Trupanion, Inc. (TRUP) Stock Price & Analysis
Trupanion, Inc. (TRUP) rose 2.09% to USD 23.99 as of July 25, 2026 at 03:08 UTC, according to Nexqual real-time market data.
TRUP last closed at USD 23.5; the session ranged USD 23.58–24.34 on volume of 265,857 shares. Market capitalization is $1.05B, with a 52-week range of USD 21.16–57 (NGM). Source: Nexqual, July 25, 2026 at 03:08 UTC.
Key Statistics (as of July 25, 2026 at 03:08 UTC)
| Price | USD 23.99 |
|---|---|
| Change | ▲ 2.09% (up) |
| Previous Close | USD 23.5 |
| Open | USD 23.63 |
| Day Range | USD 23.58 – 24.34 |
| 52-Week Range | USD 21.16 – 57 |
| Volume | 265,857 shares |
| Market Cap | $1.05B |
| Exchange | NGM |
Technical Analysis (TRUP)
Nexqual's technical model rates TRUP "NEUTRAL" based on 3 bullish and 3 bearish signals across 125 daily candles, as of July 25, 2026 at 03:08 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 45 (neutral) |
| vs SMA50 | Above (USD 23.92) |
| MACD | 0.11 (positive) |
Analyst Ratings (TRUP)
Wall Street analysts rate TRUP "Buy" based on 4 analysts, with a mean price target of USD 37.25 (range USD 28–45), per Nexqual as of July 25, 2026 at 03:08 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 37.25 |
| High Target | USD 45 |
| Low Target | USD 28 |
| Buy / Hold / Sell | 3 / 3 / 0 |
Earnings (TRUP)
| Next Earnings Date | 2026-08-05 |
|---|---|
| EPS Estimate | USD 0.94 |
| Revenue Estimate | $389.72M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.78 vs est 0.88 ▼ miss |
| 2025-12-31 | USD 0.13 vs est 0.16 ▼ miss |
| 2025-09-30 | USD 0.77 vs est 0.89 ▼ miss |
| 2025-06-30 | USD 0.73 vs est 0.67 ▲ beat |
Source: Nexqual, July 25, 2026 at 03:08 UTC.
Financials & Fundamentals (TRUP)
| Total Revenue | $1.48B |
|---|---|
| Revenue Growth (YoY) | +12.30% |
| Gross Margin | +22.34% |
| Operating Margin | +1.24% |
| Profit Margin | +1.74% |
| ROE | +7.08% |
| Debt / Equity | 27.7 |
| Current Ratio | 1.73 |
| Total Cash | $383.66M |
| Total Debt | $109.35M |
| Free Cash Flow | $-13.62M |
Source: Nexqual, July 25, 2026 at 03:08 UTC.
Financial Health Score (TRUP)
Nexqual rates Trupanion, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 03:08 UTC.
| Growth | Solid — Revenue +12% YoY (annual) |
|---|---|
| Profitability | Weak — Gross margin 22%, operating 1% |
| Balance Sheet | Strong — $384M cash vs $109M debt, net cash position |
| Cash Flow | Weak — FCF negative: -$14M, burning cash |
| Efficiency | Mixed — ROE 7%, ROA 1.5% |
Ownership (TRUP)
| Insider Ownership | +15.75% |
|---|---|
| Institutional Ownership | +78.97% |
| Shares Outstanding | 43.62M |
| Float | 33.26M |
| Short % of Float | +10.41% |
Source: Nexqual, July 25, 2026 at 03:08 UTC.
Leadership (TRUP)
Trupanion, Inc. is led by Margaret Rosemary Maria Tooth (age 46), President, CEO & Director, per Nexqual as of July 25, 2026 at 03:08 UTC.
| President, CEO & Director | Margaret Rosemary Maria Tooth (age 46) |
|---|---|
| Chief Financial Officer | Fawwad Qureshi (age 51) |
| Chief Operating Officer | John Gallagher (age 38) |
| Chief Revenue Officer | Emily Dreyer (age 37) |
| Director of Investor Relations | Gil Melchior |
Major Backers & Investors (TRUP)
Notable institutional backers of Trupanion, Inc. include Capital Group, AFLAC Inc., SmallCap World Fund Inc, according to Nexqual as of July 25, 2026 at 03:08 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Capital Group | 8.67% |
| AFLAC Inc. | 8.34% |
| SmallCap World Fund Inc | 4.79% |
| GROWTH FUND OF AMERICA | 3.77% |
| Polar Capital Holdings PLC | 3.73% |
| FMR, LLC | 3.11% |
| Fidelity | 2.46% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 19.25% |
| Vanguard Group | 13.27% |
| State Street | 3.02% |
Source: Nexqual, July 25, 2026 at 03:08 UTC.
From Trupanion, Inc.'s Latest SEC 10-K Filing (filed 2026-02-13)
Key Strengths & Strategy (as disclosed to the SEC)
- Foremost, we seek to protect our proprietary position by filing patent applications in the United States and in jurisdictions outside of the United States related to our technology, inventions, and improvements that are important to our business.
- In addition, we control access to our proprietary technology, software, and documentation by entering into confidentiality and invention assignment agreements with our employees and independent contractors and non-disclosure agreements with third parties, such as service providers, vendors, individuals and entities that may be exploring a business relationship with us.
- Through the use of our proprietary, patented software designed to communicate directly with a veterinary hospital's practice management system, we are able to offer a differentiated experience to our members.
- Our approach to retention includes the assessment of three member cohorts: members in their first year of membership, members receiving rate changes below 20% per year, and members receiving rate changes over 20% per year.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FRPT | Freshpet, Inc. | USD 57.54 | ▼ 0.29% |
| LOVE | The Lovesac Company | USD 16.34 | ▼ 3.26% |
| BL | BlackLine, Inc. | USD 28.74 | ▲ 3.12% |
| KNSL | Kinsale Capital Group, Inc. | USD 349.1 | ▲ 7.2% |
| SPT | Sprout Social, Inc | USD 7.57 | ▼ 0.53% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 03:08 UTC. This page is informational and not investment advice.