United Fire Group, Inc. (UFCS) Stock Price & Analysis
United Fire Group, Inc. (UFCS) closed at USD 57.99 on Thursday, October 22, 2026, up 1.19% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 57.31; the Oct 22, 2026 session ranged USD 57.27–58.2 on volume of 110,133 shares. Market capitalization is $1.49B, with a 52-week range of USD 29.85–58.2 (NMS). Source: Nexqual, retrieved October 23, 2026 at 09:26 UTC.
Also available as compact Markdown for AI agents: nexqual.com/UFCS.md
Key facts (UFCS)
- Last four reported quarters (through Jun 30, 2026): revenue $1.47B, net income $141M (9.6% margin) (SEC filings).
- Valuation: P/E 10.6x (avg 10.0x at the last 2 fiscal year-ends), net debt $6.9M.
- 1 of 80 tracked superinvestors hold UFCS (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Analysts: Buy (mean 1.50 on a 1–5 scale) (2 analysts), mean target USD 58.5 (range 57–60).
- Total return with dividends: 1Y +90.2% vs S&P 500 +14.9%; 5Y +198.6% vs S&P 500 +80.3%.
- Next earnings: 2026-11-03, EPS estimate USD 1.19, revenue estimate $414M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (UFCS)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $1.07B | $980M | $1.10B | $1.25B | $1.39B | $1.47B |
| Net income | $80.6M | $15.0M | -$29.7M | $62.0M | $118M | $141M |
| EPS (diluted) | — | $0.59 | -$1.18 | $2.39 | $4.48 | — |
| Net margin | 7.6% | 1.5% | -2.7% | 4.9% | 8.5% | 9.6% |
| Revenue growth | -0.2% | -8.1% | +11.7% | +14.4% | +10.6% | — |
| Cash + short-term investments | $132M | $96.7M | $102M | $201M | $156M | — |
| Total debt | — | — | — | — | $146M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (UFCS)
P/E 10.6x · P/S 1.0x · EV/Sales 1.0x · P/B 1.5x · Earnings yield 9.46% · Dividend yield (paid, TTM) 1.24% · Net debt $6.9M · EV $1.50B
P/E at fiscal year-ends: Dec 2025 8.1x, Dec 2024 11.9x.
Superinvestors (SEC 13F-HR, Q2 2026) (UFCS)
1 of 80 tracked investors hold UFCS. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Mairs & Power | Mairs & Power Funds | <0.01% | $346K | Unchanged |
Analysts (UFCS)
Consensus Buy (mean 1.50 on a 1–5 scale), 2 analysts; mean target USD 58.5 (low 57, high 60).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-05 | Piper Sandler | Target raised | Overweight | $57 → $60 |
Total return (dividends reinvested) (UFCS)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +90.2% | +198.6% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +90.7% | +24.4% |
| Volatility (annualized) | 30.8% | 36.5% |
| Max drawdown | -12.2% (May 2026→Jun 2026) | -48.0% (Jun 2022→Sep 2023) |
UFCS analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $1.19 | $1.26 | -5.6% | $413.5M | 2 |
| Next quarter (ends Dec 2026) | $1.35 | $1.15 | +17.4% | $431.0M | 2 |
| Current fiscal year (ends Dec 2026) | $4.99 | $3.58 | +39.2% | $1.60B | 2 |
| Next fiscal year (ends Dec 2027) | $4.84 | $3.73 | +29.8% | $1.90B | 2 |
Key Statistics (as of October 23, 2026 at 09:26 UTC)
| Price | USD 57.99 |
|---|---|
| Change | ▲ 1.19% (up) |
| Previous Close | USD 57.31 |
| Open | USD 57.63 |
| Day Range | USD 57.27 – 58.2 |
| 52-Week Range | USD 29.85 – 58.2 |
| Volume | 110,133 shares |
| Market Cap | $1.49B |
| Exchange | NMS |
Technical Analysis (UFCS)
Nexqual's technical model rates UFCS "BUY" based on 5 bullish and 1 bearish signals across 127 daily candles, as of October 23, 2026 at 09:26 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 65.01 (neutral) |
| vs SMA50 | Above (USD 54.6) |
| MACD | 0.81 (positive) |
Analyst Ratings (UFCS)
Wall Street analysts rate UFCS "Buy" based on 2 analysts, with a mean price target of USD 58.5 (range USD 57–60), per Nexqual as of October 23, 2026 at 09:26 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 58.5 |
| High Target | USD 60 |
| Low Target | USD 57 |
| Buy / Hold / Sell | 2 / 0 / 0 |
Earnings (UFCS)
| Next Earnings Date | 2026-11-03 |
|---|---|
| EPS Estimate | USD 1.19 |
| Revenue Estimate | $413.52M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.3 vs est 0.7 ▲ beat |
| 2026-03-31 | USD 1.16 vs est 0.83 ▲ beat |
| 2025-12-31 | USD 1.5 vs est 0.91 ▲ beat |
| 2025-09-30 | USD 1.5 vs est 0.72 ▲ beat |
Source: Nexqual, October 23, 2026 at 09:26 UTC.
