Bread Financial Holdings, Inc. (BFH) Stock Price & Analysis
Bread Financial Holdings, Inc. (BFH) rose 3.06% to USD 94.22 as of June 10, 2026 at 04:22 UTC, according to Nexqual real-time market data.
BFH last closed at USD 91.42; the session ranged USD 91.54–95.41 on volume of 515,885 shares. Market capitalization is $3.81B, with a 52-week range of USD 50.63–99.13 (NYQ). Source: Nexqual, June 10, 2026 at 04:22 UTC.
Key Statistics (as of June 10, 2026 at 04:22 UTC)
| Price | USD 94.22 |
|---|---|
| Change | ▲ 3.06% (up) |
| Previous Close | USD 91.42 |
| Open | USD 92.3 |
| Day Range | USD 91.54 – 95.41 |
| 52-Week Range | USD 50.63 – 99.13 |
| Volume | 515,885 shares |
| Market Cap | $3.81B |
| Exchange | NYQ |
Technical Analysis (BFH)
Nexqual's technical model rates BFH "STRONG BUY" based on 5 bullish and 0 bearish signals across 123 daily candles, as of June 10, 2026 at 04:22 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 55.47 (neutral) |
| vs SMA50 | Above (USD 84.91) |
| MACD | 1.72 (positive) |
Analyst Ratings (BFH)
Wall Street analysts rate BFH "Buy" based on 16 analysts, with a mean price target of USD 96.19 (range USD 70–115), per Nexqual as of June 10, 2026 at 04:22 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 16 |
| Mean Target | USD 96.19 |
| High Target | USD 115 |
| Low Target | USD 70 |
| Buy / Hold / Sell | 8 / 8 / 2 |
Earnings (BFH)
| Next Earnings Date | 2026-07-23 |
|---|---|
| EPS Estimate | USD 2.73 |
| Revenue Estimate | $954.90M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 4.18 vs est 3.05 ▲ beat |
| 2025-12-31 | USD 2.07 vs est 0.48 ▲ beat |
| 2025-09-30 | USD 4.02 vs est 2.11 ▲ beat |
| 2025-06-30 | USD 3.14 vs est 1.94 ▲ beat |
Source: Nexqual, June 10, 2026 at 04:22 UTC.
Financials & Fundamentals (BFH)
| Total Revenue | $2.64B |
|---|---|
| Revenue Growth (YoY) | +6.10% |
| Gross Margin | +0.00% |
| Operating Margin | +33.99% |
| Profit Margin | +21.22% |
| ROE | +17.52% |
| Total Cash | $3.64B |
| Total Debt | $3.88B |
Source: Nexqual, June 10, 2026 at 04:22 UTC.
Financial Health Score (BFH)
Nexqual rates Bread Financial Holdings, Inc.'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 04:22 UTC.
| Growth | Mixed — Revenue +0.2% YoY (annual), slow |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $3.64B cash vs $3.88B debt |
| Cash Flow | Solid — Operating cash flow $2.19B |
| Efficiency | Solid — ROE 18%, ROA 2.5% |
Ownership (BFH)
| Insider Ownership | +1.32% |
|---|---|
| Institutional Ownership | +112.37% |
| Shares Outstanding | 40.41M |
| Float | 39.78M |
| Short % of Float | +0.01% |
Source: Nexqual, June 10, 2026 at 04:22 UTC.
Leadership (BFH)
Bread Financial Holdings, Inc. is led by Ralph J. Andretta (age 64), President, CEO & Director, per Nexqual as of June 10, 2026 at 04:22 UTC.
| President, CEO & Director | Ralph J. Andretta (age 64) |
|---|---|
| Executive VP & CFO | Perry S. Beberman (age 59) |
| Executive VP & CTO | Allegra S. Driscoll (age 46) |
| Senior Vice President of Operational Excellence | Wes Hunt |
Major Backers & Investors (BFH)
Notable institutional backers of Bread Financial Holdings, Inc. include American Century Companies Inc, Turtle Creek Asset Management Inc., Franklin Resources, Inc., according to Nexqual as of June 10, 2026 at 04:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 7.52% |
| Turtle Creek Asset Management Inc. | 6.02% |
| Franklin Resources, Inc. | 2.84% |
| Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND | 2.1% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 19.72% |
| BlackRock | 15.69% |
| Dimensional Fund Advisors | 7.64% |
| State Street | 4.37% |
| Allianz Asset Management GmbH | 3.33% |
| Geode Capital | 2.93% |
Source: Nexqual, June 10, 2026 at 04:22 UTC.
From Bread Financial Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-02-13)
Key Strengths & Strategy (as disclosed to the SEC)
- Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.
- It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships.
- The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.
- In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| JXN | Jackson Financial Inc. | USD 107.47 | ▼ 0.36% |
| AUB | Atlantic Union Bankshares Corpo | USD 38.63 | ▲ 1.77% |
| ENVA | Enova International, Inc. | USD 179.41 | ▲ 6.27% |
| FHI | Federated Hermes, Inc. | USD 57.65 | ▲ 1.09% |
| FBK | FB Financial Corporation | USD 53.67 | ▲ 0.92% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 04:22 UTC. This page is informational and not investment advice.