Root, Inc. (ROOT) Stock Price & Analysis
Root, Inc. (ROOT) closed at USD 50.53 on Thursday, October 15, 2026, up 2.87% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 49.12; the Oct 15, 2026 session ranged USD 49.26–50.81 on volume of 165,095 shares. Market capitalization is $782.87M, with a 52-week range of USD 40.91–91 (NMS). Source: Nexqual, retrieved October 16, 2026 at 05:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/ROOT.md
Key facts (ROOT)
- Analysts: Hold (mean 2.67 on a 1–5 scale) (6 analysts), mean target USD 57 (range 47–75).
- Total return with dividends: 1Y -33.0% vs S&P 500 +18.1%; 5Y -44.7% vs S&P 500 +85.1%.
- Next earnings: 2026-11-04, EPS estimate USD 0.6, revenue estimate $383M.
Analysts (ROOT)
Consensus Hold (mean 2.67 on a 1–5 scale), 6 analysts; mean target USD 57 (low 47, high 75).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-12 | Wells Fargo | Target lowered | Equal-Weight | $53 → $47 |
| 2026-08-11 | Jefferies | Downgrade | Buy → Hold | $78 → $58 |
| 2026-08-06 | Keefe, Bruyette & Woods | Target lowered | Outperform | $95 → $80 |
| 2026-07-09 | Wells Fargo | Target raised | Equal-Weight | $58 → $61 |
Total return (dividends reinvested) (ROOT)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | -33.0% | -44.7% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -33.1% | -11.2% |
| Volatility (annualized) | 65.6% | 102.2% |
| Max drawdown | -52.4% (Nov 2025→Apr 2026) | -96.5% (Nov 2021→Mar 2023) |
Key Statistics (as of October 16, 2026 at 05:22 UTC)
| Price | USD 50.53 |
|---|---|
| Change | ▲ 2.87% (up) |
| Previous Close | USD 49.12 |
| Open | USD 49.76 |
| Day Range | USD 49.26 – 50.81 |
| 52-Week Range | USD 40.91 – 91 |
| Volume | 165,095 shares |
| Market Cap | $782.87M |
| Exchange | NMS |
Technical Analysis (ROOT)
Nexqual's technical model rates ROOT "SELL" based on 2 bullish and 4 bearish signals across 127 daily candles, as of October 16, 2026 at 05:22 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 52.69 (neutral) |
| vs SMA50 | Below (USD 51.44) |
| MACD | -0.79 (negative) |
Analyst Ratings (ROOT)
Wall Street analysts rate ROOT "Hold" based on 6 analysts, with a mean price target of USD 57 (range USD 47–75), per Nexqual as of October 16, 2026 at 05:22 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 57 |
| High Target | USD 75 |
| Low Target | USD 47 |
| Buy / Hold / Sell | 1 / 5 / 0 |
Earnings (ROOT)
| Next Earnings Date | 2026-11-04 |
|---|---|
| EPS Estimate | USD 0.6 |
| Revenue Estimate | $382.94M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.8 vs est 0.72 ▲ beat |
| 2026-03-31 | USD 2.1 vs est 0.66 ▲ beat |
| 2025-12-31 | USD 0.39 vs est -0.26 ▲ beat |
| 2025-09-30 | USD -0.34 vs est -0.47 ▲ beat |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financials & Fundamentals (ROOT)
| Total Revenue | $1.57B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +1.60% |
| Gross Margin | +39.31% |
| Operating Margin | +8.89% |
| Profit Margin | +3.71% |
| ROE | +15.37% |
| Debt / Equity | 0.45 |
| Current Ratio | 1.98 |
| Total Cash | $520.40M |
| Total Debt | $197.80M |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financial Health Score (ROOT)
Nexqual rates Root, Inc.'s overall financial health "Solid" across five dimensions, as of October 16, 2026 at 05:22 UTC.
| Growth | Strong — Revenue +29% YoY (annual) |
|---|---|
| Profitability | Solid — Gross margin 39%, operating 9% |
| Balance Sheet | Solid — $520M cash vs $198M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $195M (TTM) |
| Efficiency | Solid — ROE 15%, ROA 3.3% |
Ownership (ROOT)
| Insider Ownership | +5.90% |
|---|---|
| Institutional Ownership | +64.65% |
| Shares Outstanding | 13.69M |
| Float | 12.30M |
| Short % of Float | +16.53% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Leadership (ROOT)
Root, Inc. is led by Alexander Edward Timm (age 36), Founder, CEO & Chairman, per Nexqual as of October 16, 2026 at 05:22 UTC.
| Founder, CEO & Chairman | Alexander Edward Timm (age 36) |
|---|---|
| President & CTO | Mahtiyar Bonakdarpour (age 38) |
| Chief Financial Officer | Megan Nicole Binkley (age 41) |
| Senior Vice President of Business Development | Jason Shapiro |
Major Backers & Investors (ROOT)
Notable institutional backers of Root, Inc. include T. Rowe Price, Ribbit Management Company, LLC, Findell Capital Management LLC, according to Nexqual as of October 16, 2026 at 05:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 14.31% |
| Ribbit Management Company, LLC | 9.01% |
| Findell Capital Management LLC | 3.36% |
| TR PRICE-Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 2.49% |
| Galileo (ptc) Ltd | 1.85% |
| Renaissance Technologies | 1.79% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.75% |
| Vanguard Group | 7.64% |
| Geode Capital | 2.52% |
| State Street | 2.12% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HMN | Horace Mann Educators Corporati | USD 45.98 | ▲ 0.33% |
| PRCH | Porch Group, Inc. | USD 17.57 | ▲ 2.03% |
| HCI | HCI Group, Inc. | USD 196.38 | ▼ 1.26% |
| SKWD | Skyward Specialty Insurance Gro | USD 60.18 | ▲ 0.94% |
| SLDE | Slide Insurance Holdings, Inc. | USD 26.53 | ▲ 4.04% |
| LMND | Lemonade, Inc. | USD 45.86 | ▲ 2.57% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:22 UTC. This page is informational and not investment advice.
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