Target | USD 50 |
| Low Target | USD 44.5 |
| Buy / Hold / Sell | 2 / 0 / 0 |
Earnings (FUNC)
| Next Earnings Date | 2026-07-20 |
|---|---|
| EPS Estimate | USD 1.12 |
| Revenue Estimate | $24.20M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.13 vs est 1.05 ▲ beat |
| 2026-03-31 | USD 1.02 vs est 0.92 ▲ beat |
| 2025-12-31 | USD 1.1 vs est 0.96 ▲ beat |
| 2025-09-30 | USD 1.07 vs est 0.89 ▲ beat |
Source: Nexqual, July 25, 2026 at 05:25 UTC.
Financials & Fundamentals (FUNC)
| Total Revenue | $90.43M |
|---|---|
| Revenue Growth (YoY) | +10.70% |
| Gross Margin | +0.00% |
| Operating Margin | +33.38% |
| Profit Margin | +27.71% |
| ROE | +12.42% |
| Total Cash | $85.19M |
| Total Debt | $101.17M |
Source: Nexqual, July 25, 2026 at 05:25 UTC.
Financial Health Score (FUNC)
Nexqual rates First United Corp/Md/'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 05:25 UTC.
| Growth | Solid — Revenue +11% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $85M cash vs $101M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 12%, ROA 1.2% |
Ownership (FUNC)
| Insider Ownership | +7.89% |
|---|---|
| Institutional Ownership | +48.26% |
| Shares Outstanding | 6.45M |
| Float | 5.93M |
| Short % of Float | +1.56% |
Source: Nexqual, July 25, 2026 at 05:25 UTC.
Leadership (FUNC)
First United Corp/Md/ is led by Jason B. Rush (age 54), Chairman of the Board, President & CEO, per Nexqual as of July 25, 2026 at 05:25 UTC.
| Chairman of the Board, President & CEO | Jason B. Rush (age 54) |
|---|---|
| Executive VP & Chief Revenue Officer | Robert L. Fisher (age 56) |
| Executive VP, CFO, Secretary & Treasurer | Tonya K. Sturm (age 58) |
| Senior VP & COO | Anthony J. Tasker (age 44) |
Major Backers & Investors (FUNC)
Notable institutional backers of First United Corp/Md/ include American Century Companies Inc, Gendell, Jeffrey L., De Lisle Partners LLP, according to Nexqual as of July 25, 2026 at 05:25 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 3.27% |
| Gendell, Jeffrey L. | 2.77% |
| De Lisle Partners LLP | 2.55% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 1.99% |
| Huber Capital Management Llc | 1.86% |
| Renaissance Technologies | 1.61% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 8.97% |
| Vanguard Group | 8.22% |
| Dimensional Fund Advisors | 5.6% |
| Geode Capital | 2.16% |
Source: Nexqual, July 25, 2026 at 05:25 UTC.
From First United Corp/Md/'s Latest SEC 10-K Filing (filed 2026-03-10)
Key Strengths & Strategy (as disclosed to the SEC)
- First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States.
- It operates through Community Banking and Wealth Management segments.
- The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits.
- It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FNLC | First Bancorp, Inc (ME) | USD 34.98 | ▲ 3.19% |
| FCCO | First Community Corporation | USD 33.65 | ▲ 3.57% |
| CFFI | C&F Financial Corporation | USD 78 | ▼ 0.15% |
| CBAN | Colony Bankcorp, Inc. | USD 21.84 | ▲ 6.23% |
| CHMG | Chemung Financial Corp | USD 80.98 | ▲ 8.05% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 05:25 UTC. This page is informational and not investment advice.