Financials & Fundamentals (UFCS)
| Total Revenue | $1.47B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +14.40% |
| Gross Margin | +12.86% |
| Operating Margin | +11.76% |
| Profit Margin | +9.57% |
| ROE | +15.47% |
| Debt / Equity | 0.15 |
| Current Ratio | 0.36 |
| Total Cash | $139.44M |
| Total Debt | $146.35M |
Source: Nexqual, October 23, 2026 at 09:26 UTC.
Financial Health Score (UFCS)
Nexqual rates United Fire Group, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 09:26 UTC.
| Growth | Solid — Revenue +11% YoY (annual) |
|---|---|
| Profitability | Weak — Gross margin 13%, operating 12% (last 12 months) |
| Balance Sheet | Solid — $139M cash and investments vs $146M debt (Jun 2026, SEC) |
| Cash Flow | Solid — Operating cash flow $270M (FY ended Dec 2025, 10-K) |
| Efficiency | Solid — ROE 15%, ROA 3.1% |
Ownership (UFCS)
| Insider Ownership | +17.24% |
|---|---|
| Institutional Ownership | +70.46% |
| Shares Outstanding | 25.71M |
| Float | 22.20M |
| Short % of Float | +2.62% |
Source: Nexqual, October 23, 2026 at 09:26 UTC.
Leadership (UFCS)
United Fire Group, Inc. is led by Kevin James Leidwinger, President, CEO, Principal Executive Officer & Executive Director, per Nexqual as of October 23, 2026 at 09:26 UTC.
| President, CEO, Principal Executive Officer & Executive Director | Kevin James Leidwinger |
|---|---|
| Executive VP & CFO | Eric John Martin |
| Executive VP & COO | Julie Anne Stephenson |
| Vice President of Investor Relations | Timothy Borst |
| VP & Chief Marketing Officer | Michael John Sheeley |
Major Backers & Investors (UFCS)
Notable institutional backers of United Fire Group, Inc. include American Century Companies Inc, Systematic Financial Management, L.P., Bank of America Corporation, according to Nexqual as of October 23, 2026 at 09:26 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 2.81% |
| Systematic Financial Management, L.P. | 2.27% |
| Bank of America Corporation | 1.85% |
| Invesco | 1.69% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 1.23% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 13.59% |
| Vanguard Group | 5.93% |
| Dimensional Fund Advisors | 5.86% |
| State Street | 3.35% |
| Geode Capital | 2.76% |
Source: Nexqual, October 23, 2026 at 09:26 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HMN | Horace Mann Educators Corporati | USD 47.37 | ▲ 2.2% |
| PRCH | Porch Group, Inc. | USD 17.94 | ▼ 3.5% |
| HCI | HCI Group, Inc. | USD 206.68 | ▲ 1.11% |
| SKWD | Skyward Specialty Insurance Gro | USD 62.16 | ▲ 1.24% |
| SLDE | Slide Insurance Holdings, Inc. | USD 27.75 | ▲ 2.36% |
| LMND | Lemonade, Inc. | USD 45.41 | ▲ 0.29% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:26 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt