Kinsale Capital Group, Inc. (KNSL) Stock Price & Analysis
Kinsale Capital Group, Inc. (KNSL) closed at USD 390.64 on Thursday, October 22, 2026, up 3.70% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 376.7; the Oct 22, 2026 session ranged USD 377.57–392.85 on volume of 322,716 shares. Market capitalization is $8.90B, with a 52-week range of USD 287.2–462.82 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 10:38 UTC.
Also available as compact Markdown for AI agents: nexqual.com/KNSL.md
Key facts (KNSL)
- Last four reported quarters (through Sep 30, 2026): revenue $1.95B, net income $525M (26.9% margin), free cash flow $973M (SEC filings).
- Valuation: P/E 16.9x (avg 23.2x at the last 3 fiscal year-ends), net debt $64.1M.
- 1 of 80 tracked superinvestors hold KNSL (13F, Q2 2026): 0 new, 1 added, 0 reduced, 0 unchanged.
- Insider open-market sales, last ~7 months: 2 Form 4 filings, $6.9M; 1 not under a Rule 10b5-1 plan ($78K); 1 by opportunistic insiders (0 outside 10b5-1 plans), 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Insider open-market purchases, last ~7 months: 1 Form 4 filing, $100K; 0 by opportunistic insiders, 0 by routine insiders.
- Analysts: Hold (mean 3.08 on a 1–5 scale) (12 analysts), mean target USD 346.22 (range 264–405).
- Total return with dividends: 1Y -13.6% vs S&P 500 +14.9%; 5Y +137.6% vs S&P 500 +80.3%.
- Next earnings: 2026-10-22, EPS estimate USD 5.7, revenue estimate $478M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (KNSL)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $653M | $839M | $1.22B | $1.59B | $1.87B | $1.95B |
| Net income | $153M | $159M | $308M | $415M | $504M | $525M |
| EPS (diluted) | $6.62 | $6.88 | $13.22 | $17.78 | $21.65 | — |
| Free cash flow | $401M | $551M | $853M | $952M | $990M | $973M |
| Net margin | 23.4% | 19.0% | 25.2% | 26.1% | 26.9% | 26.9% |
| Revenue growth | +42.1% | +28.4% | +46.0% | +29.7% | +18.0% | — |
| Cash + short-term investments | $121M | — | — | $113M | $163M | — |
| Total debt | $42.7M | $196M | $184M | $184M | $224M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Sep 30, 2026) (KNSL)
P/E 16.9x · P/S 4.6x · EV/Sales 4.6x · P/FCF 9.1x · P/B 4.6x · FCF yield 10.94% · Earnings yield 5.90% · Dividend yield (paid, TTM) 0.24% · Buyback yield (TTM) 3.52% · Net debt $64.1M · EV $8.96B
P/E at fiscal year-ends: Dec 2025 18.1x, Dec 2024 26.2x, Dec 2023 25.3x.
