FinVolution Group (FINV) Stock Price & Analysis
FinVolution Group (FINV) closed at USD 2.94 on Friday, October 23, 2026, down 3.92% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 2.94; the Oct 23, 2026 session ranged USD 2.93–3.06 on volume of 670,415 shares. Market capitalization is —, with a 52-week range of USD 2.8–7.07 (NYQ). Source: Nexqual, retrieved October 24, 2026 at 14:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FINV.md
Key facts (FINV)
- 1 of 80 tracked superinvestors hold FINV (13F, Q2 2026): 0 new, 0 added, 1 reduced, 0 unchanged.
- Insider open-market sales, last ~7 months: 1 Form 4 filings, $80K; 1 not under a Rule 10b5-1 plan ($80K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Total return with dividends: 1Y -55.1% vs S&P 500 +13.4%; 5Y -37.8% vs S&P 500 +76.9%.
- Next earnings: 2026-11-18, EPS estimate USD —, revenue estimate $0K.
Superinvestors (SEC 13F-HR, Q2 2026) (FINV)
1 of 80 tracked investors hold FINV. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Sarah Ketterer | Causeway Capital Management | 0.12% | $10.9M | Reduced -4.8% |
Insider sales (SEC Form 4, open-market, last ~7 months) (FINV)
0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-05-28 | Xiang Bing | Director | 75,000 | $80K | 80% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (FINV)
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-28 | Citigroup | Downgrade | Buy → Neutral | $8.1 → $4.1 |
Total return (dividends reinvested) (FINV)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | -55.1% | -37.8% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -55.2% | -9.1% |
| Volatility (annualized) | 52.3% | 46.8% |
| Max drawdown | -55.7% (Oct 2025→Oct 2026) | -70.9% (Jul 2025→Sep 2026) |
FINV suppliers, customers and competitors (named in its 20-F)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Hefei PPDai Information Technology | “December 2016, we established Hefei PPDai Information Technology Co., Ltd., as an operating entity to provide customer services with” |
Quoted from the company's 20-F filed Apr 29, 2026.
FINV analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year (ends Dec 2026) | $5.32 | $8.31 | -36.0% | $11.31B | 3 |
| Next fiscal year (ends Dec 2027) | $5.20 | $9.75 | -46.6% | $9.37B | 3 |
FINV options: expected move
Options price a move of about ±19.5% (±$0.58) by Dec 18, 2026, which includes earnings on Nov 18, 2026.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Dec 18, 2026 | 55 | 75.1% | ±19.5% |
| Mar 19, 2027 | 146 | 56.6% | ±30.3% |
30-day implied volatility 48.2% vs 44.2% realized over the last 30 trading days. Put/call ratio (volume) 0. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 24, 2026 at 14:22 UTC)
| Price | USD 2.94 |
|---|---|
| Change | ▼ 3.92% (down) |
| Previous Close | USD 2.94 |
| Open | USD 2.94 |
| Day Range | USD 2.93 – 3.06 |
| 52-Week Range | USD 2.8 – 7.07 |
| Volume | 670,415 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (FINV)
Nexqual's technical model rates FINV "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 24, 2026 at 14:22 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 41.56 (neutral) |
| vs SMA50 | Below (USD 3.41) |
| MACD | -0.11 (negative) |
Earnings (FINV)
| Next Earnings Date | 2026-11-18 |
|---|
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2025-12-31 | USD 1.77 vs est 1.61 ▲ beat |
Source: Nexqual, October 24, 2026 at 14:22 UTC.
Financials & Fundamentals (FINV)
| Total Revenue | $13.16B |
|---|---|
| Revenue Growth (latest quarter, YoY) | -4.90% |
| Gross Margin | +70.22% |
| Operating Margin | +50.01% |
| Profit Margin | +14.48% |
| ROE | +11.58% |
| Debt / Equity | 0.09 |
| Current Ratio | 7.5 |
| Total Cash | $6.42B |
| Total Debt | $1.57B |
Source: Nexqual, October 24, 2026 at 14:22 UTC.
Financial Health Score (FINV)
Nexqual rates FinVolution Group's overall financial health "Mixed" across five dimensions, as of October 24, 2026 at 14:22 UTC.
| Growth | Mixed — Revenue +3.9% YoY (annual), slow |
|---|---|
| Profitability | Solid — Net margin 19% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: Loan Brokers) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Loan Brokers) |
| Efficiency | Mixed — ROE 12%, ROA 14.1% |
Ownership (FINV)
| Insider Ownership | +25.51% |
|---|---|
| Institutional Ownership | +44.35% |
| Shares Outstanding | 122.75M |
| Float | 109.50M |
| Short % of Float | +3.91% |
Source: Nexqual, October 24, 2026 at 14:22 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| GDOT | Green Dot Corporation | USD 12.36 | ▼ 0.24% |
| PRAA | PRA Group, Inc. | USD 19.08 | ▼ 4.43% |
| QFIN | Qfin Holdings, Inc. | USD 5.26 | ▼ 3.84% |
| WRLD | World Acceptance Corporation | USD 167.04 | ▼ 1.54% |
| NAVI | Navient Corporation | USD 8.5 | ▼ 4.06% |
| SWRD | STEWARDS INC | USD 2.5 | ▼ 4.94% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 14:22 UTC. This page is informational and not investment advice.
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