Saia, Inc. (SAIA) Stock Price & Analysis
Saia, Inc. (SAIA) closed at USD 344.5 on Thursday, October 22, 2026, up 1.67% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 338.84; the Oct 22, 2026 session ranged USD 335.81–347.49 on volume of 393,680 shares. Market capitalization is $9.17B, with a 52-week range of USD 249.32–494.71 (NMS). Source: Nexqual, retrieved October 23, 2026 at 11:24 UTC.
Also available as compact Markdown for AI agents: nexqual.com/SAIA.md
Key facts (SAIA)
- Last four reported quarters (through Jun 30, 2026): revenue $3.39B, net income $278M (8.2% margin), free cash flow $255M (SEC filings).
- Valuation: P/E 33.0x (avg 33.7x at the last 3 fiscal year-ends), EV/EBITDA 14.6x, net debt $16.0M.
- Insider open-market sales, last ~7 months: 1 Form 4 filings, $137K; 1 not under a Rule 10b5-1 plan ($137K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 2.24 on a 1–5 scale) (21 analysts), mean target USD 420.29 (range 285–510).
- Total return with dividends: 1Y +18.0% vs S&P 500 +14.9%; 5Y +26.7% vs S&P 500 +80.3%.
- Next earnings: 2026-10-29, EPS estimate USD 3.3, revenue estimate $967M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (SAIA)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $2.29B | $2.79B | $2.88B | $3.21B | $3.23B | $3.39B |
| Operating income | $335M | $470M | $460M | $482M | $352M | $375M |
| Net income | $253M | $357M | $355M | $362M | $255M | $278M |
| EPS (diluted) | $9.48 | $13.40 | $13.26 | $13.51 | $9.52 | — |
| Free cash flow | $96.8M | $106M | $138M | -$460M | $27.3M | $255M |
| Operating margin | 14.6% | 16.9% | 16.0% | 15.0% | 10.9% | 11.0% |
| Net margin | 11.1% | 12.8% | 12.3% | 11.3% | 7.9% | 8.2% |
| Revenue growth | +25.6% | +22.0% | +3.2% | +11.4% | +0.8% | — |
| Cash + short-term investments | $107M | $187M | $296M | $19.5M | $19.7M | — |
| Total debt | $0K | $0K | $0K | $194M | $163M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (SAIA)
P/E 33.0x · P/S 2.7x · EV/EBITDA 14.6x · EV/Sales 2.7x · P/FCF 35.9x · P/B 3.4x · FCF yield 2.78% · Earnings yield 3.03% · Net debt $16.0M · EV $9.18B
P/E at fiscal year-ends: Dec 2025 34.3x, Dec 2024 33.7x, Dec 2023 33.1x.
Insider sales (SEC Form 4, open-market, last ~7 months) (SAIA)
0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-05-20 | Norwood Anthony R | EVP & CHRO | 292 | $137K | 5.6% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (SAIA)
Consensus Buy (mean 2.24 on a 1–5 scale), 21 analysts; mean target USD 420.29 (low 285, high 510).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-15 | StoneX | Target lowered | Buy | $500 → $480 |
| 2026-10-08 | Stifel | Target lowered | Buy | $438 → $423 |
| 2026-10-07 | Citigroup | Target raised | Buy | $417 → $429 |
| 2026-10-05 | JP Morgan | Target lowered | Overweight | $490 → $463 |
| 2026-10-02 | Susquehanna | Target lowered | Neutral | $412 → $360 |
| 2026-09-10 | Bernstein | Initiated | Outperform | $439 |
| 2026-09-08 | Citigroup | Target lowered | Buy | $423 → $417 |
| 2026-09-04 | JP Morgan | Target lowered | Overweight | $498 → $490 |
| 2026-08-04 | Citigroup | Target lowered | Buy | $488 → $423 |
| 2026-07-31 | UBS | Target lowered | Buy | $527 → $504 |
| 2026-07-31 | JP Morgan | Target raised | Overweight | $490 → $498 |
| 2026-07-31 | Morgan Stanley | Target lowered | Underweight | $295 → $285 |
Total return (dividends reinvested) (SAIA)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +18.0% | +26.7% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +18.1% | +4.8% |
| Volatility (annualized) | 46.1% | 48.8% |
| Max drawdown | -33.4% (Jun 2026→Sep 2026) | -58.6% (Apr 2024→Apr 2025) |
SAIA company outlook (results filed Jul 30, 2026)
- “In 2026, we anticipate that net capital expenditures will be approximately $350 million to $400 million, subject to ongoing evaluation of market conditions.”