Superinvestors (SEC 13F-HR, Q2 2026) (KNSL)
1 of 80 tracked investors hold KNSL. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Francois Rochon | Giverny Capital | 2.67% | $79.4M | Added +9.9% |
Insider sales (SEC Form 4, open-market, last ~7 months) (KNSL)
1 of 2 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-05-26 | Allibhai Salmaan K. | Chief Analytics & Tech Officer | 250 | $78K | 6.4% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-05-05 | Kehoe Michael P | Chairman President and CEO | 22,576 | $6.8M | 2.5% | Yes (adopted May 22, 2025) | Opportunistic (traded every year 2023–2025, no repeating month) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Insider purchases (SEC Form 4, open-market, last ~7 months) (KNSL)
1 purchase, $100K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-06-08 | Tangard Christopher R. | SVP, Chief Accounting Officer | 330 | $100K | 304 | Too little history (no open-market trades in 2023–2025) |
Analysts (KNSL)
Consensus Hold (mean 3.08 on a 1–5 scale), 12 analysts; mean target USD 346.22 (low 264, high 405).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-12 | Wells Fargo | Target lowered | Equal-Weight | $377 → $348 |
| 2026-10-09 | JP Morgan | Target lowered | Neutral | $390 → $375 |
| 2026-10-07 | Cantor Fitzgerald | Target raised | Neutral | $259 → $264 |
| 2026-10-06 | Morgan Stanley | Target lowered | Equal-Weight | $390 → $350 |
| 2026-08-19 | Morgan Stanley | Target raised | Equal-Weight | $345 → $390 |
| 2026-07-27 | Wells Fargo | Target raised | Equal-Weight | $366 → $377 |
| 2026-07-20 | JP Morgan | Target raised | Neutral | $380 → $390 |
| 2026-07-09 | Wells Fargo | Target raised | Equal-Weight | $357 → $366 |
Total return (dividends reinvested) (KNSL)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | -13.6% | +137.6% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -13.6% | +18.9% |
| Volatility (annualized) | 34.9% | 37.4% |
| Max drawdown | -35.8% (Oct 2025→Jun 2026) | -41.8% (Mar 2024→May 2026) |
KNSL company outlook (results filed Oct 22, 2026)
- “During the third quarter of 2026, the Company repositioned a portion of its investment portfolio to improve expected long-term returns.”
Quoted word-for-word from the SEC 8-K results press release.
KNSL analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $5.70 | $5.71 | -0.3% | $478.3M | 11 |
| Next quarter (ends Mar 2027) | $5.08 | $5.05 | +0.4% | $478.5M | 8 |
| Current fiscal year (ends Dec 2026) | $21.41 | $20.83 | +2.8% | $1.97B | 12 |
| Next fiscal year (ends Dec 2027) | $21.70 | $21.68 | +0.1% | $1.95B | 11 |
Key Statistics (as of October 23, 2026 at 10:38 UTC)
| Price | USD 390.64 |
|---|---|
| Change | ▲ 3.70% (up) |
| Previous Close | USD 376.7 |
| Open | USD 378.54 |
| Day Range | USD 377.57 – 392.85 |
| 52-Week Range | USD 287.2 – 462.82 |
| Volume | 322,716 shares |
| Market Cap | $8.90B |
| Exchange | NYQ |
Technical Analysis (KNSL)
Nexqual's technical model rates KNSL "BUY" based on 5 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 10:38 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 72.18 (overbought) |
| vs SMA50 | Above (USD 360.04) |
| MACD | 6.5 (positive) |
Analyst Ratings (KNSL)
Wall Street analysts rate KNSL "Hold" based on 12 analysts, with a mean price target of USD 346.22 (range USD 264–405), per Nexqual as of October 23, 2026 at 10:38 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 12 |
| Mean Target | USD 346.22 |
| High Target | USD 405 |
| Low Target | USD 264 |
| Buy / Hold / Sell | 1 / 9 / 2 |
Earnings (KNSL)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 5.7 |
| Revenue Estimate | $478.34M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 5.7 vs est 5.11 ▲ beat |
| 2026-06-30 | USD 5.54 vs est 5.11 ▲ beat |
| 2026-03-31 | USD 5.11 vs est 4.68 ▲ beat |
| 2025-12-31 | USD 5.81 vs est 5.31 ▲ beat |
Source: Nexqual, October 23, 2026 at 10:38 UTC.
Financials & Fundamentals (KNSL)
| Total Revenue | $2.00B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +16.80% |
| Gross Margin | +31.14% |
| Operating Margin | +40.68% |
| Profit Margin | +28.49% |
| ROE | +30.27% |
| Debt / Equity | 0.11 |
| Current Ratio | 0.19 |
| Total Cash | $210.51M |
| Total Debt | $224.54M |
| Free Cash Flow (last four quarters to Sep 2026, SEC 10-Q / 10-K) | $973.04M (49.8% of revenue) |
Source: Nexqual, October 23, 2026 at 10:38 UTC.
