QFIN (QFIN) Stock Price & Analysis

QFIN (QFIN) rose 0.46% to USD 13.19 as of July 25, 2026 at 07:44 UTC, according to Nexqual real-time market data.

QFIN last closed at USD 13.13; the session ranged USD 12.72–13.31 on volume of 951,799 shares. Market capitalization is $1.61B, with a 52-week range of USD 11.31–36.37 (NMS). Source: Nexqual, July 25, 2026 at 07:44 UTC.

Key Statistics (as of July 25, 2026 at 07:44 UTC)

PriceUSD 13.19
Change▲ 0.46% (up)
Previous CloseUSD 13.13
OpenUSD 13.11
Day RangeUSD 12.72 – 13.31
52-Week RangeUSD 11.31 – 36.37
Volume951,799 shares
Market Cap$1.61B
ExchangeNMS

Technical Analysis (QFIN)

Nexqual's technical model rates QFIN "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 07:44 UTC.

Overall SignalSTRONG SELL
RSI (14)41.78 (neutral)
vs SMA50Below (USD 14.33)
MACD-0.49 (negative)

Analyst Ratings (QFIN)

Wall Street analysts rate QFIN "None" based on 13 analysts, with a mean price target of USD 21.86 (range USD 14.52–30.14), per Nexqual as of July 25, 2026 at 07:44 UTC.

Consensus RatingNone
Analyst Count13
Mean TargetUSD 21.86
High TargetUSD 30.14
Low TargetUSD 14.52
Buy / Hold / Sell11 / 2 / 0

Earnings (QFIN)

Next Earnings Date2026-08-13
Revenue Estimate$4.01B

Recent Earnings History

QuarterActual vs Estimate
2026-03-31USD 7.16 vs est 6.39 ▲ beat
2025-12-31USD 7.82 vs est 8.21 ▼ miss
2025-09-30USD 10.8 vs est 11.8 ▼ miss
2025-06-30USD 12.76 vs est 12.67 ▲ beat

Source: Nexqual, July 25, 2026 at 07:44 UTC.

Financials & Fundamentals (QFIN)

Total Revenue$18.42B
Revenue Growth (YoY)-16.70%
Gross Margin+57.06%
Operating Margin+27.45%
Profit Margin+27.53%
ROE+21.30%
Debt / Equity11.68
Current Ratio2.22
Total Cash$6.55B
Total Debt$2.85B
Free Cash Flow$9.88B

Source: Nexqual, July 25, 2026 at 07:44 UTC.

Financial Health Score (QFIN)

Nexqual rates QFIN's overall financial health "Strong" across five dimensions, as of July 25, 2026 at 07:44 UTC.

GrowthSolid — Revenue +12% YoY (annual)
ProfitabilityStrong — Gross margin 57%, operating 27%
Balance SheetStrong — $6.55B cash vs $2.85B debt, net cash position
Cash FlowStrong — FCF $9.88B, 51% margin
EfficiencyStrong — ROE 21%, ROA 8.3%

Ownership (QFIN)

Insider Ownership+3.36%
Institutional Ownership+62.80%
Shares Outstanding121.75M
Float90.94M
Short % of Float+2.45%

Source: Nexqual, July 25, 2026 at 07:44 UTC.

Leadership (QFIN)

QFIN is led by Haisheng Wu (age 42), CEO & Director, per Nexqual as of July 25, 2026 at 07:44 UTC.

CEO & DirectorHaisheng Wu (age 42)
CFO & DirectorZuoli Xu (age 56)
Senior Vice PresidentZhiqiang He (age 42)
Senior Director of Capital MarketsKaren Ji

Major Backers & Investors (QFIN)

Notable institutional backers of QFIN include Aspex Management (HK) Ltd, Fountainvest China Capital Partners Gp3 Ltd., Krane Funds Advisors LLC, according to Nexqual as of July 25, 2026 at 07:44 UTC.

Active Investors

InvestorStake
Aspex Management (HK) Ltd5.22%
Fountainvest China Capital Partners Gp3 Ltd.4.91%
Krane Funds Advisors LLC4.12%
Krane Shares Trust-KraneShares CSI China Internet ETF3.74%
Triata Capital Ltd2.84%
Greenwoods Asset Management Hong Kong Ltd.2.68%
Shaw D.E. & Co., Inc.2.54%
Goldman Sachs1.73%

Index Funds (Passive)

FundStake
BlackRock6.15%
Vanguard Group5.09%

Source: Nexqual, July 25, 2026 at 07:44 UTC.

Peers & Related Stocks

SymbolNamePriceChange
FINVFinVolution GroupUSD 4.75▼ 0.84%
TIGRUP Fintech Holding LimitedUSD 4.73▼ 5.78%
LXLexinFintech Holdings Ltd.USD 1.48▲ 0%
FUTUFutu Holdings LimitedUSD 99.36▼ 6.34%
BEKEKE Holdings IncUSD 15.89▼ 1.06%

Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:44 UTC. This page is informational and not investment advice.