Green Dot Corporation (GDOT) Stock Price & Analysis
Green Dot Corporation (GDOT) closed at USD 12.26 on Thursday, October 15, 2026, down 0.65% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 12.34; the Oct 15, 2026 session ranged USD 12.16–12.45 on volume of 614,545 shares. Market capitalization is $698.64M, with a 52-week range of USD 10.1–13.75 (NYQ). Source: Nexqual, retrieved October 16, 2026 at 05:19 UTC.
Also available as compact Markdown for AI agents: nexqual.com/GDOT.md
Key facts (GDOT)
- Last four reported quarters (through Jun 30, 2026): revenue $2.27B, net income -$25.9M (-1.1% margin) (SEC filings).
- Analysts: Hold (mean 2.67 on a 1–5 scale) (3 analysts), mean target USD 16.13 (range 14.25–18).
- Total return with dividends: 1Y +0.6% vs S&P 500 +18.1%; 5Y -72.9% vs S&P 500 +85.1%.
- Next earnings: 2026-11-09, EPS estimate USD 0.07, revenue estimate $551M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (GDOT)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $1.43B | $1.45B | $1.50B | $1.72B | $2.08B | $2.27B |
| Operating income | $66.5M | $94.4M | $22.7M | -$1.7M | $13.7M | $7.8M |
| Net income | $47.5M | $64.2M | $6.7M | -$26.7M | -$98.9M | -$25.9M |
| Free cash flow | $110M | $193M | $21.6M | $7.1M | $66.0M | $83.0M |
| Operating margin | 4.6% | 6.5% | 1.5% | -0.1% | 0.7% | 0.3% |
| Net margin | 3.3% | 4.4% | 0.4% | -1.5% | -4.8% | -1.1% |
| Revenue growth | +14.3% | +1.1% | +3.6% | +14.8% | +20.7% | — |
| Cash + short-term investments | — | — | $682M | $1.59B | $1.42B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (GDOT)
P/S 0.3x · P/FCF 8.4x · P/B 0.7x · FCF yield 11.89% · Earnings yield -3.71%
P/E at fiscal year-ends: Dec 2023 77.3x.
Analysts (GDOT)
Consensus Hold (mean 2.67 on a 1–5 scale), 3 analysts; mean target USD 16.13 (low 14.25, high 18).
Total return (dividends reinvested) (GDOT)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +0.6% | -72.9% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +0.6% | -22.9% |
| Volatility (annualized) | 25.0% | 49.1% |
| Max drawdown | -22.5% (Dec 2025→Mar 2026) | -83.8% (Oct 2021→Apr 2025) |
Key Statistics (as of October 16, 2026 at 05:19 UTC)
| Price | USD 12.26 |
|---|---|
| Change | ▼ 0.65% (down) |
| Previous Close | USD 12.34 |
| Open | USD 12.46 |
| Day Range | USD 12.16 – 12.45 |
| 52-Week Range | USD 10.1 – 13.75 |
| Volume | 614,545 shares |
| Market Cap | $698.64M |
| Exchange | NYQ |
Technical Analysis (GDOT)
Nexqual's technical model rates GDOT "SELL" based on 1 bullish and 5 bearish signals across 127 daily candles, as of October 16, 2026 at 05:19 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 34.23 (neutral) |
| vs SMA50 | Below (USD 13.03) |
| MACD | -0.19 (negative) |
Analyst Ratings (GDOT)
Wall Street analysts rate GDOT "Hold" based on 3 analysts, with a mean price target of USD 16.13 (range USD 14.25–18), per Nexqual as of October 16, 2026 at 05:19 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 16.13 |
| High Target | USD 18 |
| Low Target | USD 14.25 |
| Buy / Hold / Sell | 1 / 2 / 0 |
Earnings (GDOT)
| Next Earnings Date | 2026-11-09 |
|---|---|
| EPS Estimate | USD 0.07 |
| Revenue Estimate | $551.11M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.26 vs est 0.39 ▼ miss |
| 2026-03-31 | USD 1.12 vs est 0.88 ▲ beat |
| 2025-12-31 | USD -0.08 vs est -0.1 ▲ beat |
| 2025-09-30 | USD 0.06 vs est -0.09 ▲ beat |
Source: Nexqual, October 16, 2026 at 05:19 UTC.
Financials & Fundamentals (GDOT)
| Total Revenue | $2.29B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +18.30% |
| Gross Margin | +0.00% |
| Operating Margin | +0.86% |
| Profit Margin | -1.13% |
| ROE | -2.79% |
| Total Cash | $1.14B |
| Total Debt | $65.51M |
Source: Nexqual, October 16, 2026 at 05:19 UTC.
Financial Health Score (GDOT)
Nexqual rates Green Dot Corporation's overall financial health "Weak" across five dimensions, as of October 16, 2026 at 05:19 UTC.
| Growth | Strong — Revenue +21% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $1.14B cash vs $66M debt, net cash position |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Finance Services) |
| Efficiency | Critical — ROE -3%, ROA -0.4% |
Ownership (GDOT)
| Insider Ownership | +4.08% |
|---|---|
| Institutional Ownership | +81.58% |
| Shares Outstanding | 56.99M |
| Float | 47.55M |
| Short % of Float | +3.39% |
Source: Nexqual, October 16, 2026 at 05:19 UTC.
Leadership (GDOT)
Green Dot Corporation is led by William I. Jacobs (age 83), CEO & Chairman of the Board, per Nexqual as of October 16, 2026 at 05:19 UTC.
| CEO & Chairman of the Board | William I. Jacobs (age 83) |
|---|---|
| President & Chief Revenue Officer | Chris Ruppel (age 53) |
| Chief Financial Officer | Jess Unruh (age 45) |
| Chief Technology Officer | Dave Harden |
| Senior Vice President of Finance & Corporate Development | Timothy Wayne Willi |
Major Backers & Investors (GDOT)
Notable institutional backers of Green Dot Corporation include American Century Companies Inc, No Street GP LP, Western Standard, LLC, according to Nexqual as of October 16, 2026 at 05:19 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 8.28% |
| No Street GP LP | 7.46% |
| Western Standard, LLC | 5.69% |
| Balyasny Asset Management LP | 4.21% |
| M3F, Inc. | 2.13% |
| Marshall Wace LLP | 2.13% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 10.87% |
| Vanguard Group | 8.12% |
| Dimensional Fund Advisors | 5.95% |
| Geode Capital | 2.39% |
Source: Nexqual, October 16, 2026 at 05:19 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| QFIN | Qfin Holdings, Inc. | USD 5.82 | ▲ 1.22% |
| PRAA | PRA Group, Inc. | USD 19.95 | ▼ 2.54% |
| FINV | FinVolution Group | USD 3.16 | ▲ 2.93% |
| LU | Lufax Holding Ltd | USD 0.88 | ▼ 3.97% |
| WRLD | World Acceptance Corporation | USD 172.37 | ▼ 2.75% |
| SWRD | STEWARDS INC | USD 2.59 | ▲ 3.6% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:19 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt