Old Second Bancorp Inc (OSBC) Stock Price & Analysis
Old Second Bancorp Inc (OSBC) rose 1.06% to USD 21.94 as of June 10, 2026 at 03:11 UTC, according to Nexqual real-time market data.
OSBC last closed at USD 21.71; the session ranged USD 21.4–22.3 on volume of 239,865 shares. Market capitalization is $1.13B, with a 52-week range of USD 16.43–22.43 (NMS). Source: Nexqual, June 10, 2026 at 03:11 UTC.
Key Statistics (as of June 10, 2026 at 03:11 UTC)
| Price | USD 21.94 |
|---|---|
| Change | ▲ 1.06% (up) |
| Previous Close | USD 21.71 |
| Open | USD 21.84 |
| Day Range | USD 21.4 – 22.3 |
| 52-Week Range | USD 16.43 – 22.43 |
| Volume | 239,865 shares |
| Market Cap | $1.13B |
| Exchange | NMS |
Technical Analysis (OSBC)
Nexqual's technical model rates OSBC "BUY" based on 5 bullish and 1 bearish signals across 124 daily candles, as of June 10, 2026 at 03:11 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 59.69 (neutral) |
| vs SMA50 | Above (USD 21.02) |
| MACD | 0.21 (positive) |
Analyst Ratings (OSBC)
Wall Street analysts rate OSBC "None" based on 5 analysts, with a mean price target of USD 23.2 (range USD 22–25), per Nexqual as of June 10, 2026 at 03:11 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 23.2 |
| High Target | USD 25 |
| Low Target | USD 22 |
| Buy / Hold / Sell | 4 / 1 / 0 |
Earnings (OSBC)
| Next Earnings Date | 2026-07-22 |
|---|---|
| EPS Estimate | USD 0.55 |
| Revenue Estimate | $82.02M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.49 vs est 0.51 ▼ miss |
| 2025-12-31 | USD 0.58 vs est 0.54 ▲ beat |
| 2025-09-30 | USD 0.53 vs est 0.51 ▲ beat |
| 2025-06-30 | USD 0.5 vs est 0.48 ▲ beat |
Source: Nexqual, June 10, 2026 at 03:11 UTC.
Financials & Fundamentals (OSBC)
| Total Revenue | $324.91M |
|---|---|
| Revenue Growth (YoY) | +19.20% |
| Gross Margin | +0.00% |
| Operating Margin | +42.50% |
| Profit Margin | +26.49% |
| ROE | +10.84% |
| Total Cash | $119.84M |
| Total Debt | $324.14M |
Source: Nexqual, June 10, 2026 at 03:11 UTC.
Financial Health Score (OSBC)
Nexqual rates Old Second Bancorp Inc's overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 03:11 UTC.
| Growth | Strong — Revenue +21% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $120M cash vs $324M debt |
| Cash Flow | Solid — Operating cash flow $141M |
| Efficiency | Mixed — ROE 11%, ROA 1.4% |
Ownership (OSBC)
| Insider Ownership | +4.53% |
|---|---|
| Institutional Ownership | +75.83% |
| Shares Outstanding | 51.43M |
| Float | 49.60M |
| Short % of Float | +3.45% |
Source: Nexqual, June 10, 2026 at 03:11 UTC.
Leadership (OSBC)
Old Second Bancorp Inc is led by James L. Eccher (age 60), President, CEO & Chairman of the Board, per Nexqual as of June 10, 2026 at 03:11 UTC.
| President, CEO & Chairman of the Board | James L. Eccher (age 60) |
|---|---|
| Executive VP, COO & CFO | Bradley S. Adams (age 51) |
| Director, EVP & President, Nat'l Specialty Lending, President, FreedomRoad Fin. & Performance Fin. | Darin P. Campbell (age 59) |
Major Backers & Investors (OSBC)
Notable institutional backers of Old Second Bancorp Inc include American Century Companies Inc, Goldman Sachs, Davis Asset Management, L.P., according to Nexqual as of June 10, 2026 at 03:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 5.76% |
| Goldman Sachs | 3.96% |
| Davis Asset Management, L.P. | 3.5% |
| FJ Capital Management LLC | 2.93% |
| Boston Partners | 2.81% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.17% |
| Vanguard Group | 8.66% |
| Dimensional Fund Advisors | 4.64% |
| State Street | 3.97% |
| Geode Capital | 2.49% |
Source: Nexqual, June 10, 2026 at 03:11 UTC.
From Old Second Bancorp Inc's Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States.
- The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts.
- It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| OVBC | Ohio Valley Banc Corp. | USD 48.53 | ▲ 0.79% |
| PEBO | Peoples Bancorp Inc. | USD 35.61 | ▲ 1.34% |
| OCFC | OceanFirst Financial Corp. | USD 18.11 | ▼ 0.17% |
| QCRH | QCR Holdings, Inc. | USD 94.96 | ▲ 1.52% |
| MBWM | Mercantile Bank Corporation | USD 53.89 | ▲ 2.18% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 03:11 UTC. This page is informational and not investment advice.