Ally Financial Inc. (ALLY) Stock Price & Analysis
Ally Financial Inc. (ALLY) fell 2.39% to USD 42.92 as of July 25, 2026 at 01:46 UTC, according to Nexqual real-time market data.
ALLY last closed at USD 43.97; the session ranged USD 42.21–44.62 on volume of 5,922,986 shares. Market capitalization is $13.06B, with a 52-week range of USD 35.92–47.29 (NYQ). Source: Nexqual, July 25, 2026 at 01:46 UTC.
Key Statistics (as of July 25, 2026 at 01:46 UTC)
| Price | USD 42.92 |
|---|---|
| Change | ▼ 2.39% (down) |
| Previous Close | USD 43.97 |
| Open | USD 43.9 |
| Day Range | USD 42.21 – 44.62 |
| 52-Week Range | USD 35.92 – 47.29 |
| Volume | 5,922,986 shares |
| Market Cap | $13.06B |
| Exchange | NYQ |
Technical Analysis (ALLY)
Nexqual's technical model rates ALLY "SELL" based on 2 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 01:46 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 40.22 (neutral) |
| vs SMA50 | Below (USD 44.16) |
| MACD | -0.11 (negative) |
Analyst Ratings (ALLY)
Wall Street analysts rate ALLY "Buy" based on 17 analysts, with a mean price target of USD 53.88 (range USD 45–58), per Nexqual as of July 25, 2026 at 01:46 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 17 |
| Mean Target | USD 53.88 |
| High Target | USD 58 |
| Low Target | USD 45 |
| Buy / Hold / Sell | 14 / 3 / 0 |
Earnings (ALLY)
| Next Earnings Date | 2026-10-16 |
|---|---|
| EPS Estimate | USD 1.45 |
| Revenue Estimate | $2.31B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.21 vs est 1.22 ▼ miss |
| 2026-03-31 | USD 1.11 vs est 0.94 ▲ beat |
| 2025-12-31 | USD 1.09 vs est 1.02 ▲ beat |
| 2025-09-30 | USD 1.15 vs est 1.01 ▲ beat |
Source: Nexqual, July 25, 2026 at 01:46 UTC.
Financials & Fundamentals (ALLY)
| Total Revenue | $7.90B |
|---|---|
| Revenue Growth (YoY) | +11.10% |
| Gross Margin | +0.00% |
| Operating Margin | +25.34% |
| Profit Margin | +18.41% |
| ROE | +9.68% |
| Total Cash | $7.84B |
| Total Debt | $22.97B |
Source: Nexqual, July 25, 2026 at 01:46 UTC.
Financial Health Score (ALLY)
Nexqual rates Ally Financial Inc.'s overall financial health "Weak" across five dimensions, as of July 25, 2026 at 01:46 UTC.
| Growth | Weak — Revenue -3% YoY (annual), declining |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $7.84B cash vs $23.0B debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 10%, ROA 0.7% |
Ownership (ALLY)
| Insider Ownership | +10.30% |
|---|---|
| Institutional Ownership | +88.13% |
| Shares Outstanding | 304.20M |
| Float | 273.15M |
| Short % of Float | +4.53% |
Source: Nexqual, July 25, 2026 at 01:46 UTC.
Leadership (ALLY)
Ally Financial Inc. is led by Michael G. Rhodes (age 59), CEO & Director, per Nexqual as of July 25, 2026 at 01:46 UTC.
| CEO & Director | Michael G. Rhodes (age 59) |
|---|---|
| Chief Financial Officer | Russell E . Hutchinson (age 50) |
| President of Dealer Financial Services | Douglas R. Timmerman (age 62) |
| President of Corporate Finance | William C. Hall (age 65) |
| Chief Financial Planning & Investor Relations Officer | Sean Leary |
Major Backers & Investors (ALLY)
Notable institutional backers of Ally Financial Inc. include Harris Associates L.P., Berkshire Hathaway, Wellington Management, according to Nexqual as of July 25, 2026 at 01:46 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Harris Associates L.P. | 15.1% |
| Berkshire Hathaway | 9.46% |
| Wellington Management | 3.71% |
| Sessa Capital IM, L.P. | 2.77% |
| Arrowstreet Capital, Limited Partnership | 2.21% |
| Touchstone Fd.s Group TRT-Touchstone Fd.s Group TRT-Touchstone Mid Cap | 1.17% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 18.14% |
| BlackRock | 12.42% |
| Dimensional Fund Advisors | 2.94% |
| State Street | 2.83% |
Source: Nexqual, July 25, 2026 at 01:46 UTC.
From Ally Financial Inc.'s Latest SEC 10-K Filing (filed 2026-02-25)
Key Strengths & Strategy (as disclosed to the SEC)
- Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada.
- The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations.
- It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services.
- The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SYF | Synchrony Financial | USD 72.9 | ▲ 0.12% |
| CFG | Citizens Financial Group, Inc. | USD 71.88 | ▼ 0.77% |
| COF | Capital One Financial Corporati | USD 202.84 | ▲ 0.74% |
| TFC | Truist Financial Corporation | USD 51.76 | ▲ 0.06% |
| JEF | Jefferies Financial Group Inc. | USD 55.86 | ▼ 0.18% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 01:46 UTC. This page is informational and not investment advice.