Federal National Mortgage Association (FNMAI) Stock Price & Analysis
Federal National Mortgage Association (FNMAI) closed at USD 6.41 on Friday, October 23, 2026, up 0.43% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 6.38; the Oct 23, 2026 session ranged USD 6.41–6.41 on volume of 100 shares. Market capitalization is —, with a 52-week range of USD 5.5–14.91 (OQB). Source: Nexqual, retrieved October 25, 2026 at 04:27 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FNMAI.md
Key facts (FNMAI)
- Last four reported quarters (through Mar 31, 2026): revenue $29.2B, net income $14.4B (49.5% margin) (SEC filings).
- Analysts: None.
- Total return with dividends: 1Y -56.0% vs S&P 500 +13.4%; 5Y +139.2% vs S&P 500 +76.9%.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (FNMAI)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $29.9B | $29.7B | $29.0B | $29.1B | $29.0B | $29.2B |
| Net income | $22.2B | $12.9B | $17.4B | $17.0B | $14.4B | $14.4B |
| EPS (diluted) | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | — |
| Net margin | 74.0% | 43.5% | 59.9% | 58.4% | 49.6% | 49.5% |
| Revenue growth | +18.2% | -0.7% | -2.3% | +0.1% | -0.4% | — |
| Cash + short-term investments | $42.4B | $58.0B | $35.8B | $38.9B | $42.6B | — |
| Total debt | $4.16T | $4.21T | $4.21T | $4.22T | $4.16T | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Mar 31, 2026) (FNMAI)
P/E at fiscal year-ends: Dec 2025 5.4x, Dec 2024 3.5x, Dec 2023 0.8x.
Analysts (FNMAI)
Consensus None.
Total return (dividends reinvested) (FNMAI)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | -56.0% | +139.2% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -56.1% | +19.1% |
| Volatility (annualized) | 52.6% | 61.0% |
| Max drawdown | -63.1% (Oct 2025→Sep 2026) | -64.0% (Sep 2025→Sep 2026) |
FNMAI company outlook (results filed Jul 29, 2026)
- “(8) Primarily consists of foreclosed property income (expense), change in the expected benefits from our freestanding credit enhancements, and gains (losses) from partnership investments.”
Quoted word-for-word from the SEC 8-K results press release.
FNMAI analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | — | — | — | $7.28B | — |
| Next quarter (ends Dec 2026) | — | — | — | $7.32B | — |
| Current fiscal year (ends Dec 2026) | — | — | — | $29.26B | — |
| Next fiscal year (ends Dec 2027) | — | — | — | $29.96B | — |
Key Statistics (as of October 25, 2026 at 04:27 UTC)
| Price | USD 6.41 |
|---|---|
| Change | ▲ 0.43% (up) |
| Previous Close | USD 6.38 |
| Open | USD 6.41 |
| Day Range | USD 6.41 – 6.41 |
| 52-Week Range | USD 5.5 – 14.91 |
| Volume | 100 shares |
| Market Cap | — |
| Exchange | OQB |
Technical Analysis (FNMAI)
Nexqual's technical model rates FNMAI "NEUTRAL" based on 2 bullish and 3 bearish signals across 127 daily candles, as of October 25, 2026 at 04:27 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 48.93 (neutral) |
| vs SMA50 | Below (USD 6.81) |
| MACD | -0.09 (negative) |
Analyst Ratings (FNMAI)
Wall Street analysts rate FNMAI "None", per Nexqual as of October 25, 2026 at 04:27 UTC.
| Consensus Rating | None |
|---|
Earnings (FNMAI)
| Revenue Estimate | $7.28B |
|---|
Source: Nexqual, October 25, 2026 at 04:27 UTC.
Financials & Fundamentals (FNMAI)
| Total Revenue | $27.80B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +9.10% |
| Gross Margin | +100.00% |
| Operating Margin | +75.80% |
| Profit Margin | +54.27% |
| ROE | +13.83% |
| Debt / Equity | 35.95 |
| Current Ratio | 106.46 |
| Total Cash | $95.88B |
| Total Debt | $4.19T |
Source: Nexqual, October 25, 2026 at 04:27 UTC.
Financial Health Score (FNMAI)
Nexqual rates Federal National Mortgage Association's overall financial health "Weak" across five dimensions, as of October 25, 2026 at 04:27 UTC.
| Growth | Weak — Revenue -0% YoY (annual), declining |
|---|---|
| Profitability | Weak — Net margin 0% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: Federal & Federally-Sponsored Credit Agencies) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Federal & Federally-Sponsored Credit Agencies) |
| Efficiency | Mixed — ROE 14%, ROA 0.3% |
Ownership (FNMAI)
| Insider Ownership | +0.00% |
|---|---|
| Institutional Ownership | +13.19% |
| Shares Outstanding | 5.74B |
| Float | 1.16B |
Source: Nexqual, October 25, 2026 at 04:27 UTC.
Leadership (FNMAI)
Federal National Mortgage Association is led by Peter Andrew Akwaboah, EVP, COO & Acting CEO, per Nexqual as of October 25, 2026 at 04:27 UTC.
| EVP, COO & Acting CEO | Peter Andrew Akwaboah |
|---|---|
| Co-President & Director | Brandon S. Hamara |
| Executive VP & CFO | Chryssa C. Halley |
| Co-President | John Roscoe |
| Director of Public Relations | Pete Bakel |
Major Backers & Investors (FNMAI)
Notable institutional backers of Federal National Mortgage Association include Growth Fund of America, FNY Investment Advisers, LLC, according to Nexqual as of October 25, 2026 at 04:27 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Growth Fund of America | 12.85% |
| FNY Investment Advisers, LLC | 0.31% |
Source: Nexqual, October 25, 2026 at 04:27 UTC.
From Federal National Mortgage Association's Latest SEC 10-K Filing (filed 2026-02-11)
Partnerships
- FHFA, as conservator, entered into a senior preferred stock purchase agreement with Treasury on our behalf in September 2008.
Legal & Regulatory Risks (Item 1A, quoted)
- Our business and financial results could be materially adversely affected by legal or regulatory proceedings.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RKT | Rocket Companies, Inc. | USD 11.73 | ▼ 0.09% |
| PFSI | PennyMac Financial Services, In | USD 63.68 | ▲ 0.51% |
| WD | Walker & Dunlop, Inc | USD 34.16 | ▼ 1.5% |
| VEL | Velocity Financial, Inc. | USD 15.3 | ▲ 0.59% |
| UWMC | UWM Holdings Corporation | USD 1.45 | ▲ 26.09% |
| BETR | Better Home & Finance Holding C | USD 16.72 | ▲ 0.84% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 25, 2026 at 04:27 UTC. This page is informational and not investment advice.
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