Safety Insurance Group, Inc. (SAFT) Stock Price & Analysis

Safety Insurance Group, Inc. (SAFT) is trading at USD 104.02, down 0.23% today, as of October 28, 2026 at 19:51 UTC (US market open; quotes may be delayed), according to Nexqual market data.

SAFT last closed at USD 104.26; today's session has ranged USD 103.99–104.35 on volume of 109,435 shares. Market capitalization is $1.53B, with a 52-week range of USD 67.04–104.35 (NMS). Source: Nexqual, retrieved October 28, 2026 at 19:53 UTC.

Also available as compact Markdown for AI agents: nexqual.com/SAFT.md

Key facts (SAFT)

• Last four reported quarters (through Jun 30, 2026): revenue $1.29B, net income $68.6M (5.3% margin), free cash flow $176M (SEC filings).
• Valuation: P/E 22.3x (avg 29.3x at the last 3 fiscal year-ends).
• Insider open-market sales, last ~7 months: 5 Form 4 filings, $135M; 5 not under a Rule 10b5-1 plan ($135M); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Analysts: None.
• Total return with dividends: 1Y +58.0% vs S&P 500 +13.6%; 5Y +66.1% vs S&P 500 +79.8%.
• Next earnings: 2026-11-02, EPS estimate USD —, revenue estimate $0K.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (SAFT)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (SAFT)

P/E 22.3x · P/S 1.2x · P/FCF 8.7x · P/B 1.7x · FCF yield 11.51% · Earnings yield 4.49% · Dividend yield (paid, TTM) 3.53%

P/E at fiscal year-ends: Dec 2025 11.6x, Dec 2024 17.1x, Dec 2023 59.2x.

Insider sales (SEC Form 4, open-market, last ~7 months) (SAFT)

0 of 5 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Analysts (SAFT)

Consensus None.

Total return (dividends reinvested) (SAFT)

SAFT earnings history and stock reaction

EPS as reported against the analyst consensus before the release; surprise uses the cent-rounded figures shown (in dollars when EPS and consensus have opposite signs). Stock reaction = close before the results to close after (the first close following a release after the bell or before the open).

SAFT analyst estimates and revisions

Key Statistics (as of October 28, 2026 at 19:53 UTC)

Technical Analysis (SAFT)

Nexqual's technical model rates SAFT "STRONG BUY" based on 5 bullish and 0 bearish signals across 128 daily candles, as of October 28, 2026 at 19:53 UTC.

Analyst Ratings (SAFT)

Wall Street analysts rate SAFT "None", per Nexqual as of October 28, 2026 at 19:53 UTC.

Earnings (SAFT)

Recent Earnings History

Source: Nexqual, October 28, 2026 at 19:53 UTC.

Financials & Fundamentals (SAFT)

Source: Nexqual, October 28, 2026 at 19:53 UTC.

Financial Health Score (SAFT)

Nexqual rates Safety Insurance Group, Inc.'s overall financial health "Mixed" across five dimensions, as of October 28, 2026 at 19:53 UTC.

Ownership (SAFT)

Source: Nexqual, October 28, 2026 at 19:53 UTC.

Leadership (SAFT)

Safety Insurance Group, Inc. is led by George Michael Murphy C.P.C.U., President, CEO & Chairperson of the Board, per Nexqual as of October 28, 2026 at 19:53 UTC.

Major Backers & Investors (SAFT)

Notable institutional backers of Safety Insurance Group, Inc. include Srb Corp, Adage Capital Partners GP L.L.C., JPMorgan, according to Nexqual as of October 28, 2026 at 19:53 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 28, 2026 at 19:53 UTC.

From Safety Insurance Group, Inc.'s Latest SEC 10-K Filing (filed 2026-02-27)

Key Strengths & Strategy (as disclosed to the SEC)

• Our proprietary software applications, Safety Express and Safety Commercial Express, provide our agents with new business and endorsement entry, real-time policy issuance, immediate printing of declarations pages in agents' offices, policy downloads to most major agency management systems and data imports from Boston Software's SinglePoint (Massachusetts) and Vertafore's PL Rater (Massachusetts, New Hampshire and Maine) for personal lines.
• Our claims staff utilizes industry leading modern claims software equipped with efficient workplan management tools.
• Our employees access our proprietary and vendor supplied applications through our secure corporate intranet.
• The focuses of our information technology ("IT") efforts are: We believe that our technology initiatives have increased revenue and decreased costs while at the same time improving the customer experience for our employees, agents, and policyholders.

Legal & Regulatory Risks (Item 1A, quoted)

• We are subject to comprehensive government regulation and our ability to earn profits may be restricted by these regulations.
• We have exposure to claims related to severe weather conditions, which may result in an increase in claims frequency and severity.
• Climate change and increasing climate change regulation may adversely impact our results of operations.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 28, 2026 at 19:53 UTC. This page is informational and not investment advice.

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