Old Republic International Corporation (ORI) Stock Price & Analysis
Old Republic International Corporation (ORI) closed at USD 38.67 on Thursday, October 15, 2026, up 0.68% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 38.41; the Oct 15, 2026 session ranged USD 38.44–39.53 on volume of 3,020,026 shares. Market capitalization is $9.34B, with a 52-week range of USD 36.65–46.76 (NYQ). Source: Nexqual, retrieved October 16, 2026 at 05:20 UTC.
Also available as compact Markdown for AI agents: nexqual.com/ORI.md
Key facts (ORI)
- Last four reported quarters (through Jun 30, 2026): revenue $9.72B, net income $1.14B (11.7% margin) (SEC filings).
- Valuation: P/E 8.2x (avg 12.5x at the last 3 fiscal year-ends).
- 1 of 80 tracked superinvestors hold ORI (13F, Q2 2026): 0 new, 1 added, 0 reduced, 0 unchanged.
- Analysts: Hold (mean 2.67 on a 1–5 scale) (3 analysts), mean target USD 43.5 (range 39–48).
- Total return with dividends: 1Y +3.1% vs S&P 500 +18.1%; 5Y +117.5% vs S&P 500 +85.1%.
- Next earnings: 2026-10-22, EPS estimate USD 0.79, revenue estimate $2.49B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (ORI)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $9.34B | $8.08B | $7.26B | $8.23B | $9.14B | $9.72B |
| Net income | $1.53B | $686M | $599M | $853M | $935M | $1.14B |
| EPS (diluted) | $5.05 | $2.26 | $2.10 | $3.24 | $3.72 | — |
| Net margin | 16.4% | 8.5% | 8.2% | 10.4% | 10.2% | 11.7% |
| Revenue growth | +30.4% | -13.5% | -10.2% | +13.4% | +11.0% | — |
| Cash + short-term investments | $158M | $81.0M | $203M | $202M | $263M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (ORI)
P/E 8.2x · P/S 1.0x · P/B 1.5x · Earnings yield 12.19% · Dividend yield (paid, TTM) 9.77% · Buyback yield (TTM) 3.41%
P/E at fiscal year-ends: Dec 2025 12.3x, Dec 2024 11.2x, Dec 2023 14.0x.
Superinvestors (SEC 13F-HR, Q2 2026) (ORI)
1 of 80 tracked investors hold ORI. Change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| First Eagle Investment | First Eagle Investment Management | 0.02% | $11.4M | Added +3.8% |
Analysts (ORI)
Consensus Hold (mean 2.67 on a 1–5 scale), 3 analysts; mean target USD 43.5 (low 39, high 48).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-24 | Piper Sandler | Target lowered | Neutral | $40 → $39 |
Total return (dividends reinvested) (ORI)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +3.1% | +117.5% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +3.1% | +16.8% |
| Volatility (annualized) | 23.2% | 21.4% |
| Max drawdown | -16.2% (Dec 2025→Jun 2026) | -19.5% (Feb 2022→Jun 2022) |
Key Statistics (as of October 16, 2026 at 05:20 UTC)
| Price | USD 38.67 |
|---|---|
| Change | ▲ 0.68% (up) |
| Previous Close | USD 38.41 |
| Open | USD 39.15 |
| Day Range | USD 38.44 – 39.53 |
| 52-Week Range | USD 36.65 – 46.76 |
| Volume | 3,020,026 shares |
| Market Cap | $9.34B |
| Exchange | NYQ |
Technical Analysis (ORI)
Nexqual's technical model rates ORI "NEUTRAL" based on 2 bullish and 3 bearish signals across 127 daily candles, as of October 16, 2026 at 05:20 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 45.47 (neutral) |
| vs SMA50 | Below (USD 40.43) |
| MACD | -0.59 (negative) |
Analyst Ratings (ORI)
Wall Street analysts rate ORI "Hold" based on 3 analysts, with a mean price target of USD 43.5 (range USD 39–48), per Nexqual as of October 16, 2026 at 05:20 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 43.5 |
| High Target | USD 48 |
| Low Target | USD 39 |
| Buy / Hold / Sell | 1 / 2 / 0 |
Earnings (ORI)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.79 |
| Revenue Estimate | $2.49B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.76 vs est 0.79 ▼ miss |
| 2026-03-31 | USD 0.68 vs est 0.79 ▼ miss |
| 2025-12-31 | USD 0.74 vs est 0.88 ▼ miss |
| 2025-09-30 | USD 0.78 vs est 0.76 ▲ beat |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Financials & Fundamentals (ORI)
| Total Revenue | $9.72B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +13.40% |
| Gross Margin | +63.92% |
| Operating Margin | +17.45% |
| Profit Margin | +11.71% |
| ROE | +18.57% |
| Debt / Equity | 0.38 |
| Current Ratio | 0.29 |
| Total Cash | $2.65B |
| Total Debt | $2.28B |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Financial Health Score (ORI)
Nexqual rates Old Republic International Corporation's overall financial health "Solid" across five dimensions, as of October 16, 2026 at 05:20 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 64%, operating 17% |
| Balance Sheet | Mixed — $2.65B cash vs $2.28B debt, net cash position |
| Cash Flow | Solid — Operating cash flow $1.16B (FY ended Dec 2025, 10-K) |
| Efficiency | Solid — ROE 19%, ROA 3.1% |
Ownership (ORI)
| Insider Ownership | +7.73% |
|---|---|
| Institutional Ownership | +78.61% |
| Shares Outstanding | 241.43M |
| Float | 221.13M |
| Short % of Float | +6.18% |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Leadership (ORI)
Old Republic International Corporation is led by Craig Richard Smiddy (age 61), President, CEO & Director, per Nexqual as of October 16, 2026 at 05:20 UTC.
| President, CEO & Director | Craig Richard Smiddy (age 61) |
|---|---|
| Senior VP & CFO | Francis Joseph Sodaro (age 56) |
| Executive Vice President | Stephen Joseph Oberst (age 57) |
| Senior Vice President & CEO of Title Insurance | Carolyn Jean Monroe (age 66) |
| Senior VP of Underwriting & Distribution and COO | Jeffrey Patrick Lange (age 54) |
Major Backers & Investors (ORI)
Notable institutional backers of Old Republic International Corporation include Charles Schwab Investment Management, Inc., Victory Capital Management Inc., Charles Schwab, according to Nexqual as of October 16, 2026 at 05:20 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Charles Schwab Investment Management, Inc. | 3.1% |
| Victory Capital Management Inc. | 2.59% |
| Charles Schwab | 2.25% |
| AQR Capital Management, LLC | 2.09% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 16.23% |
| BlackRock | 15.98% |
| BNY Mellon | 4.98% |
| State Street | 4.17% |
| Geode Capital | 3.24% |
| Dimensional Fund Advisors | 2.9% |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| KNSL | Kinsale Capital Group, Inc. | USD 357.49 | ▲ 5.15% |
| THG | Hanover Insurance Group Inc | USD 228.42 | ▲ 2.69% |
| AFG | American Financial Group, Inc. | USD 145.73 | ▲ 0.77% |
| CNA | CNA Financial Corporation | USD 47.31 | ▲ 1.24% |
| AIZ | Assurant, Inc. | USD 281.87 | ▲ 4.01% |
| RLI | RLI Corp. | USD 59.48 | ▲ 4.17% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:20 UTC. This page is informational and not investment advice.
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