Sofi Technologies, Inc. (SOFI) Stock Price & Analysis
Sofi Technologies, Inc. (SOFI) fell 1.14% to USD 16.46 as of July 25, 2026 at 01:13 UTC, according to Nexqual real-time market data.
SOFI last closed at USD 16.65; the session ranged USD 16.33–16.82 on volume of 92,502,492 shares. Market capitalization is $21.11B, with a 52-week range of USD 14.92–32.73 (NMS). Source: Nexqual, July 25, 2026 at 01:13 UTC.
Key Statistics (as of July 25, 2026 at 01:13 UTC)
| Price | USD 16.46 |
|---|---|
| Change | ▼ 1.14% (down) |
| Previous Close | USD 16.65 |
| Open | USD 16.72 |
| Day Range | USD 16.33 – 16.82 |
| 52-Week Range | USD 14.92 – 32.73 |
| Volume | 92,502,492 shares |
| Market Cap | $21.11B |
| Exchange | NMS |
Technical Analysis (SOFI)
Nexqual's technical model rates SOFI "SELL" based on 2 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 01:13 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 42.76 (neutral) |
| vs SMA50 | Below (USD 17.12) |
| MACD | -0.13 (negative) |
Analyst Ratings (SOFI)
Wall Street analysts rate SOFI "Hold" based on 19 analysts, with a mean price target of USD 20.63 (range USD 12–30), per Nexqual as of July 25, 2026 at 01:13 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 19 |
| Mean Target | USD 20.63 |
| High Target | USD 30 |
| Low Target | USD 12 |
| Buy / Hold / Sell | 7 / 12 / 4 |
Earnings (SOFI)
| Next Earnings Date | 2026-07-29 |
|---|---|
| EPS Estimate | USD 0.11 |
| Revenue Estimate | $1.12B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.12 vs est 0.12 ▼ miss |
| 2025-12-31 | USD 0.12 vs est 0.11 ▲ beat |
| 2025-09-30 | USD 0.1 vs est 0.08 ▲ beat |
| 2025-06-30 | USD 0.09 vs est 0.06 ▲ beat |
Source: Nexqual, July 25, 2026 at 01:13 UTC.
Financials & Fundamentals (SOFI)
| Total Revenue | $3.91B |
|---|---|
| Revenue Growth (YoY) | +42.50% |
| Gross Margin | +83.51% |
| Operating Margin | +18.28% |
| Profit Margin | +14.76% |
| ROE | +6.60% |
| Debt / Equity | 17.72 |
| Current Ratio | 1.12 |
| Total Cash | $3.56B |
| Total Debt | $1.92B |
Source: Nexqual, July 25, 2026 at 01:13 UTC.
Financial Health Score (SOFI)
Nexqual rates Sofi Technologies, Inc.'s overall financial health "Solid" across five dimensions, as of July 25, 2026 at 01:13 UTC.
| Growth | Strong — Revenue +38% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 84%, operating 18% |
| Balance Sheet | Strong — $3.56B cash vs $1.92B debt, net cash position |
| Cash Flow | Weak — Operating cash flow -$6.08B |
| Efficiency | Mixed — ROE 7%, ROA 1.3% |
Ownership (SOFI)
| Insider Ownership | +1.43% |
|---|---|
| Institutional Ownership | +57.01% |
| Shares Outstanding | 1.28B |
| Float | 1.26B |
| Short % of Float | +14.87% |
Source: Nexqual, July 25, 2026 at 01:13 UTC.
Leadership (SOFI)
Sofi Technologies, Inc. is led by Anthony J. Noto (age 56), CEO & Director, per Nexqual as of July 25, 2026 at 01:13 UTC.
| CEO & Director | Anthony J. Noto (age 56) |
|---|---|
| Independent Non Executive Chairman | George Thompson Hutton (age 69) |
| Chief Financial Officer | Christopher Lapointe (age 41) |
| Chief Technology Officer | Jeremy Rishel (age 52) |
| Chief Marketing Officer | Lauren Stafford Webb (age 39) |
Major Backers & Investors (SOFI)
Notable institutional backers of Sofi Technologies, Inc. include Shaw D.E. & Co., Inc., UBS Group AG, Morgan Stanley, according to Nexqual as of July 25, 2026 at 01:13 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Shaw D.E. & Co., Inc. | 3.33% |
| UBS Group AG | 2.84% |
| Morgan Stanley | 1.66% |
| Jane Street Group, LLC | 1.4% |
| Qube Research & Technologies Ltd | 1.31% |
| Fidelity | 1.05% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 16.26% |
| BlackRock | 5.97% |
| State Street | 2.13% |
| Geode Capital | 2.03% |
Source: Nexqual, July 25, 2026 at 01:13 UTC.
From Sofi Technologies, Inc.'s Latest SEC 10-K Filing (filed 2026-02-17)
Key Strengths & Strategy (as disclosed to the SEC)
- Our platform offers our members (as defined under Part II, Item 7. " Key Business Metrics ") a suite of financial products and services, enabling them to borrow, save, spend, invest and protect their finances across one integrated platform, as well as personal financial management tools and benefits to complement our products.
- We also offer financial services solutions which are designed to appeal to enterprises, including our At Work product and lending related services offered through our Loan Platform Business.
- Our Technology Platform supports innovation for a broad range of enterprises, with offerings that give clients the ability to create, launch and run financial products.
- Enterprises In addition to benefiting our members, our products and capabilities are also designed to appeal to enterprises and have become interconnected with the SoFi platform, such as financial services institutions that subscribe to our enterprise services, third-party partners in our Loan Platform Business, and clients who utilize our technology platform services.
Partnerships
- We also offer jumbo loans with loan amounts up to $3,000,000 and fixed-rate home equity loans up to $750,000.
- We believe SoFi Checking and Savings accounts held at SoFi Bank are attractive to our members and prospective members due to our differentiated offerings, including competitive interest rates, access to expanded FDIC insurance coverage of up to $3 million through our Insured Deposit Program and the convenience and benefits of being part of a cohesive, simplified financial ecosystem within our mobile platform.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
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Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 01:13 UTC. This page is informational and not investment advice.