Live Oak Bancshares, Inc. (LOB) Stock Price & Analysis
Live Oak Bancshares, Inc. (LOB) rose 2.66% to USD 38.63 as of June 10, 2026 at 02:19 UTC, according to Nexqual real-time market data.
LOB last closed at USD 37.63; the session ranged USD 38.15–39.24 on volume of 215,126 shares. Market capitalization is $1.79B, with a 52-week range of USD 27.35–42.89 (NYQ). Source: Nexqual, June 10, 2026 at 02:19 UTC.
Key Statistics (as of June 10, 2026 at 02:19 UTC)
| Price | USD 38.63 |
|---|---|
| Change | ▲ 2.66% (up) |
| Previous Close | USD 37.63 |
| Open | USD 38.01 |
| Day Range | USD 38.15 – 39.24 |
| 52-Week Range | USD 27.35 – 42.89 |
| Volume | 215,126 shares |
| Market Cap | $1.79B |
| Exchange | NYQ |
Technical Analysis (LOB)
Nexqual's technical model rates LOB "BUY" based on 5 bullish and 1 bearish signals across 124 daily candles, as of June 10, 2026 at 02:19 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 59.78 (neutral) |
| vs SMA50 | Above (USD 36.62) |
| MACD | 0.32 (positive) |
Analyst Ratings (LOB)
Wall Street analysts rate LOB "None" based on 4 analysts, with a mean price target of USD 42.75 (range USD 41–47), per Nexqual as of June 10, 2026 at 02:19 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 42.75 |
| High Target | USD 47 |
| Low Target | USD 41 |
| Buy / Hold / Sell | 2 / 3 / 0 |
Earnings (LOB)
| Next Earnings Date | 2026-07-22 |
|---|---|
| EPS Estimate | USD 0.68 |
| Revenue Estimate | $155.03M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.63 vs est 0.58 ▲ beat |
| 2025-12-31 | USD 0.47 vs est 0.56 ▼ miss |
| 2025-09-30 | USD 0.59 vs est 0.6 ▼ miss |
| 2025-06-30 | USD 0.53 vs est 0.5 ▲ beat |
Source: Nexqual, June 10, 2026 at 02:19 UTC.
Financials & Fundamentals (LOB)
| Total Revenue | $512.21M |
|---|---|
| Revenue Growth (YoY) | +33.50% |
| Gross Margin | +0.00% |
| Operating Margin | +35.48% |
| Profit Margin | +24.64% |
| ROE | +10.89% |
| Total Cash | $816.39M |
| Total Debt | $99.75M |
Source: Nexqual, June 10, 2026 at 02:19 UTC.
Financial Health Score (LOB)
Nexqual rates Live Oak Bancshares, Inc.'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 02:19 UTC.
| Growth | Strong — Revenue +16% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $816M cash vs $100M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $275M |
| Efficiency | Mixed — ROE 11%, ROA 0.9% |
Ownership (LOB)
| Insider Ownership | +22.82% |
|---|---|
| Institutional Ownership | +71.86% |
| Shares Outstanding | 46.26M |
| Float | 35.94M |
| Short % of Float | +6.61% |
Source: Nexqual, June 10, 2026 at 02:19 UTC.
Leadership (LOB)
Live Oak Bancshares, Inc. is led by James S. Mahan (age 73), Chairman & CEO, per Nexqual as of June 10, 2026 at 02:19 UTC.
| Chairman & CEO | James S. Mahan (age 73) |
|---|---|
| President | William C. Losch (age 54) |
| Chief Financial Officer | Walter J. Phifer (age 41) |
| Vice Chairman & Executive VP | William L. Williams (age 73) |
| Senior Vice President of Corporate Communications | Claire Parker |
Major Backers & Investors (LOB)
Notable institutional backers of Live Oak Bancshares, Inc. include T. Rowe Price, -Price (T.Rowe) U.S. Small-Cap Value Equity Trust, Barrow, Hanley Mewhinney & Strauss, LLC, according to Nexqual as of June 10, 2026 at 02:19 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 22.35% |
| -Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 4.27% |
| Barrow, Hanley Mewhinney & Strauss, LLC | 3.51% |
| Gilder Gagnon Howe & Co LLC | 2.58% |
| SouthernSun Asset Management, LLC | 2.23% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 9.24% |
| Vanguard Group | 7.6% |
| State Street | 4.21% |
| Dimensional Fund Advisors | 3.44% |
| Geode Capital | 1.85% |
Source: Nexqual, June 10, 2026 at 02:19 UTC.
From Live Oak Bancshares, Inc.'s Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- It is this industry vertical expertise, product knowledge and our culture that differentiate the Company and allow us to provide an unprecedented customer service and live our mission to fuel the growth of small business across the country and be America's Small Business Bank.
- Collaboration, both within and between business units, is a hallmark of our approach to service delivery and value creation for our customers and stakeholders.
Partnerships
- If, after becoming a financial holding company and undertaking activities not permissible for a bank holding company, the company fails to continue to meet any of the prerequisites for financial holding company status, the company must enter into an agreement with the Federal Reserve to comply with all applicable capital and management requirements.
- In 2018, the Bank formed Live Oak Private Wealth, LLC ("LOPW"), a registered investment advisor that provides high-net-worth individuals and families with strategic wealth and investment management services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| WD | Walker & Dunlop, Inc | USD 52.89 | ▲ 3.2% |
| KNSL | Kinsale Capital Group, Inc. | USD 303.25 | ▼ 0.94% |
| OM | Outset Medical, Inc. | USD 4.69 | ▲ 2.4% |
| GSHD | Goosehead Insurance, Inc. | USD 35.92 | ▼ 6.34% |
| FBNC | First Bancorp | USD 60 | ▲ 1.23% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 02:19 UTC. This page is informational and not investment advice.