Slm Corp (SLM) Stock Price & Analysis
Slm Corp (SLM) rose 0.45% to USD 24.29 as of July 25, 2026 at 01:45 UTC, according to Nexqual real-time market data.
SLM last closed at USD 24.18; the session ranged USD 23–24.52 on volume of 5,695,876 shares. Market capitalization is $4.57B, with a 52-week range of USD 17.77–33.49 (NMS). Source: Nexqual, July 25, 2026 at 01:45 UTC.
Key Statistics (as of July 25, 2026 at 01:45 UTC)
| Price | USD 24.29 |
|---|---|
| Change | ▲ 0.45% (up) |
| Previous Close | USD 24.18 |
| Open | USD 23.03 |
| Day Range | USD 23 – 24.52 |
| 52-Week Range | USD 17.77 – 33.49 |
| Volume | 5,695,876 shares |
| Market Cap | $4.57B |
| Exchange | NMS |
Technical Analysis (SLM)
Nexqual's technical model rates SLM "NEUTRAL" based on 3 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 01:45 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 48.24 (neutral) |
| vs SMA50 | Above (USD 23.44) |
| MACD | 0.33 (positive) |
Analyst Ratings (SLM)
Wall Street analysts rate SLM "Buy" based on 11 analysts, with a mean price target of USD 28.73 (range USD 23–35), per Nexqual as of July 25, 2026 at 01:45 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 11 |
| Mean Target | USD 28.73 |
| High Target | USD 35 |
| Low Target | USD 23 |
| Buy / Hold / Sell | 6 / 4 / 1 |
Earnings (SLM)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.38 |
| Revenue Estimate | $375.50M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.29 vs est 0.44 ▼ miss |
| 2026-03-31 | USD 1.54 vs est 1.22 ▲ beat |
| 2025-12-31 | USD 1.12 vs est 0.94 ▲ beat |
| 2025-09-30 | USD 0.63 vs est 0.79 ▼ miss |
Source: Nexqual, July 25, 2026 at 01:45 UTC.
Financials & Fundamentals (SLM)
| Total Revenue | $1.69B |
|---|---|
| Revenue Growth (YoY) | +8.10% |
| Gross Margin | +100.00% |
| Operating Margin | +29.21% |
| Profit Margin | +43.63% |
| ROE | +30.33% |
| Debt / Equity | 236.16 |
| Current Ratio | 1.33 |
| Total Cash | $4.64B |
| Total Debt | $5.84B |
Source: Nexqual, July 25, 2026 at 01:45 UTC.
Financial Health Score (SLM)
Nexqual rates Slm Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 01:45 UTC.
| Growth | Mixed — Revenue +1.4% YoY (annual), slow |
|---|---|
| Profitability | Solid — Operating margin 29% |
| Balance Sheet | Weak — $4.64B cash vs $5.84B debt |
| Cash Flow | Weak — Operating cash flow -$325M |
| Efficiency | Strong — ROE 30%, ROA 2.5% |
Ownership (SLM)
| Insider Ownership | +1.30% |
|---|---|
| Institutional Ownership | +112.55% |
| Shares Outstanding | 188.00M |
| Float | 185.76M |
| Short % of Float | +12.10% |
Source: Nexqual, July 25, 2026 at 01:45 UTC.
Leadership (SLM)
Slm Corp is led by Jonathan W. Witter (age 55), CEO & Director, per Nexqual as of July 25, 2026 at 01:45 UTC.
| CEO & Director | Jonathan W. Witter (age 55) |
|---|---|
| Co-President, Chief Operational Officer & Head of Financial Services | Kerri A. Palmer (age 54) |
| Co-President, CFO & Treasurer | Peter M. Graham (age 59) |
| Executive VP and Chief Technology & Enablement Officer | Steven A. Turner (age 59) |
| Senior Director & Head of Investor Relations | Kate deLacy |
Major Backers & Investors (SLM)
Notable institutional backers of Slm Corp include FMR, LLC, Brave Warrior Advisors, LLC, Price (T.Rowe) Associates Inc, according to Nexqual as of July 25, 2026 at 01:45 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 9.5% |
| Brave Warrior Advisors, LLC | 7.2% |
| Price (T.Rowe) Associates Inc | 4.47% |
| Impactive Capital, LP | 4.15% |
| Massachusetts Financial Services Co. | 3.52% |
| Hotchkis & Wiley Capital Management, LLC | 3.44% |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 3.14% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 17.22% |
| BlackRock | 13.46% |
| Dimensional Fund Advisors | 3.98% |
Source: Nexqual, July 25, 2026 at 01:45 UTC.
From Slm Corp's Latest SEC 10-K Filing (filed 2026-02-19)
Key Strengths & Strategy (as disclosed to the SEC)
- At December 31, 2025, the Bank had total assets of $29.7 billion, including $20.4 billion of Private Education Loans (held for investment), net, and total deposits of $21.5 billion.
- This new funding model allows us to establish a capital-light, fee-based revenue strategy that complements our core private student loan business.
- Our Approach to Assisting Students and Families Borrowing and Repaying Private Education Loans Approximately half of our Private Education Loan customers elect an in-school repayment option.
- We are focused on providing a total compensation package that enables us to attract, motivate, and retain the best possible talent to help drive our business forward.
Partnerships
- Our Board of Directors has authorized share repurchase programs during prior years, including a share repurchase program which was approved in January 2024 (for a program of up to $650 million of common stock).
- Navient retained all assets and liabilities generated prior to the Spin-Off other than those explicitly retained by us pursuant to the Separation and Distribution Agreement executed in connection with the Spin-Off (the "Separation and Distribution Agreement").
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| NAVI | Navient Corporation | USD 8.23 | ▼ 4.41% |
| STT | State Street Corporation | USD 185.4 | ▲ 0.09% |
| UNM | Unum Group | USD 86.22 | ▼ 1.79% |
| ZION | Zions Bancorporation N.A. | USD 69.29 | ▼ 1.11% |
| MTG | MGIC Investment Corporation | USD 29.65 | ▲ 2.1% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 01:45 UTC. This page is informational and not investment advice.