- “(37) evolving stakeholder expectations regarding environmental and social issues;”
Quoted word-for-word from the SEC 8-K results press release.
SAIA analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $3.30 | $3.35 | -1.6% | $967.1M | 19 |
| Next quarter (ends Dec 2026) | $2.71 | $2.83 | -4.3% | $912.5M | 16 |
| Current fiscal year (ends Dec 2026) | $11.37 | $11.44 | -0.6% | $3.64B | 20 |
| Next fiscal year (ends Dec 2027) | $14.25 | $14.55 | -2.1% | $3.93B | 20 |
SAIA options: expected move
Options price a move of about ±13.0% (±$44.95) by Nov 20, 2026, which includes earnings on Oct 29, 2026. Over the last 8 reports the stock moved ±10% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 58.1% | ±13.0% |
| Dec 18, 2026 | 56 | 51.9% | ±16.3% |
| Mar 19, 2027 | 147 | 48.4% | ±24.4% |
| Jun 17, 2027 | 237 | 47.5% | ±30.2% |
30-day implied volatility 58.6% vs 26.9% realized over the last 30 trading days. Put/call ratio (volume) 0. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 11:24 UTC)
| Price | USD 344.5 |
|---|---|
| Change | ▲ 1.67% (up) |
| Previous Close | USD 338.84 |
| Open | USD 336.84 |
| Day Range | USD 335.81 – 347.49 |
| 52-Week Range | USD 249.32 – 494.71 |
| Volume | 393,680 shares |
| Market Cap | $9.17B |
| Exchange | NMS |
Technical Analysis (SAIA)
Nexqual's technical model rates SAIA "NEUTRAL" based on 2 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 11:24 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 51.78 (neutral) |
| vs SMA50 | Below (USD 346.54) |
| MACD | -2.7 (negative) |
Analyst Ratings (SAIA)
Wall Street analysts rate SAIA "Buy" based on 21 analysts, with a mean price target of USD 420.29 (range USD 285–510), per Nexqual as of October 23, 2026 at 11:24 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 21 |
| Mean Target | USD 420.29 |
| High Target | USD 510 |
| Low Target | USD 285 |
| Buy / Hold / Sell | 14 / 6 / 1 |
Earnings (SAIA)
| Next Earnings Date | 2026-10-29 |
|---|---|
| EPS Estimate | USD 3.3 |
| Revenue Estimate | $967.09M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 3.51 vs est 3.39 ▲ beat |
| 2026-03-31 | USD 1.86 vs est 1.82 ▲ beat |
| 2025-12-31 | USD 1.77 vs est 1.91 ▼ miss |
| 2025-09-30 | USD 2.81 vs est 2.56 ▲ beat |
Source: Nexqual, October 23, 2026 at 11:24 UTC.
Financials & Fundamentals (SAIA)
| Total Revenue | $3.39B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +17.10% |
| Gross Margin | +23.58% |
| Operating Margin | +13.09% |
| Profit Margin | +8.19% |
| ROE | +10.77% |
| Debt / Equity | 0.1 |
| Current Ratio | 1.58 |
| Total Cash | $84.01M |
| Total Debt | $269.19M |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $255.23M (7.5% of revenue) |
Source: Nexqual, October 23, 2026 at 11:24 UTC.
