Synchrony Financial (SYF) Stock Price & Analysis
Synchrony Financial (SYF) rose 2.52% to USD 72.33 as of June 9, 2026 at 23:37 UTC, according to Nexqual real-time market data.
SYF last closed at USD 70.55; the session ranged USD 70.91–73.31 on volume of 3,126,336 shares. Market capitalization is $24.33B, with a 52-week range of USD 59.46–88.77 (NYQ). Source: Nexqual, June 9, 2026 at 23:37 UTC.
Key Statistics (as of June 9, 2026 at 23:37 UTC)
| Price | USD 72.33 |
|---|---|
| Change | ▲ 2.52% (up) |
| Previous Close | USD 70.55 |
| Open | USD 71.32 |
| Day Range | USD 70.91 – 73.31 |
| 52-Week Range | USD 59.46 – 88.77 |
| Volume | 3,126,336 shares |
| Market Cap | $24.33B |
| Exchange | NYQ |
Technical Analysis (SYF)
Nexqual's technical model rates SYF "NEUTRAL" based on 3 bullish and 2 bearish signals across 124 daily candles, as of June 9, 2026 at 23:37 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 47.99 (neutral) |
| vs SMA50 | Below (USD 72.69) |
| MACD | -0.49 (negative) |
Analyst Ratings (SYF)
Wall Street analysts rate SYF "Buy" based on 23 analysts, with a mean price target of USD 89.22 (range USD 77–103), per Nexqual as of June 9, 2026 at 23:37 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 23 |
| Mean Target | USD 89.22 |
| High Target | USD 103 |
| Low Target | USD 77 |
| Buy / Hold / Sell | 15 / 9 / 0 |
Earnings (SYF)
| Next Earnings Date | 2026-07-21 |
|---|---|
| EPS Estimate | USD 2.09 |
| Revenue Estimate | $3.74B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 2.27 vs est 2.16 ▲ beat |
| 2025-12-31 | USD 2.18 vs est 2.02 ▲ beat |
| 2025-09-30 | USD 2.86 vs est 2.21 ▲ beat |
| 2025-06-30 | USD 2.5 vs est 1.79 ▲ beat |
Source: Nexqual, June 9, 2026 at 23:37 UTC.
Financials & Fundamentals (SYF)
| Total Revenue | $9.89B |
|---|---|
| Revenue Growth (YoY) | +6.10% |
| Gross Margin | +0.00% |
| Operating Margin | +48.03% |
| Profit Margin | +36.39% |
| ROE | +21.78% |
| Total Cash | $20.56B |
| Total Debt | $16.43B |
Source: Nexqual, June 9, 2026 at 23:37 UTC.
Financial Health Score (SYF)
Nexqual rates Synchrony Financial's overall financial health "Mixed" across five dimensions, as of June 9, 2026 at 23:37 UTC.
| Growth | Weak — Revenue -7% YoY (annual), declining |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $20.6B cash vs $16.4B debt, net cash position |
| Cash Flow | Solid — Operating cash flow $9.83B |
| Efficiency | Strong — ROE 22%, ROA 3.0% |
Ownership (SYF)
| Insider Ownership | +0.35% |
|---|---|
| Institutional Ownership | +107.73% |
| Shares Outstanding | 336.37M |
| Float | 334.85M |
| Short % of Float | +8.14% |
Source: Nexqual, June 9, 2026 at 23:37 UTC.
Leadership (SYF)
Synchrony Financial is led by Brian D. Doubles (age 49), President, CEO & Director, per Nexqual as of June 9, 2026 at 23:37 UTC.
| President, CEO & Director | Brian D. Doubles (age 49) |
|---|---|
| Executive VP & CFO | Brian J. Wenzel (age 57) |
| Executive VP and Chief Technology & Operating Officer | Carol D. Juel (age 52) |
| Senior Vice President & Director of Investor Relations | Kathryn Harmon Miller |
Major Backers & Investors (SYF)
Notable institutional backers of Synchrony Financial include Capital Group, AMERICAN BALANCED FUND, Bank of America Corporation, according to Nexqual as of June 9, 2026 at 23:37 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Capital Group | 10.05% |
| AMERICAN BALANCED FUND | 6.05% |
| Bank of America Corporation | 4.78% |
| Income Fund of America | 2.87% |
| Goldman Sachs | 2.85% |
| Par Capital Management Inc | 2.26% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 21.32% |
| BlackRock | 10.4% |
| State Street | 6.5% |
| Geode Capital | 2.96% |
Source: Nexqual, June 9, 2026 at 23:37 UTC.
From Synchrony Financial's Latest SEC 10-K Filing (filed 2026-02-06)
Key Strengths & Strategy (as disclosed to the SEC)
- Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.
- The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans.
- It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms.
- In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CFG | Citizens Financial Group, Inc. | USD 65.67 | ▲ 2.64% |
| MTB | M&T Bank Corporation | USD 225.43 | ▲ 1.34% |
| ALLY | Ally Financial Inc. | USD 43.35 | ▲ 1.36% |
| BNY | The Bank of New York Mellon Cor | USD 143.25 | ▲ 0.6% |
| COF | Capital One Financial Corporati | USD 183.35 | ▲ 1.48% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 9, 2026 at 23:37 UTC. This page is informational and not investment advice.