Financial Health Score (KNSL)
Nexqual rates Kinsale Capital Group, Inc.'s overall financial health "Strong" across five dimensions, as of October 23, 2026 at 10:38 UTC.
| Growth | Strong — Revenue +18% YoY (annual) |
|---|---|
| Profitability | Solid — Gross margin 31% (last 12 months) |
| Balance Sheet | Solid — $161M cash and investments vs $225M debt (Sep 2026, SEC) |
| Cash Flow | Strong — FCF $973M (last 4 quarters to Sep 2026, SEC), 50% margin |
| Efficiency | Strong — ROE 30%, ROA 7.6% |
Ownership (KNSL)
| Insider Ownership | +5.42% |
|---|---|
| Institutional Ownership | +96.75% |
| Shares Outstanding | 22.78M |
| Float | 21.52M |
| Short % of Float | +10.88% |
Source: Nexqual, October 23, 2026 at 10:38 UTC.
Leadership (KNSL)
Kinsale Capital Group, Inc. is led by Michael Patrick Kehoe, Chairman of the Board, CEO & President, per Nexqual as of October 23, 2026 at 10:38 UTC.
| Chairman of the Board, CEO & President | Michael Patrick Kehoe |
|---|---|
| Executive VP, CFO & Treasurer | Bryan Paul Petrucelli |
| Senior Vice President of Underwriting | Brendan McMorrow |
Major Backers & Investors (KNSL)
Notable institutional backers of Kinsale Capital Group, Inc. include BAMCO Inc., Capital Group, BARON INVESTMENT Fd.S TRT -Baron Generational Growth Fd., according to Nexqual as of October 23, 2026 at 10:38 UTC.
Active Investors
| Investor | Stake |
|---|---|
| BAMCO Inc. | 11.7% |
| Capital Group | 5.62% |
| BARON INVESTMENT Fd.S TRT -Baron Generational Growth Fd. | 5.33% |
| BARON SELECT FUNDS-Baron Partners Fund | 4.41% |
| Morgan Stanley | 2.27% |
| Davenport & Co LLC | 2.15% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 8.94% |
| Vanguard Group | 8.33% |
| State Street | 3.15% |
| Geode Capital | 2.87% |
Source: Nexqual, October 23, 2026 at 10:38 UTC.
From Kinsale Capital Group, Inc.'s Latest SEC 10-K Filing (filed 2026-02-20)
Key Strengths & Strategy (as disclosed to the SEC)
- Using our proprietary technology platform and leveraging the expertise of our highly-experienced employees in our daily operations, we have built a company that is entrepreneurial and highly efficient.
- We use our proprietary technology platform to drive a high level of efficiency, accuracy and speed in our underwriting and quoting process.
- We have built a proprietary technology platform that reflects the best practices our management team has learned from its extensive experience.
- We have invested for many years in the development of our analytics capabilities, supported by a growing team of actuaries and data scientists who use our proprietary data, together with third-party data, to generate insights that support underwriting, pricing, and other operational decision-making.
Partnerships
- Our investment policy is designed to comply with the regulatory investment requirements and restrictions to which our insurance subsidiary is subject.
- Trade Representative announced their intention to exercise their authority under the Dodd-Frank Act to negotiate a "covered agreement" with the European Union (the "Covered Agreement").
Legal & Regulatory Risks (Item 1A, quoted)
- We are subject to extensive regulation, which may adversely affect our ability to achieve our business objectives. In addition, if we fail to comply with these regulations, we may be subject to penalties, including fines and suspensions, which may adversely affect our financial condition and results of operations.
- We may become subject to additional government or market regulation.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| THG | Hanover Insurance Group Inc | USD 239.59 | ▲ 3.3% |
| ORI | Old Republic International Corp | USD 40.08 | ▼ 0.12% |
| AFG | American Financial Group, Inc. | USD 153.46 | ▲ 2.53% |
| RLI | RLI Corp. | USD 67.01 | ▲ 4.87% |
| CNA | CNA Financial Corporation | USD 49.39 | ▲ 2.21% |
| SIGI | Selective Insurance Group, Inc. | USD 91.74 | ▲ 0.72% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:38 UTC. This page is informational and not investment advice.
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