Financial Health Score (SAIA)
Nexqual rates Saia, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 11:24 UTC.
| Growth | Mixed — Revenue +0.8% YoY (annual), slow |
|---|---|
| Profitability | Mixed — Gross margin 24%, operating 13% (last 12 months) |
| Balance Sheet | Strong — $84M cash and investments vs $100M debt (Jun 2026, SEC) |
| Cash Flow | Solid — FCF $255M (last 4 quarters to Jun 2026, SEC), 8% margin |
| Efficiency | Mixed — ROE 11%, ROA 6.3% |
Ownership (SAIA)
| Insider Ownership | +0.15% |
|---|---|
| Institutional Ownership | +106.48% |
| Shares Outstanding | 26.61M |
| Float | 26.50M |
| Short % of Float | +4.46% |
Source: Nexqual, October 23, 2026 at 11:24 UTC.
Leadership (SAIA)
Saia, Inc. is led by Frederick J. Holzgrefe, President, CEO & Director, per Nexqual as of October 23, 2026 at 11:24 UTC.
| President, CEO & Director | Frederick J. Holzgrefe |
|---|---|
| Executive VP, CFO & Secretary | Matthew J. Batteh |
| Executive Vice President of Operations | Patrick D. Sugar |
Major Backers & Investors (SAIA)
Notable institutional backers of Saia, Inc. include Alliancebernstein L.P., Price (T.Rowe) Associates Inc, First Trust Advisors LP, according to Nexqual as of October 23, 2026 at 11:24 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Alliancebernstein L.P. | 8.35% |
| Price (T.Rowe) Associates Inc | 8.01% |
| First Trust Advisors LP | 3.84% |
| Kayne Anderson Rudnick Investment Management LLC | 3.05% |
| T. Rowe Price | 3.02% |
| Invesco | 3.01% |
| SmallCap World Fund Inc | 2.88% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 9.54% |
| Vanguard Group | 8.66% |
| State Street | 3.2% |
Source: Nexqual, October 23, 2026 at 11:24 UTC.
From Saia, Inc.'s Latest SEC 10-K Filing (filed 2026-02-24)
Key Strengths & Strategy (as disclosed to the SEC)
- Senate Bill 261 requires U.S. businesses with over $500 million in revenue operating in California to disclose climate-related financial risks and mitigation plans biannually.
- We have registered several service marks and trademarks in the United States Patent and Trademark Office, including Saia Guaranteed Select®, Saia Customer Service Indicators® and Saia Xtreme Guarantee®.
- Accordingly, we plan to continue investing in new terminals, in our tractor and trailer fleet and in advanced technologies to enable us to efficiently handle the increased volume we anticipate across both new and existing markets.
Legal & Regulatory Risks (Item 1A, quoted)
- We face litigation risks that could have a material adverse effect on the operation of our business.
- The engines in our tractors are subject to emissions-control regulations that could substantially increase operating expenses, and regulations concerning emissions or fuel-efficiency may have a material adverse impact on our business.
- We operate in a highly regulated and highly taxed industry. Costs of compliance with or liability for violation of existing or future regulations may adversely affect our business.
- The FMCSA rules on motor carrier driver hours of service limit the maximum number of hours a driver may be on duty between mandatory off-duty hours and require driver rest breaks.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| TFII | TFI International Inc. | USD 115 | ▲ 2.1% |
| KNX | Knight-Swift Transportation Hol | USD 62.52 | ▼ 1.08% |
| SNDR | Schneider National, Inc. | USD 31.12 | ▲ 0.65% |
| RXO | RXO, Inc. | USD 28.92 | ▲ 0.49% |
| XPO | XPO, Inc. | USD 188.75 | ▲ 0.15% |
| ARCB | ArcBest Corporation | USD 130.3 | ▼ 0.39% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 11:24 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt