FINV (FINV) Stock Price & Analysis
FINV (FINV) rose 0.64% to USD 4.75 as of July 25, 2026 at 07:42 UTC, according to Nexqual real-time market data.
FINV last closed at USD 4.72; the session ranged USD 4.65–4.77 on volume of 313,063 shares. Market capitalization is $1.12B, with a 52-week range of USD 4.35–9.73 (NYQ). Source: Nexqual, July 25, 2026 at 07:42 UTC.
Key Statistics (as of July 25, 2026 at 07:42 UTC)
| Price | USD 4.75 |
|---|---|
| Change | ▲ 0.64% (up) |
| Previous Close | USD 4.72 |
| Open | USD 4.72 |
| Day Range | USD 4.65 – 4.77 |
| 52-Week Range | USD 4.35 – 9.73 |
| Volume | 313,063 shares |
| Market Cap | $1.12B |
| Exchange | NYQ |
Technical Analysis (FINV)
Nexqual's technical model rates FINV "SELL" based on 1 bullish and 4 bearish signals across 125 daily candles, as of July 25, 2026 at 07:42 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 47.84 (neutral) |
| vs SMA50 | Below (USD 4.86) |
| MACD | -0.03 (negative) |
Analyst Ratings (FINV)
Wall Street analysts rate FINV "None" based on 6 analysts, with a mean price target of USD 7.27 (range USD 5.81–9.09), per Nexqual as of July 25, 2026 at 07:42 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 7.27 |
| High Target | USD 9.09 |
| Low Target | USD 5.81 |
| Buy / Hold / Sell | 6 / 0 / 0 |
Earnings (FINV)
| Next Earnings Date | 2026-08-20 |
|---|
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2025-12-31 | USD 1.77 vs est 1.61 ▲ beat |
Source: Nexqual, July 25, 2026 at 07:42 UTC.
Financials & Fundamentals (FINV)
| Total Revenue | $13.34B |
|---|---|
| Revenue Growth (YoY) | -7.80% |
| Gross Margin | +71.54% |
| Operating Margin | +43.72% |
| Profit Margin | +16.58% |
| ROE | +13.78% |
| Debt / Equity | 8.31 |
| Current Ratio | 7.53 |
| Total Cash | $7.33B |
| Total Debt | $1.37B |
| Free Cash Flow | $1.47B |
Source: Nexqual, July 25, 2026 at 07:42 UTC.
Financial Health Score (FINV)
Nexqual rates FINV's overall financial health "Solid" across five dimensions, as of July 25, 2026 at 07:42 UTC.
| Growth | Mixed — Revenue +3.9% YoY (annual), slow |
|---|---|
| Profitability | Strong — Gross margin 72%, operating 44% |
| Balance Sheet | Strong — $7.33B cash vs $1.37B debt, net cash position |
| Cash Flow | Solid — FCF $1.47B, 11% margin |
| Efficiency | Mixed — ROE 14%, ROA 14.9% |
Ownership (FINV)
| Insider Ownership | +12.10% |
|---|---|
| Institutional Ownership | +52.27% |
| Shares Outstanding | 122.75M |
| Float | 110.86M |
| Short % of Float | +4.66% |
Source: Nexqual, July 25, 2026 at 07:42 UTC.
Leadership (FINV)
FINV is led by Tiezheng Li (age 40), Co-Founder, CEO & Vice Chairman, per Nexqual as of July 25, 2026 at 07:42 UTC.
| Co-Founder, CEO & Vice Chairman | Tiezheng Li (age 40) |
|---|---|
| Co-founder, Chairman & Chief Innovation Officer | Shaofeng Gu (age 47) |
| President & Chief Compliance Officer | Pingping Chen (age 41) |
| Co-Founder & Director | Jun Zhang (age 48) |
| Co-founder & Director | Honghui Hu (age 48) |
Major Backers & Investors (FINV)
Notable institutional backers of FINV include Susquehanna International Group, LLP, Invesco, Bank of America Corporation, according to Nexqual as of July 25, 2026 at 07:42 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Susquehanna International Group, LLP | 13.43% |
| Invesco | 8.83% |
| Bank of America Corporation | 3.4% |
| Causeway Capital Management LLC | 2.31% |
| Morgan Stanley | 1.97% |
| Janus Henderson Group PLC | 1.77% |
| Acadian Asset Management. LLC | 1.67% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 5.32% |
| BlackRock | 3.68% |
| Dimensional Fund Advisors | 2.12% |
Source: Nexqual, July 25, 2026 at 07:42 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| QFIN | Qfin Holdings, Inc. | USD 13.19 | ▲ 0.08% |
| LX | LexinFintech Holdings Ltd. | USD 1.48 | ▲ 0% |
| XYF | X Financial | USD 4.79 | ▲ 1.05% |
| JFIN | Jiayin Group Inc. | USD 2.16 | ▼ 5.68% |
| HTT | High Templar Tech Limited | USD 2.43 | ▼ 3.57% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:42 UTC. This page is informational and not investment advice.